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I am going to have to take away my father's check book and give him a prepayed debit card.

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texanwitch Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 03:57 AM
Original message
I am going to have to take away my father's check book and give him a prepayed debit card.
His check book is so bad, he didn't record the checks he wrote.

Hell, what a way to spend a Saturday night.
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Droopy Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 04:01 AM
Response to Original message
1. Yeah, that ain't no fun
A prepaid debit card might keep him from over-drafting, but what would happen if, say, he went out to eat not knowing how much he had on the card and was unable to pay his bill?
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texanwitch Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 04:13 AM
Response to Reply #1
3. He only goes out with his friends now.
If he didn't have enough money they would cover for him.

I will just have to make sure he has enough money on the card every month.
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PBS Poll-435 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 04:01 AM
Response to Original message
2. Had the same experince with family members a few months ago
Me: "You don't reconcile your check book? Really?"

Them: "What does that mean?

Me: "You compare your records against the bank's"

Them: "Those bloodsuckers? They aren't getting anywhere near my records!"

Me: :facepalm: :WINE: :facepalm:


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texanwitch Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 04:18 AM
Response to Reply #2
4. My father has been dealing with the checking account pretty well.
I am just going to have to step in to protect him.

He won't like it but that is just tough.

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PBS Poll-435 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 04:22 AM
Response to Reply #4
5. I learned a lot about this same kind of thing.
Do it as an "advisory" thing rather than taking control of his affairs.

Throw out some "I know there is a lot of fraud going on out there on the internets" type stuff and then he will beg you to look after his finances.

It took a little work, but I got a cheap lawyer and a cooperative banker to make sure that my elder's life's work will not be stolen.

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texanwitch Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 04:36 AM
Response to Reply #5
6. I have been trying not to take over.
Thanks for the good advice.
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Skittles Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Feb-15-09 05:07 AM
Response to Original message
7. you want I should kick his irresponsible ass, texanwitch?
it would be hypocritical since I am extremely lax in my check-writing endeavors but I would do it for you my sweet
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