September 9, 2007
My view: Aaron E. Carroll, M.D.
Medicare-for-all would keep everyone coveredOne year ago, when the U.S. Census Bureau released its figures on Americans lacking health insurance in 2005, I wrote a piece here describing the sad state of the health care system in America. Recently, the 2006 numbers were released, and things have only gotten worse.
The number of uninsured Americans has jumped by 2.2 million to 47 million. This rise in the number of people without health insurance is the biggest jump reported by the Census Bureau since 1992. There are now more uninsured people in the United States than at any time since the passage of Medicare and Medicaid in the mid-1960s.
Amazingly, this deplorable situation has not been met with righteous anger or shock. It barely made a splash in the news. Yet, these numbers represent extraordinary suffering, unnecessary disability and premature deaths -- at least 18,000 deaths per year, according to the Institute of Medicine.
Before we jump to conclusions about who is uninsured in America, some of the facts in the Census Bureau's report deserve closer attention.
More than 90 percent of the newly uninsured are families with middle or high incomes. Some 1.4 million of the newly uninsured, accounting for 64 percent of the increase, are in families making more than $75,000 per year. An additional 633,000 new uninsured, 29 percent of the increase, are in families earning between $50,000 and $75,000. More than half the newly uninsured are full-time workers.
This divergence between poverty and uninsurance is relatively new and striking. Until now, as poverty went down, uninsurance fell. Now this has changed. Health insurance is so expensive (more than $11,000 for a family policy) that even middle-class families potentially face financial ruin along with illness and injury.
Do not be fooled into thinking any of the incremental changes we have been making are going to solve this problem....
(snip)
There is one sure-fire way to make these numbers come down. It worked for seniors in the 1960s and it still works for them today. You may hear politicians demonizing government-run health insurance, but you will hear none run on a platform of eradicating Medicare; nor will any turn it down for themselves when they turn 65. Call it whatever you want: National health insurance, Medicare-for-all, "single-payer" or socialized health insurance; it doesn't matter. Research shows that Medicare-for-all could save enough on administrative waste ($350 billion) to cover all the 47 million uninsured and improve coverage for everyone else. A single-payer national health insurance system is the only way to drop the number of people lacking health insurance to zero.
Wouldn't that be nice to read in next year's Census statistics?
http://www.indystar.com/apps/pbcs.dll/article?AID=/20070909/OPINION01/709090358/-1/LOCAL17