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If everyone ends up being required to purchase health insurance, will the gov't require us to all

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RB TexLa Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:02 PM
Original message
If everyone ends up being required to purchase health insurance, will the gov't require us to all
Edited on Sun Jul-26-09 12:05 PM by RB TexLa
use it? Will there be mandatory exams? Annual? Semi-Annually? Monthly?
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Hugin Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:08 PM
Response to Original message
1. Heavens, NO!
Using it falls under the "Costs Column".

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sandnsea Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:11 PM
Response to Original message
2. There will be incentives
To get people like you to the doctor before catastrophe strikes. Doctors won't be paid by giving you a $25,000 stent, they'll be paid a set rate to keep you from having to have one. That's HEALTH care.
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surrealAmerican Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 05:03 PM
Response to Reply #2
17. I'd settle for fewer disincentives.
If preventative care were free, many more people would get regular check-ups.
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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:18 PM
Response to Original message
3. Sounds pretty RightWingNut
Da Gubermint Da Gubermint Da Gubermint gonna make all da wemans get abortions
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nightrain Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:23 PM
Response to Original message
4. oh no, don't use it. Only be forced to BUY it! Recall how insur corps make money? by denying/not
using.
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Warren Stupidity Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:47 PM
Response to Original message
5. Yes absolutely. Monthly anal probes. Long lines. Public humiliation.
Edited on Sun Jul-26-09 01:14 PM by Warren Stupidity
All of it.
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Hugin Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:51 PM
Response to Reply #5
6. Performed at a local Wal-Mart.
For your shopping convenience!

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Davis_X_Machina Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:57 PM
Response to Original message
7. In other mandate-based systems...
...like Germany, Switzerland and the Netherlands, this seems not to be the case.
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rucky Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 12:59 PM
Response to Original message
8. No - it's like gym memberships
From the provider's perspective, the less it gets used, the better.
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napi21 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 01:09 PM
Response to Original message
9. I'm sure not. I happen to think this is a good idea. That's the way
Medicare works. It's mandatory that you sign up for Medicare and with full participation, the premiums can stay reasonable. It would work even better with the general public. If there was 100% participation, there wouldn't be overuse of ER's at an extremely high cost, and when you incorporate the healthier young people, spreading the total costs across a large pool of people would reduce all HC premiums.

I realize everyone wants all the details they can get right now, but there are still so many things that can't yet be answered, we don't know how much the premiums might be, what will be covered, are there copays and if so how much...... It's not that the Prez or Congress doesn't want to answer thosee questions, but that without details that haven't yet been decided, those answers just aren't available.
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Fumesucker Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 01:50 PM
Response to Reply #9
10. If you have to ask how much it costs..
You won't be able to afford it.. :shrug:

I fully expect mandated health insurance to be a cash cow of Brobdingnagian proportions for the insurance industry.

An aside: I was astounded that Firefox's spell check recognized Brobdingnagian..
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napi21 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 03:18 PM
Response to Reply #10
11. I disagree with you. People want to know the cost so they can do
a comparrison. Even if an employer pays for his employees HC now, they want to know if this plan is going to save money. Is it going to stop the 20%, 30%, or higher increases in premiums every year. I suspect many people who don't have ins. now would buy it IF...at least for basic care...fairly inexpensive.

We're retired now and on medicare, but when I reviewed supplemental plans, the one thing I was interested in was the cap on annual out of pocket expenses. I too used to think we had GREAT HC, but we never had to use it. Then I broke my ankle and found out just what that 80%/20% hospital coverage meant!!!! I found out why many people WITH ins. end up in bankruptcy court!!!!
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Fumesucker Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 04:15 PM
Response to Reply #11
15. You don't think mandated insurance is going to be a cash cow for the insurance companies?
Who do you think is writing the legislation?

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leftstreet Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 03:20 PM
Response to Original message
12. Damn right! If my house is on fire I shouldn't be REQUIRED to call the Fire Dept
:eyes:
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lefthandedlefty Donating Member (247 posts) Send PM | Profile | Ignore Sun Jul-26-09 03:29 PM
Response to Original message
13. I have to get physical every two years
just because I drive a truck.I pay $100.00 each time I go which I pay out of my own pocket.I get weighed,BP checked,pee in a cup,eyes checked,dr points a something red or green and asks what color it is.The whole thing takes about fifteen minutes.That comes to $400.00 an hour and expense he was out was the test strip.
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Laelth Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 03:29 PM
Response to Original message
14. It's a bad idea, top to bottom.
Forcing people to buy insurance is no more the solution to a failed health care system than forcing people to buy houses is the solution to homelessness.


:dem:

-Laelth
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lindisfarne Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jul-26-09 04:36 PM
Response to Original message
16. The fact that this question can be asked even on DU is very discouraging-little hope for US critical
thinking skills in general.
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