What about life insurance, home insurance, auto insurance, flood insurance??

[panader0]

You think the insurance industry is only screwing us on health insurance? I'm sure that the costs of these other insurances are out of whack too. And it wouldn't surprise me that if a Public option could pass, that the insurance industry would just raise the costs for these other insurances. When my dad's home was vandalized, the insurance company jumped backward through hoops not to pay. When the kids who did it were caught and ordered to make restitution (at 20 bucks a month), the insurance company backed out, never paying ten cents. The kids never paid either. Ask the victims of Katrina about flood insurance. It's not just about health insurance, it's across the board.

[pokercat999]

1. For profit insurance always has been and always will be

A SCAM!

Look at what the federal government covers, Medicare, health insurance for those over 65, flood insurance in known flood areas. Why, because they are the least profitable and most likely of groups to cause claims and suffer losses. If you add a profit to the already high cost of claims for these risks the people could not afford to insure. It serves the banks and mortgage companies to have flood insurance in known flood zones and it serves the insurance companies to remove those most likely to need service (claims) from their roles. Again your corporate controlled government at work.

I have no problem with the government being the insurer of first choice or the only choice but allowing them to only have the very riskiest part of the market is simply corporate welfare. Government should issue necessary insurance of every kind, health, auto and home at fair and reasonable rates and subsidized by income level when necessary.

[panader0]

2. Yes.

[ellenfl]

3. i think the katrina victims' issues were with for-profit insurance,

not flood. the for-profits refused to pay for water damage because they claimed not to cover flood even though the home would not have flooded but for the hurricane. many people did not have flood insurance. it is very reasonable . . . because of the low overhead.

ellen fl

[stray cat]

4. Easy not to choose to insure any of the above - save your money and take your chances

[pokercat999]

5. No home insurance, no mortgage, no flood insurance in a

flood zone, no mortgage, auto insurance mandated by the state, no insurance, no drive, health insurance, their are 47 million Americans that know what that means, thousands of them show up at the free health fairs held by courageous doctors, nurses, technicians and other volunteers, to have simple things done....like have all their teeth pulled cause they'd never seen a dentist.

Yeah, it's all one big fucking choice.