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Opponents of HR 3200 are spreading the lie and it will make public insurance illegal

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YewNork Donating Member (449 posts) Send PM | Profile | Ignore Mon Jul-20-09 06:14 AM
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Opponents of HR 3200 are spreading the lie and it will make public insurance illegal
People are misinterpreting, or promoting people to misinterpret one line of HR 3200, to make them think that the new health insurance legislation will
prohibit private health care in the future.

In particularly, they're looking at section 102 which protects the right of people to keep their current coverage and they're quoting one line
entitled "Limitation on New Enrollment" which says:

"Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first
effective date of coverage is on or after the first day of Y1."


They're then saying "Look, see. You won't be able to be enrolled in existing coverage after the new law goes into effect. They're making private insurance illegal."

But, they're not mentioning the rest of the bill. In actuality, the bill establishes new standards for accessibility, coverage, and affordability.
Existing group insurance plans will be grandfathered for 5 years after the new law goes into effect.

What the misquoted legislation does is to prevent new enrollees from going into a grandfathered plan, with some exceptions for dependents of people on a
grandfathered plan.

New enrollees would have to go onto a plan that meets the new standards of accesibility, coverage and affordability, but it would still be a private insurance
plan issued by a private insurance company.
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