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What are you supposed to do when you find someones lost credit card?

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NNN0LHI Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:01 PM
Original message
What are you supposed to do when you find someones lost credit card?
Found a credit card at a Lowes store yesterday in the parking lot.

I didn't know whether to call 911 and give it to a cop? Didn't even know if they would come out for that? So I just gave it to the woman at the front desk a Lowes. She said she would put it in the safe.

What is the proper way to handle this? Anyone know?

Don
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Boojatta Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:05 PM
Response to Original message
1. Send it to McCain. He needs every tool to help get us out of the financial crisis.
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Midlodemocrat Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:05 PM
Response to Original message
2. I think you did the right thing. The person will probably retrace their
steps and even if they've cancelled the card, (which, hopefully, they've done) they will be relieved to have it in their possession.
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Critters2 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:06 PM
Original message
I think I'd call the number of the bank that issued it.
If there's an 800 number on the card, I'd call that. Or try to contact the issuing institution in some way. That way, they can close it, and contact the cardholder to begin the process of replacing it right away. And they could inform you of what to do with the card itself.
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flvegan Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:06 PM
Response to Original message
3. Call the number on the back of it (if there is one).
Tell them you found it and where you were leaving it (Lowe's).
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MrCoffee Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:07 PM
Response to Original message
4. Did you look for an 800 number on the back?
Probably dropping it off at the store where it was lost was a good idea. If it was my card, I'd try to retrace my steps.
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NNN0LHI Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:21 PM
Response to Reply #4
6. I thought about the 800 number on the back and remember the hoops I have to jump through to get...
...through to a real human to talk to at my own credit card company so I ruled that idea out immediately.

I have never heard a prompt that said, "If you have found this card push..."

Don

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EFerrari Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:21 PM
Response to Original message
5. Isn't there a number on the back you can call?
You probably did the best thing by just giving it to the teller. Now it's her problem.

But this is the thing, if you TRY to do the right thing, expect to get run over. Tom just got a lot of stuff in GD AND a locked thread because he pumped gas and it was charged to someone else's card and he thought it was funny. He didn't hold up a store or break into someone's house -- all he did was pump gas and bingo, that receipt was a new problem he didn't even ask for.

I don't know if I'd laugh or not but, man, I understand laughing as a response.

It's so HARD any more to just get these things straightened out, the sitcoms have tens of episodes on this topic. The machines give you too much money, you find a wallet, you get the wrong change -- and if you try to straighten it out because you try to do things right, your life becomes cr@p. All of a sudden you're on hold for frickin hours while your job goes to hell and your spouse leaves you.

It just seems like trying to do the most basic right things anymore can be so difficult. Sorry to rant but, good grief. The last time the EMTs came to my neighbor's house and we were all out there, I got yelled at for giving them my phone number. Her husband is an addict and he can't really field very much and she's a cancer patient that takes a ride in an ambulance about once a week. So, we've been taking turns out here trying to support them. I got my head bit off just handing this guy my contact number on a slip of paper. It shouldn't be this hard to just do what's right.

:rant:



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MicaelS Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 08:25 PM
Response to Reply #5
12. Why would you get yelled at for that?
And who did the yelling?
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EFerrari Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 11:11 PM
Response to Reply #12
18. It must have just been a bad day.
Because most of the responding guys know what's up at that house and they're used to one of us handing them a phone number. We're the same people that call them when things go south at that house and when that lady needs help.

That one day, one of the EMTs bit my head off for just being there, let alone for asking him to take my number. I'm not mad at him. Stuff happens. Who knows what call he had just come from, anyway.
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NoGOPZone Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 04:32 PM
Response to Original message
7. I once found a lost credit card
I didn't get the police or the store involved, because I assumed they wouldn't do much. And in my area, if I called 911 for something like that, they would have hung up on me.

I telephoned the credit card company. They cancelled the card, and said they would notify the owner and issue a new one.
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Turbineguy Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 05:23 PM
Response to Original message
8. Is this a test?
to sniff out republicans?
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Jamastiene Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 05:36 PM
Response to Original message
9. You did fine. Also, you could take it to the police and tell them
Edited on Wed Sep-24-08 05:37 PM by Jamastiene
where you found it. That sounds reasonable to me anyhow.
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Left Is Write Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 05:38 PM
Response to Original message
10. I think you were fine to give it to the Lowe's employee.
The person who lost it may very well retrace his or her steps, as another poster suggested.
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Chan790 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 08:20 PM
Response to Original message
11. There are instructions on the rear of card...
they vary from issuer to issuer but are generally along the lines of "cut card in half and mail to issuer" with an address listed.
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applegrove Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 08:41 PM
Response to Original message
13. Give it to the local store so if someone comes back they can get it.
Otherwise call the mastercard or the visa office and ask them what to do with it. They will likely say cut it up. That is what I would do.
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MadMaddie Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 09:49 PM
Response to Original message
14. I found a guys ATM card in the ATM machine...I wasn't familiar
Edited on Wed Sep-24-08 09:50 PM by MadMaddie
with the bank so I went into the store near the ATM. I asked one of the employees if he knew where the bank was, I also mentioned I just went to the ATM across the parking lot and some guy had left his card in the machine. Well guess what there was a guy at the counter and he goes OMG I just went to that ATM! So I asked him his name and the spelling of his name and it was an odd name so I verified it was him and gave him his card.

What you did was appropriate!
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Swede Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 10:08 PM
Response to Original message
15. Buy a cool leather bomber jacket and some shades with it.
Or call the bank that issued it.
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ThomCat Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 10:17 PM
Response to Original message
16. I would have either
called the number on the back of the card (if there was one)

or, tried find and contact the person on the card to return it

or, shred it so nobody can use it


Which I would do depends on the situation, I guess.
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Connonym Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 10:20 PM
Response to Original message
17. you're supposed to buy me a laptop
:-P

I would call the credit card company -- should be a phone # on the back.
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NNadir Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-24-08 11:12 PM
Response to Original message
19. Send it to Paulson. He can have a great binge party with it.
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gmoney Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Sep-25-08 12:57 AM
Response to Original message
20. Alert Homeland Security... it could be a bomb
it looks like a harmless piece of plastic, but you pick it up and BOOM! another 9/11
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