Not that you have said anything disagreeable or anything, but it just underscores for me the depths of how bad the US system sucks in so many areas.
First, don't expct anything to get fixed. Of course we can do better. It isn't like we face the most difficult problems in human history with no examples to guide the way. All these problems we have are fixable, and many have been solved decades/centuries ago by Europe.
The truth is, our system of govt. is intentionally broken because there is a lot of money to be made in patching up problems temporarily. No matter the industry, when true calls for reform or intense regulation begin in earnest, our system has a built-in response that leads to half-ass reforms that usually exacerbate the problem. The politicians create these half-ass solutions so their criminal friends can be a few steps ahead of the curve in cashing in on the new policies. The politicians can keep getting re-elected based on their "reforms" while the public is pacified for awhile. Then a few years/decades later, howls of protest will begin again, and the system repeats itself. In the overall scope, however, nothing really changes for the poor and the middle class keeps shrinking. The jobs keep going out of the country, the cost of living goes up as wages go down, the younger generations have to foot the bill for the older generation's debts, tax cuts and wars, etc. etc. etc.
Specific to your post, higher education costs could be centrally controlled by the Feds via direct, total subsidization of public colleges. Many European nations do this. You go to school for free. The only barrier to you attending college is your ability. Colleges are fully subsidized DIRECTLY by the state via tax revenue. Since the total cost of higher education is spread out among all citizens, the cost to the student is minimal. Then, once the student graduates, they get to pay back the system that sent them to school via taxation. Since they are earning more money as graduates, the system has more money to educate the next generation. Their earnings are not used to pay off the interest accrued on a private loan that goes directly into the pockets of senior level executives earning millions, like in our system.
We could do this here, were we to have true representation in govt. We do not. In America, money = speech:
http://en.wikipedia.org/wiki/Buckley_v._Valeo...and so one must conclude that those with more money are heard by the govt. and those with little or no money are not.
Probably the biggest individual obstacle to true reform of higher education, besides the Federal govt, is the student loan industry. The student loan industry distorts the true cost of education because they are a created industry in a captive market of mostly poor and/or unemployed young adults. They are unnecessary to educate citizens.
Check out the dollar amounts the Feds spend subsidizing private lenders. They actually spend more money doing that than they would if they just loaned the money out themselves. This is why the private lenders fight so hard to keep the William Ford Federal Loan Program artificially low/limited.
And the person in the other thread expressing no sympathy for middle-class students simply proves how little things will change. Americans, as a whole, are notoriously uncaring and oblivious to the needs of others. Of course there are specific exceptions, but as a whole we prefer to ignore problems or blame the victim for their circumstances.