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For those that think having real Health Insurance is a Mandate

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Horse with no Name Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:14 PM
Original message
For those that think having real Health Insurance is a Mandate
What the hell is car insurance?
Think about this one and ask yourself the HARD questions.
Car insurance is mandated and it is just a hunk of metal.
You get tickets if you don't have it and you lose your car.
You don't see republicans railing against it because they value their stuff more than they value people.
The DIFFERENCE is very subtle but it is there.
Car insurance is mandated to protect THEIR stuff. If someone hits THEIR car, the other person has to pay for it.
If someone steals THEIR car, the insurance company has to replace it.
If they damage someone else's stuff--someone else pays for it.
Now on health insurance. Most of the people that would be AGAINST mandated health insurance are those that already have it.
It is of NO benefit to them personally and that is what it is all about.
It doesn't benefit them at all if the people living down the street are without health insurance--because they have theirs and that is what it is all about.
However, they would be PISSED if those same people who cannot afford health insurance were without auto insurance and happened to damage THEIR stuff.
Sad but true.


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ohioliberal Donating Member (458 posts) Send PM | Profile | Ignore Thu Feb-21-08 10:16 PM
Response to Original message
1. His health insurance plan truly sucks.
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Horse with no Name Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:19 PM
Response to Reply #1
3. It does. There are people out there that have health insurance offered
yet do not take it for whatever reason.
Not everyone who is uninsured is that way by no fault of their own.
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Rabrrrrrr Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:19 PM
Response to Original message
2. Car insurance is only required in some states; it's not a national policy.
Your analogy, therefore, falls down.

PLUS car insurance is never provided by the state.

Another place your analogy falls down.



However, you are entirely spot on about the problem being Republican greed and not giving a shit about other people unless those other people in some way affect the Republican's wallets or sense of morality. That's why gay people are far more a dangerous immorality in this country than children starving to death or people going without healthcare.
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:20 PM
Response to Original message
4. Taking money out of wages for a private corporation will NOT work. Doing so without
FIRST controlling costs of Insurance is recipe for disaster.
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Horse with no Name Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:24 PM
Response to Reply #4
5. Having uninsured people in the pool is an unmitigated disaster
Hillary's plan is not the best of ALL of the candidates, but it IS better than Obama's.

1. Keep the insurance you have.
2. Buy into Congress insurance (ideal for families)
3. Buy into Medicare (ideal for singles, elderly, college students)

There are options to insure EVERYONE but everyone is required to choose. What is so hard about that?
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enid602 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:31 PM
Response to Reply #4
10. insurance.
What you say is very true. But remember that France's mandated, universal health insurance is administered through private insurance companies (they don't have a single payer system), and their health program is universally admired. Furthermore, the insurance industry in France is huge and very influencial. If they can make it work, so can we.

I'm not wild about the argument that we can't achieve universal health care until inflation in medical costs is brought under control. They're part and parcel.

But don't fool yourself, unmandated universal health insurance is just a continuation of what we have now.
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Bread and Circus Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:24 PM
Response to Original message
6. Reality check: you are NOT mandated to insure your car! You are mandated
to have liability insurance, and that's only if you want to put your car on the road. At least that's how it is in my state.

To compare auto liability insurance to health insurance is just silly.

And even so, people still drive on the road without insurance.

Mandates do not create universiality in auto liability insurance either.
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Horse with no Name Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:28 PM
Response to Reply #6
7. Yeah you are
Get pulled over without insurance? They take your fucking car AND you risk losing your drivers license. So yeah...your car is MANDATED to have insurance--however you want to word it.
But you support obama--if he isn't for it, you all are against it.
Didn't we just have a president with those types of followers??
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Bread and Circus Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:56 PM
Response to Reply #7
11. But it's not "car" insurance. It's "liability" insurance. PLPD. Look it up.
Edited on Thu Feb-21-08 10:57 PM by Bread and Circus
And it makes sense.

If you torpedo someone and put them in the hospital, there needs to be a way for them to get their health bills paid or their disability paid. That's a lot of what the liability is for.

However, you are not required to get comp and collision for your car. At least in my state.

If you crash your car and you have no comp and collision, it's your loss.

And none of this is like health insurance in the practical sense we are talking about.

Most "insurance" (car, home, business) that you are required to buy has to do with liabilities to other people or institutions like banks,etc. to cover their losses.
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sandnsea Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:30 PM
Response to Original message
8. Do you have uninsured motorists?
Oh, yes you do. Because mandates don't work.
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FrenchieCat Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:31 PM
Response to Original message
9. Don't "Force" me to pay Insurance corporation......please don't
if Hillary was pushing Single payer, that would be one thing. Many of us understand the difference between this "universal" Insurance health Care and what Single Payer would represent. Please don't try to act as though we don't.
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mrreowwr_kittty Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 10:57 PM
Response to Original message
12. Why hasn't mandatory car insurance evolved into single payer car insurance?
That's what the proponents of Clinton's plan are claiming hers will do. Last time I checked, I was still paying premiums to Farmer's for private insurance.
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Blondiegrrl Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Feb-21-08 11:03 PM
Response to Original message
13. Nobody will garnish your wages if you don't purchase car insurance.
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