McCain Talks Health Care Reform

[unapatriciated]

Run time: 02:28 https://www.youtube.com/watch?v=nYnMeqtk3Us   Posted on YouTube: July 13, 2009 By YouTube Member: Views on YouTube: 0   Posted on DU: July 14, 2009 By DU Member: unapatriciated Views on DU: 765

 
McCain thinks all we need to do is be able to cross state lines to find and buy affordable Health Insurance.
My question is, which state laws would the Insurance Industry have to adhere to in regards to claims with these policies. You can bet they will put their Home Office in a state that is very Insurance friendly and argue that only that state laws will apply to the policy. There are only a few states with tough laws that protect the policy holder in regards to denial of claims. It is very hard if not impossible to sue an Insurance Company for malpractice. The worst punishment that can happen to an Insurance Company (under most state laws) for denial of claims is that they have to pay the claim or provide the care that was denied. Rarely do you see any type of punitive damages awarded because an Insurance Company denied a claim in "error". The Insurance Industry knows this and holds onto the money in hopes that you die thus making a profit instead of fulfilling their policy contract.

This is one of my favorite episodes from The Awful Truth...I do love me some Michael when it comes to getting in their face.

http://www.youtube.com/watch?v=LXkpxV7mnqY

[wtbymark]

1. Mr McCain, how can you have 'outcome based' health care in a

for profit system. The lower the outcome, the higher the profit. Dumb-ass!

[TommyPaine]

2. What a wonderful solution, except...

...for those who live in Alaska or Hawaii. No, actually the idea is terrible no matter where one lives. McCain should shut up and stick to familiar subjects, like how to manage owning more than ten personal residences at once.

[Bleacher Creature]

3. Correct me if I'm wrong, but didn't he lose the election?

Who gives a damn what he thinks.

[unapatriciated]

5. I don't give a damn about what he thinks.

I do however give a damn when he gets air time, to push for even more de-regulation in regards to the health Insurance Industry.
That is exactly what will happen if we allowed them to sell policies across state lines. To a lot of people (I must admit mostly republicans) this sounds like a good idea.
I went through 15 years of hell, first with Blue Cross than Cigna in regards to my son's illness and their constant denial of claims. It left my son disabled. The reaction I get from people when I tell them my story and why I support Universal Health Care is (especially republicans) you should sue. One in particular said I must not be too smart or was lying because there an "army of lawyers" out there that would take the case. What they do not realize suing an Insurance Company is not the same as suing a doctor for malpractice. The industry wrote most of the laws and they made sure they were protected.

[Enthusiast]

13. The MSM seems to

place special emphasis on this particular crop of losers. Imagine that.

[FormerDittoHead]

4. Good analysis - they just want to break State power over insurance companies.

The Republicans just want to replace States regulations with a less-stringent Federal set of regulations (or non-enforced like regulations weren't enforced during the Bush years) and leave us with the false promise of lower rates magically appearing just like they DIDN'T appear with "no-fault" auto insurance plans.

...and as the other poster wrote - I thought he and his crackpot running mate LOST the election?

[tomm2thumbs]

6. can someone correct me if I'm wrong but...

I was told that native Texans were entitled to free treatment at the MD Anderson Cancer Hospital if they were unable to afford it.

[unapatriciated]

8. From this article only if you bring cash.

M.D. Anderson, in Houston, refused to accept Mrs. Kelly’s insurance plan. Instead, it told her, that to come to the hospital, she needed to bring a certified check for $45,000 to the first appointment. She borrowed the money, showed up for the appointment, and the hospital asked her for another $60,000, on the spot to admit her to start chemotherapy. Mrs. Kelly’s story and the trend toward upfront collections were described in a page-one story for the WSJ in April. (For more, see the video.)

http://blogs.wsj.com/health/2008/06/11/sen-grassley-hits-hospital-tax-breaks-in-health-reform-hearing/

[tomm2thumbs]

9. must be a mixed bag of options then - but that article was helpful thanks

it did say:

'We agree that paying the costs of medical care for underinsured Americans is a major national problem, and we have sympathy for the challenges faced by these patients. However, patients who have personal resources and income do not qualify for our free care programs, which must be given to Texans with the most need'

I'm wondering if she wasn't a native Texan or had other means that they thought would be available and went right after it. No doubt they wouldn't have asked for payment up front unless they thought they could get it - or at least it would seem that way given she had insurance as well.

Strange story though. thanks again

[unapatriciated]

11. she did have other means, her retirement fund.

the vid in the link mentioned it. She said she would have to liquidate her retirement fund and use that to pay for treatment.
It's a sad state when you have to be homeless and broke before you are treated for a life threatening illness.

I went through something similar with my insurance coverage when my son became ill with dermatomyositis in 1991. You can have great Insurance and still lose it all.

[quidam56]

7. McCain says we have the best health care in the world...

As a former health care giver, I am shocked and saddened to see what has become of health care in America. $ 1. 4 million is being spent per day in DC by the health care lobbyists so your elected representative is getting taken care of and has quality health care we pay for and can't afford ourselves for our families, I know what is deemed, defended and supported in Tennessee and Virginia as quality health care and clearly profit care comes ahead of patient care. http://www.wisecountyissues.com/?p=62 MRSA ( methicillin resistant staphylococcus aureas ) is infesting our communities because filthy, uncaring hospitals and emergency rooms are breeding them and spreading them into our schools, homes, restaurants. How many more Americans' will be diseased or die while 74 % of Americans' are begging for health care reform ? More people died in America last year from MRSA complications than AIDS. When MRSA and a flu bug start mixing, it won't be pretty and we are being infected by the very health care system we depend on and trust to keep us safe and healthy.

[izquierdista]

10. BZZZZZZTT!! 30 seconds in

No Sen. 895, the best health care in the world is in France. You're confusing price with quality again, we have the most expensive health care, not the best.

[Enthusiast]

14. +1, izquierdista nt

[TheCML]

12. America is #1 in everything.

If you question it you're unpatriotic. Education, Health Care, Personal Freedoms, all number ONE! Facts are for hippies and communists.