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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:02 AM
Original message
Emergency volunteers needed for questionnaire!
Hi, everyone! I'm looking for 10 volunteers to help my daughter with a high school economics/statistics assignment. She's missing some data for this project that needs to be graphed.

Needless to say, it's due in a few hours. Oh, the trials and tribulations of parenthood! :eyes:

Any volunteers? We need 5 males and 5 females to answer a few questions:

1 - How many credit cards do you have?
2 - What is your credit limit?
3 - What is the interest rate on your credit cards?
4 - How much debt have you been in since getting the card(s)?
5 - What are your feelings/regrets regarding credit and debt?
6 - What is your age - feel free to be general, such as 30s, 40s, etc.
7 - What is your ethnicity or nationality?

This information is going nowhere but onto a graphic representation for statistical analysis for a high school project.

If you're willing to participate, you can either PM me the answers here or email them to me at silverweb@care2.com.

Thank you for helping out!
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DS1 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:07 AM
Response to Original message
1. ok
1) None
2) zip, if I can't afford something, I don't buy it, amazing how that works out
3) 0%
4) I've had cards, I was never in debt, I have no current debt
5) I hate credit cards, credit companies, and won't give them any money if I can help it.
6) 30
7) white male
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:10 AM
Response to Reply #1
3. You're probably the smartest one who's going to answer!
I'm not sure this is the kind of information that's going to help her graphs, though.

:D
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nothingshocksmeanymore Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:09 AM
Response to Original message
2. Sure
1. 2
2. 25,000
3. 8%
4. None, I don't carry a balance and pay them off each month.
5. Glad to have credit, but debt makes me miserably uncomfortable so after a brief period wherein I had maxed out several cards during higher earning years, I paid down the debt and resolved myself not to spend more than I make.
6. 45
7. American...italian jew...is that sufficient?
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:13 AM
Response to Reply #2
5. Perfect!
Thank you so much. You're another smart one, to not carry a balance and pay them off each month!

:thumbsup:
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nothingshocksmeanymore Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:36 AM
Response to Reply #5
7. Live and learn the hard way.
At one time I had $40,000 in credit card debt that ballooned due to interest. I paid them off and used nothing but cash for two years and promised myself I'd never do THAT to myself again.
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:20 AM
Response to Reply #7
15. I hear you.
All it takes is getting nearly buried in debt once for most people to figure out that too much isn't healthy. That's why I'm happy to see this being taught in a high school class!

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Langis Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:10 AM
Response to Original message
4. here you go
1 - How many credit cards do you have?
1
2 - What is your credit limit?
5,000
3 - What is the interest rate on your credit cards?
20%
4 - How much debt have you been in since getting the card(s)?
as high as 7,000 now down to 2,000
5 - What are your feelings/regrets regarding credit and debt?
I hate them
6 - What is your age - feel free to be general, such as 30s, 40s, etc.
20s
7 - What is your ethnicity or nationality?
white/male
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:14 AM
Response to Reply #4
6. Thank you!
:toast:
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:47 AM
Response to Original message
8. Hmmm....
I still need female responses. No insomniac ladies up who will participate?

:shrug:

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DS1 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 06:02 AM
Response to Reply #8
17. You just had one
NSMA
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boilerbabe Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 04:58 AM
Response to Original message
9. tried the reply and couldn't find a form...so tell me what to do...
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:04 AM
Response to Reply #9
11. A form?
You don't need a form. Just number your answers to correspond with the questions. :) I've got the data sheet here and am just plugging in the data as I get it.



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MrSlayer Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:01 AM
Response to Original message
10. Male reporting in.
1 - How many credit cards do you have? 1
2 - What is your credit limit? $50,000
3 - What is the interest rate on your credit cards? 4.3%
4 - How much debt have you been in since getting the card(s)? $4,500
5 - What are your feelings/regrets regarding credit and debt? None really, except when the bill comes in.
6 - What is your age - feel free to be general, such as 30s, 40s, etc.
Still celebrating the 15th Anniversary of my 18th Birthday as we speak.
7 - What is your ethnicity or nationality? Aryan-American. I am a Viking!
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:05 AM
Response to Reply #10
12. Thank you!
Your assistance is much appreciated.

:toast:


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boilerbabe Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:12 AM
Response to Original message
13. Ok, thought I was gonna get a form to fill out...
here it is then...
I have 5 credit cards, not counting my ATM which doubles as a credit card...
credit limits: $14,400. $10,000. $5,000. $5,000. $1,000.
Int rate: 12%, 19.99%, 12.75%, 14%, 21%
debit? I am in the process of transferring my 401K from one account to another, adn have to do some creative accounting to avoid the penalty... So here we go...
Feelings regarding debt? Well, I wish i would not have been spending so much beyond my means. I have been a homeowner for 3 yrs, and trying to keep two older vehichles running. I am hoping I can get ahead next year and get some plastic surgery and a hybrid car, too.
I am 42yrs old
White for now...
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:16 AM
Response to Reply #13
14. Thank you!
That's a wonderful help. Now we just need one more female response and we've got all the data she needs to make her graphs and charts.

:pals:
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silverweb Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Feb-20-04 05:35 AM
Response to Original message
16. Done!
We have all the data now to complete the project.

Thank you so much, everyone!

:loveya:

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