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AGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:20 AM
Original message
Clinton, Obama, Insurance
http://www.nytimes.com/2008/02/04/opinion/04krugman.html?ref=opinion


Mr. Gruber finds that a plan without mandates, broadly resembling the Obama plan, would cover 23 million of those currently uninsured, at a taxpayer cost of $102 billion per year. An otherwise identical plan with mandates would cover 45 million of the uninsured — essentially everyone — at a taxpayer cost of $124 billion. Over all, the Obama-type plan would cost $4,400 per newly insured person, the Clinton-type plan only $2,700.

That doesn’t look like a trivial difference to me. One plan achieves more or less universal coverage; the other, although it costs more than 80 percent as much, covers only about half of those currently uninsured.

As with any economic analysis, Mr. Gruber’s results are only as good as his model. But they’re consistent with the results of other analyses, such as a 2003 study, commissioned by the Robert Wood Johnson Foundation, that compared health reform plans and found that mandates made a big difference both to success in covering the uninsured and to cost-effectiveness.

And that’s why many health care experts like Mr. Gruber strongly support mandates.

Now, some might argue that none of this matters, because the legislation presidents actually manage to get enacted often bears little resemblance to their campaign proposals. And there is, indeed, no guarantee that Mrs. Clinton would, if elected, be able to pass anything like her current health care plan.

But while it’s easy to see how the Clinton plan could end up being eviscerated, it’s hard to see how the hole in the Obama plan can be repaired. Why? Because Mr. Obama’s campaigning on the health care issue has sabotaged his own prospects.

You see, the Obama campaign has demonized the idea of mandates — most recently in a scare-tactics mailer sent to voters that bears a striking resemblance to the “Harry and Louise” ads run by the insurance lobby in 1993, ads that helped undermine our last chance at getting universal health care.

If Mr. Obama gets to the White House and tries to achieve universal coverage, he’ll find that it can’t be done without mandates — but if he tries to institute mandates, the enemies of reform will use his own words against him.

If you combine the economic analysis with these political realities, here’s what I think it says: If Mrs. Clinton gets the Democratic nomination, there is some chance — nobody knows how big — that we’ll get universal health care in the next administration. If Mr. Obama gets the nomination, it just won’t happen.

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avaistheone1 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:23 AM
Response to Original message
1. Health care is my primary issue.
I am getting very tempted to throw Hillary my support. I believe she has the better plan.

I also like Hillary's energy policy far better than Obama's.
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AGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:28 AM
Response to Reply #1
2. right on.
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JeanGrey Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:44 AM
Response to Reply #1
5. The insurance companies MUST BE DONE AWAY WITH.
Her plan only shores them up! It has to stop.
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AGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:33 AM
Response to Original message
3. Interesting how this gets no responses.
Edited on Mon Feb-04-08 03:33 AM by AGirl
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Fredda Weinberg Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:44 AM
Response to Reply #3
4. It was posted previously mentioning Krugman n/t
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dkf Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Feb-04-08 03:47 AM
Response to Original message
6. How is it that an Obama plan costs $4400 and the Clinton plan costs $2200
Edited on Mon Feb-04-08 03:49 AM by dkf
and yet the employer costs per person are as follows for the top 5 and bottom 5 states?


2007
Massachusetts $9,304
Connecticut $8,865
New Jersey $8,758
New Hampshire $8,601
Michigan $8,520



According to the 2007 UBA Health Plan Survey, the five states that had the lowest average annual total cost per employee were (2006 survey results are included for comparison):


2007
Arkansas $5,169
Idaho $5,564
Mississippi $5,624
Kentucky $5,640
Arizona $5,813

http://www.smartmoney.com/news/pr/index.cfm?story=PR-20080202-000141-0828

Are we being ripped off that badly?

And remember that Massachusetts HAS mandated health insurance that it passed two years ago. In 07 these costs increased 7.8% and is premiums are going to rise 10% this year.
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