Oh, somebody save me from myself!!!!

[krispos42]

So, I went online to make a payment on my modest credit card. Just enough to keep good with the credit companies until I get my overtime-enhanced, non-rent-due paycheck next week.

And my credit limit has gone from $500 to $2,000 in the past month.

My head swam with visons of shopping for things I need in my new apartment, like bookshelves. Getting a USB hard drive to start backing up my PC's files. A microwave oven.


Somebody please slap my modest sense of fiscal responsibilty back to awakeness before I become a slave to the credit card companies again!!!

[soleft]

1. Tear up your card and forget your account number!!!!

My girlfriend was out of work for a few months, and now we're almost 10k in debt. And I had spent years cleaning up my finances. Now it's shot and I have constant stress headaches.

DON'T DO IT!!!!!!!!! IT'S NOT WORTH IT!!!!!!!

[Critters2]

2. I think you'll be needing these....

[krispos42]

3. Alas, too late...

I've booked a cruise to Italy!

:rofl:

Ah... well, since I'm all divorced and stuff now (no spendthrift wifey) I might be okay. The initial shock was big, but a few hours on the DU has sucessfully distracted me. Now I'm worrying about Chavez nationalizing Olive Garden...

:-)


It is a good thing I don't recreationally shop, that's all! I work nights, and during the day my inertia keeps my ass glued to the armchair and on the DU!




Hmmmm.... Grovelbot may give me a call soon after reading this thread...

:hide:

[ThomCat]

4. Back when I finally had my medical bills paid off

and I was ready to get a card again, I got a starter card with a $700 limit. I didn't want or need more than that.

2 months later they increased my limit to $8,000. My thought was, :wtf:.

Why, why, why would any sane and rational lending institution increase the credit limit that much on a starter card for someone just coming off of high medical debts? I even bought the extra insurance in case I become fully disabled and have to stop working. You'd think that would be a very loud and clear second warning.

Modern banking and finance, based on debt, really makes the mind boggle.

[krispos42]

5. Whoa...

Mine started at $300. Got it just before my married life went to hell, kept the card all for me. Bumped up to $500 about a year later. Jumped up to $2 grand sometime in the last month! And I have a bankrupcy on my record.

But I've been making all my monthly payments, so I guess that counts for something.

They're probably trying to get me in trouble again. :tinfoilhat: Well, I'll ride the overtime pony as long as it holds, then I'll probably have to go get a part-time job to keep my day occupied.

But right now, hell, I make probably three times the wage of a likely part-time job when I'm in overtime! And I don't have to deal with any customers! :woohoo:

[Mythsaje]

6. Gawd, they're always sending me credit card offers...

We destroy them.

[krispos42]

8. I have a shredder just for that purpose

Oh, look, yet another offer from some bank I've never heard of. ***shred***

I was doing a half-dozen a week before I moved!

If I had applied instead, I'd be able to buy a Porche on plastic by now!

[DarkTirade]

7. If you must buy, buy used.

But better not to buy at all.

Or look for hand-me downs. All the cheapness of used, with the addition cheapness of FREE! :)

[RebelOne]

9. Cut up your credit card. I am in a Chapter 13 bankruptcy

right now because of credit card debt.

[Left Is Write]

10. Don't do it.

Just don't.

[applegrove]

11. I had a credit card years ago. And every time I hit the limit they would up

my credit. I cut up my Bay/Easton's card and saved myself a whole lotta grief.

[MorningGlow]

12. Amateurs!

Y'all ain't nuthin' till you catch up with me and DH--our Bank of America MasterCard credit limit was just upped to $17,600. (And the answer is NO WAY are we even pretending to consider what we can do with that!)

:rofl:

We owe plenty on our debt consolidation loan. They ain't fooling us. We just pretend the credit limit doesn't exist.