liberaldemocrat7
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Sun Oct-07-07 06:58 PM
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What if the Democratic party set up a nonprofit health insurance company? |
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I believe the Democratic party has their own credit card where they get a percentage of the transaction. So there appears a precedent for getting involved with the public in a commercial venture.
What if the Democratic party set up a nonprofit health insurance company that would function as the single payer system that the republicans refuse to implement. This would only take members of the Democratic party and the premium would go on a progressive scale based on income and disabled and retired people would get coverage without any premiums.
Could the Democratic party set this up? Imagine over 40 million people funding this with premiums?
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Ellen Forradalom
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Sun Oct-07-07 07:00 PM
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1. Huh! It's worth looking into! |
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Dems only, what a stitch. Of course we have to determine who's a Dem. Not in all states do we register as such, and we don't pay dues and carry a card like in European parties.
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MadMaddie
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Sun Oct-07-07 07:03 PM
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2. Actually,,until the profit is taken out of the Insurance industry it |
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will stay broken. This is probably a path worth investigating.
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sandnsea
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Sun Oct-07-07 07:03 PM
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3. Kaiser has 8.4 million members |
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It's a nonprofit. I think there are bigger problems than the payment system being for profit. https://newsmedia.kaiserpermanente.org/kpweb/fastfactsmedia/entrypage2.do
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spindoctor
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Sun Oct-07-07 08:18 PM
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7. Yes, the problem that the medical industry outspends the military |
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Even if you take out the profit, the annual spendings on health care are larger than the defense budget. So even if everyone would join in an insurance plan, the premium would still average several $100/month.
Therefore no insurance plan will work without driving down the _cost_ of our health care (per citizen), which is also ridiculously high compared to other countries.
The good news is that all proposed democratic health care plans do take this fact in account.
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movonne
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Sun Oct-07-07 07:07 PM
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4. I don't know if I trust the dem party anymore ... and it makes me |
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sick...I had such high hopes for us after the election, but no more...
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Individualist
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Sun Oct-07-07 07:45 PM
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6. Unfortunately, I share your distrust |
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and will continue to do so until the party rids itself of the DLC infestation.
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papau
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Sun Oct-07-07 07:13 PM
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5. Much of the savings comes from not putting up "risk capital" as "surplus" - plus |
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Edited on Sun Oct-07-07 07:13 PM by papau
just a 50 state license effort or purchase of a shell company that is licensed in 50 states is a $10 million investment.
Only the ability to cover the risk with taxing authority allows for the complete dollar savings - non-profit removes only a small portion of the excess cost.
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MonkeyFunk
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Sun Oct-07-07 08:33 PM
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8. Does the Democratic party |
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have the expertise to do such a thing?
And wouldnt it be illegal to exclude people based on their political affiliation?
And what happens when people are unhappy with their insurance carrier, as happens often - does the party need to take the heat for that?
For that, and a few hundred other good reasons, it's a very very bad idea.
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liberaldemocrat7
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Mon Oct-08-07 05:13 AM
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