Can someone explain how someone without health care now will be worse off if this passes?

[closeupready]

How will someone who doesn't have access to health care currently be negatively impacted by the Senate HCR, if it passes?

[izquierdista]

1. They will have to pay for their lack of access.

[Raven]

4. God! You're good. I tried to say that! :-)

[closeupready]

6. I see - they will pay for a crappy product called "basic health insurance" but

with no real coverage commensurate with the fees they pay.

[Laelth]

19. Correct.

And, to top it all off, the evil health insurance cabal will get a lot richer by collecting lavish Federal dollars from subsidies for insurance that people still can't use because they can't afford the co-pays.

This bill makes the health insurance industry much stronger (i.e. harder to fight in the future).

:dem:

-Laelth

[Raven]

2. Well, maybe they will have to pay for crappy insurance with $ they don't have

only to discover that when they need coverage, they can't get it.

[Hello_Kitty]

3. They will be forced to buy a product from a private corporations

With nebulous guarantees that it will provide what they're paying for and absolute guarantees that the power of the government will be used to enforce it.

[FiveGoodMen]

5. Fines or prison?

[dgibby]

12. Fines,

which will be attached to your income taxes. If you fail to pay, then you're subject to prison.

[FiveGoodMen]

14. Yeah, the question mark was just a rhetorical device.

[tekisui]

7. Unfunded mandates.

Mandates placed on people who obviously can't afford coverage now. Without a public option it is steps backwards for working poor.

[madfloridian]

8. If you can't afford insurance the IRS will talk to you.

And you WILL afford to pay them.

[babylonsister]

9. I didn't know the Senate bill was the final one; thought it had to go

to conference and get melded with the House bill. IOW, the bill is still subject to lots of changes before it's finalized.

I could be wrong, and am sure I'll find out. ;)

[dgibby]

15. Correct;

however, several of the pundits (Lawerence O'Donnell, for one) believe that reconcilation won't mean much, and that the Senate bill will prevail.

[My Good Babushka]

10. If you are really low income

then I think you will better off. I think the Medicaid expansion is still in there, and that's pretty good. That's a public option and it could cover millions more people. Everyone I know who has used Medicaid has paid no fees or very reasonable ones. And the coverage is regulated, so I would imagine all the most used services would be in there. I'm hoping we'll qualify for it when the reform passes. Unless we make a lot of money somehow between now and then... if that happens I'm moving to Europe!

[Jamastiene]

11. We are in a Recession.

Some have even called this The Great Recession. The poor and the middle class are finding themselves either out of a home or on their way there as it is now.

Add an extra bill each month that they did not elect to take on, but were instead forced to take on, and it will come down to choosing between keeping the power and water on, doing without food, or going homeless to pay even extra money for coverage.

Then again, I guess treatment for the frostbite, rabies shots from rat bites, assaults, malnutrition, and other maladies associated with extreme poverty and/or homelessness will seem like a godsend.

Oh, that's right: if you end up in these dire circumstances (and for many in poverty and lower middle class, that will be the case) you probably won't have enough money to pay the deductible and won't even be able to use the insurance you were forced to buy anyhow.

[NJmaverick]

13. They can't but they can over whelm you with UNRECS

So there! :silly:

[mdmc]

16. It will be better for those on welfare

but I will have to pay more for health care that I cannot afford at this time.. I have health insurance, but I do not have the disposable income to access health care.

[ThePhilosopher04]

17. It would be similar...

to doing away with all public schools, but not the taxes...then when your child is not accepted to a private school because of poor grades, wrong color, religion, etc., you're totally fucked...no difference with mandating private health insurance.

[county worker]

18. Most people don't have health insurance because they have determined they

need the money for something else. Most they need it for the basics. This bill will give them even less of the basics to live on.