For wounded veterans, the war goes on
By Amy Buttell Crane • Bankrate.com
Since combat began in Afghanistan in October 2001, nearly 20,000 American military personnel have been wounded in action, according to the Defense Department. Many of these injuries have been life-threatening, requiring multiple surgeries, extensive rehabilitation and ongoing care.
But the immediate financial and logistical challenge of coping with the thousands of severely wounded is just the first problem military and civilian authorities face. Down the road, these active-duty and reservist military personnel will need employment, housing and health-care assistance for years to come. And with the conflicts in Afghanistan and Iraq continuing, with no end in sight, it is likely that more will be killed or wounded in action.
A study by the Insurance Information Institute, or III, reports that the average soldier in Iraq has a 1-in-300 chance of being wounded in action. Department of Defense statistics reveal that nearly 500 personnel are wounded in action in any given month. Extrapolating from these figures, the III study estimates that, absent a significant drawdown of troop strength in the near future, 60,000 to 80,000 troops may ultimately end up wounded.
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Finances are a potentially difficult burden for injured service members and their families. The military does provide a
traumatic injury protection insurance benefit, which provides lump sum payouts anywhere from $25,000 to $100,000.
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There is a schedule of payouts on the
VA's Web site.
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