Yesterday, I was hit with $510.00 in overdraft fees from Chase Bank.

[trumad]

34.00 bucks for every overdraft.

Here's how it happened.

My wife simply did not know that i paid all our monthly bills early instead of the middle of the month as I usually do.

So---she started buying Christmas gifts on line using our debit card.

This was a simple mis-communication between my wife and I--- IE: Shit happens and we sometimes make mistakes. Well...before I knew what she did and she knew what I did... debits started to hit and the overdraft charges started racking up.

If you were to look at my on-line account you'd see 34.00 15 times in a row. $510.00 total.

I quickly took some money out of another account I have, deposited it, and then sat down with a Chase official to explain the mistake.

The Bank guy said he had to discuss this with his Manager to see what he could do----kind of like a car salesman having to talk to his Manager for a better deal on the car.

The guy comes back and said that his Manager out of her good graces will credit me $70.00---that's right...70. My mouth fell open and I was speechless....and then he said that she was only going to do 34.00...but again, out of the goodness of her heart, she did 70.

Now anyone that knows we will attest that I don't take these things lightly....but I was so stunned at their lack of compassion with this issue that I left the Bank speechless.

So---I'm going to reevaluate my relationship with that bank and how I use banks in general.

IE: Fuck em!

[rucky]

1. I feel for you.

It's happened to my wife a few times with her small business - which is kinda like running a household sometimes.

Even some credit unions have the same punitive practices these days. Fee income is all the rage.

But I think Congress is talking about thinking about doing something about it some day.