RB TexLa
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Tue Aug-29-06 11:41 PM
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Want to do a small something about health insurance cost |
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Ask your doctor for a copy of your insurance claim. Do it after they tell you that your child has been treated for a cold, then you can ask why they are billing the insurance for and putting it in your child's MIB file that they were treated for "asthma" or a "bronchial disorder."
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donco6
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Tue Aug-29-06 11:47 PM
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1. So they can refuse treatment next time? |
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How does this help exactly? If they're unethical as you claim, won't they just send you home next time? If they can't put in a claim, why would they deliver treatment?
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rwenos
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Wed Aug-30-06 12:16 AM
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Edited on Wed Aug-30-06 12:17 AM by rwenos
Although the paranoid in me wants to think the doctor "upcodes" the visit to reflect a more-serious illness like asthma (which insco's avoid like the Plague), there's a more-prosaic explanation.
Most doctor treatments have CPT codes (I don't know what "CPT" means), which describe the visit. Thus, a 15-minute visit for the sniffles is, say, described in the insurance billing as a 10025. (I'm making the number up, I don't know the CPT codes.)
But a 30-minute visit for asthma or respiratory distress carries a different number, say 30025. Reflects longer face time with the Doc, more diagnostic work, a more-serious clinical decision.
The Insco pays $30 for a 10025, and $70 for a 30025. Thus, the visit is worth more to the doc as a 30025 than as a 10025 -- i.e., worth more as an asthma visit than a sniffles visit.
Doctors who abuse this too egregiously SOMETIMES go to jail for Medicare fraud. RARELY.
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InkAddict
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Wed Aug-30-06 12:43 AM
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3. CPT=Common Procedural Terminology n/t |
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