The Security You Get From Health Insurance Reform - Now Posted At WhiteHouse.gov......

[global1]

http://www.whitehouse.gov/health-insurance-consumer-protections/


* No Discrimination for Pre-Existing Conditions
- Insurance companies will be prohibited from refusing you coverage because of your medical history.

* No Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays
- Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.

* No Cost-Sharing for Preventive Care
- Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.

* No Dropping of Coverage for Seriously Ill
- Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.

* No Gender Discrimination
- Insurance companies will be prohibited from charging you more because of your gender.

* No Annual or Lifetime Caps on Coverage
- Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.

* Extended Coverage for Young Adults
- Children would continue to be eligible for family coverage through the age of 26.

* Guaranteed Insurance Renewal
- Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. - Insurance companies won't be allowed to refuse renewal because someone became sick.


Healthcare Reform is now Health Insurance Reform
http://www.whitehouse.gov/ click on #1

[Old Codger]

1. Sounds good

BUT I see nothing at all in the OP about what it will cost us per person per policy????

[Laelth]

2. And the insecurity you get, if you're uninsured, is this:

If you don't have insurance now, you will either qualify for Medicaid or you will be FORCED to buy insurance, whether you think you can afford it or not. Said insurance will be subsidized so that you will only have to pay between 1.5% to 11% of your gross income for it every year. If that sounds like more than you can afford, too bad. If you don't buy the insurance, you will be a criminal, and you may face stiff fines that you also can't afford.

This is making a lot of us very nervous ... for our own futures and for the future of the Democratic Party.

Forcing people to buy insurance is no more the solution to a failed health system than forcing people to buy houses is the solution to homelessness.

:dem:

-Laelth

[avaistheone1]

5. I don't see any relief for the middle class in this health reform plan.

[wildflower]

3. Very good word

They should be calling this "health security" to remind people of both security in general and the social security program.

[Boomerang Diddle]

4. K & R!

n/t