GreenPartyVoter
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Wed Sep-22-10 02:56 PM
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Does anyone here have a "drive-under" garage in their basement? Have you found that |
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your home insurance costs are much higher than previous homes that didn't have one?
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ohiosmith
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Wed Sep-22-10 03:01 PM
Response to Original message |
1. I didn't have one until I came home from the Super Bowl party last year. What insurance? |
SoxFan
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Wed Sep-22-10 03:50 PM
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GreenPartyVoter
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Wed Sep-22-10 04:01 PM
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3. You are no help at all! *hands on hips* LOL |
ohiosmith
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Wed Sep-22-10 04:03 PM
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Raven
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Wed Sep-22-10 04:48 PM
Response to Original message |
5. Yes, because of the increased fire risk of having a gasolene |
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tank in your basement and the possibility of fumes getting into the house.
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GreenPartyVoter
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Wed Sep-22-10 05:43 PM
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6. Well, that makes sense. Is it a really big increase though? To the point that the |
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convenience of the garage is negated?
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applegrove
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Wed Sep-22-10 08:29 PM
Response to Original message |
7. Around the corner from my house a man died who started his car |
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(to warm it up I think) and then fell back asleep in a bedroom right over the garage. Could that be one reason why it is more expensive? Be careful anyhoo.
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GreenPartyVoter
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Wed Sep-22-10 10:18 PM
Response to Reply #7 |
9. Yeah, that's scary since the kids' rooms would be up there. Will have to make sure the car is backed |
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if it's going to get warmed up, I guess.
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AmyDeLune
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Wed Sep-22-10 10:13 PM
Response to Original message |
8. The only car that would fit into our underground garage |
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is a Model T. Or a Mini-Cooper. The house is that old, it might even have been intended to keep a horse buggy in, there are still wrought iron horse rings all over the city. It's really a moot point since neither my Mom or I drive or own a car. That said, yeah, potentially explosive object under one's house is actually a decent reason for higher insurance.
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GreenPartyVoter
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Wed Sep-22-10 10:19 PM
Response to Reply #8 |
10. Wow, yours sounds really cool. Yeah I can see why it would be higher. |
DebJ
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Wed Sep-22-10 10:29 PM
Response to Original message |
11. A friend of mine had a house fire that started with a fire in |
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her car in her garage. I think some policies charge less for a 'detached' garage then one attached to the house in any fashion.
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DU
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Thu May 09th 2024, 02:13 AM
Response to Original message |