marmar
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Sun Sep-17-06 10:39 PM
Original message |
Poll question: How's your health insurance coverage? |
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I hear the statistics - 46 million without coverage - but I wanted to get a sense of what the situation is really like with an informal DU poll.
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Elwood P Dowd
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Sun Sep-17-06 10:49 PM
Response to Original message |
1. I am one of the 46 million |
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Haven't been to a doctor in years. If something major happens, I will have to drive to the VA. The only decent one is a two hour drive.
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demosincebirth
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Sun Sep-17-06 10:53 PM
Response to Reply #1 |
5. You should set up and appt with the VA, for a checkup... |
GETPLANING
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Sun Sep-17-06 10:50 PM
Response to Original message |
2. It has quadrupled since 1998 |
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I started with premiums of $312.00 per month in 1998, now it's $1063.00!
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marmar
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Sun Sep-17-06 10:52 PM
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GETPLANING
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Sun Sep-17-06 10:54 PM
Response to Reply #2 |
6. In September it goes to $1223.00 |
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They raise it every quarter.
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gkdmaths
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Sun Sep-17-06 10:51 PM
Response to Original message |
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whats that? Oh, that thing they offered me at work if they could take almost $250 from each paycheck.
Yeah, right.
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Dogmudgeon
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Sun Sep-17-06 11:00 PM
Response to Original message |
7. I'm considering moving to Canada -- just for the insurance |
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Pretty pathetic, ain't it?
--p!
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marmar
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Sun Sep-17-06 11:01 PM
Response to Reply #7 |
8. Understandable, however... |
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I know more than a few people whose lives have been turned upside down by health care bills.
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tammywammy
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Sun Sep-17-06 11:02 PM
Response to Original message |
9. I have pretty good insurance & dental |
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The co-pay is reasonable. I pay about $18/week for both health & dental. I've never had a problem with either. I went to a pricey dentist (I felt he was clearly out to make money. My god he even said I needed to get braces....again! I had braces when I was in middle school and only the bottom teeth are slightly crooked), but I'm not going back to him again.
So, overall I'm happy with both my medical and dental coverage. And also with the 401K that I get from work. :)
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marmar
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Sun Sep-17-06 11:05 PM
Response to Reply #9 |
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I'm fortunate enough to work for a company that doesn't require any co-pay, and my last employer required about $10 a week. I had the EXACT same experience with a dentist...their hands were in my pockets the minute I walked thru the door.
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filer
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Sun Sep-17-06 11:05 PM
Response to Original message |
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It's high-risk coverage, due to pre-existing conditions, and is available only through my state's high-risk insurance pool. It's expensive at $600 per month, and there's a $5000 deductible. I don't have family coverage because I'm single. There's a $500,000 policy limit.
After that, it's spend down to poverty before Medicaid kicks in, or hang on eight more years for Medicare. I hope to live long enough to see a national health care system in this country.
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kineneb
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Mon Sep-18-06 01:16 AM
Response to Original message |
12. low-income government "coverage" |
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Edited on Mon Sep-18-06 01:19 AM by kineneb
Hubby has Medi-Cal/Medicare. I have California's CMSP (County Medical Services Program) because I am "too young" to get Medi-Cal. This quarter I have a $250 share-of-cost, which brings our income down to $950/month if I need medical services. Needless to say, I am trying not to visit the doc, except to get samples of the medication I need.
The living allowance for CMSP has not been changed since 1997: $600 for a single person, $934 for a couple (with small adjustments).
ed to add: the share-of-cost is for every month, if I had to spend that much for a year it would be $3000 out of our $14,000 "income"!
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EFerrari
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Mon Sep-18-06 01:20 AM
Response to Original message |
13. I've had no coverage for 12 years and don't see how I could ever |
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afford it. When I was teaching, I had great coverage. Not any more.
Husband was covered by SSI/ Medical but every month they disallow more services and medications.
Basically, we're screwed. We can't get sick.
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yy4me
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Mon Sep-18-06 06:04 AM
Response to Original message |
14. Starting October 1st, I will have to work 2 weeks out of the |
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month just to pay the premium for my company health insurance. Thats right, 2 of 4 just to pay the premium. Still have those pesky deductibles and co-pays and ceilings. I was told that I was lucky to have it. Depends on how you fit on the corporate ladder, I guess. I get $12.00 an hour. With the money left after taxes, I know you will congratulate me on the wonderful amounts of cash I can invest in the stock market. Or the great trips I can take with those extra funds. I think I'll go out and buy gold bars as a hedge. Any other suggestions as to where I can spend the endless amounts of cash I will have left?
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