Tom's web page:
http://tomwhite2010.com/homeThe op-ed ran in todays Omaha World Herald. Subscription required:
http://omahaworldherald.ne.ussrv17.newsmemory.com/index.php?token=63771_aed24949b66ba012a3746865410f5c1dDon’t delay health reform
BY TOM WHITE
The writer, of Omaha, is a state senator representing District 8 in the Nebraska Legislature. He is running for the 2nd Congressional District’s U.S. House seat as a Democrat.
At age 39, I was diagnosed with cancer. It upended my world and that of my wife and our two young children. I am alive today because of good doctors and excellent health care— the kind every American should have access to.
As a result of this experience, I am now a walking pre-existing condition.
So the current health insurance reform debate is deeply personal for me, and I know it is deeply personal for families across Nebraska.
We have some of the nation’s best doctors here in Nebraska, but too often access to them is denied by insurance companies, or patients postpone and sometimes even forgo treatment completely because of increasing out-of-pocket costs and lifetime limits on care.
In fact, the threat of crushing medical debt is all too real for too many families. Add to this the challenges that smallbusiness owners like me face in finding affordable care for employees, and the end result is an unacceptable status quo.
This year, Nebraska will face an 11 percent increase in the cost of that care — the highest rate of inflation in the nation. The urgent need for health insurance reform is evident from conference tables in corporate boardrooms to kitchen tables in homes across Nebraska.
This is a challenge that must be met through serious discussion and deliberative compromise, not through the partisan sniping that has become all too commonplace in Washington.
As a state senator, I stuck to these principles when I pursued necessary reforms in the Legislature to expand insurance coverage for children and sponsored a bill to allow 20-somethings to stay on their parents’ health insurance plans. The bill, LB 551, was passed unanimously and signed into law by Gov. Dave Heineman, and it will take effect on Jan. 1, 2010.
I want to see Congress pass meaningful reform that: (1) Expands care and drives down costs for businesses and families. (2) Provides patients the freedom to choose their own doctor and health care plan without causing anyone to lose his or her current coverage.
(3) Stops insurance companies from denying coverage based on a pre-existing condition or dropping coverage when a person becomes sick. (4) Ensures that no bureaucrat, either in Washington or at an insurance company, ever comes between a doctor, a patient and the right treatment.
We cannot responsibly talk about reform, however, without first controlling the cost of care. The nation’s deficits are unsustainable now, and an expansive new program that does not relieve the pressure of rising costs is unacceptable.
Red tape, excessive and redundant paperwork, and physicians devoting valuable time to dealing with bureaucrats instead of treating patients all add billions of dollars in expense while healing no one. Mistakes in medical records and insurance fraud heap on billions more in unnecessary costs that are passed on to patients.
This can be addressed, in part, by an integrated national medical record and billing system. All current drugs — no matter who prescribes them, or when and where they are prescribed — would show up in the history. With automatic prompts from the computer, adverse drug interactions and allergic reactions could be greatly reduced. Fraud and abuse would be curbed and health professionals could focus on treating the sick instead of pushing paper and arguing with bureaucrats.
Comprehensive health insurance reform cannot be delayed; our families and businesses can no longer bear the burden of our broken system. In fact, responsible reform is critical to keeping American businesses competitive in a growing world economy. In light of the current economic crisis, the significance of this cannot be diminished.
To block debate on this critical issue and oppose all change is to favor economic devastation. That is not an acceptable result in a country whose hallmark once was the pragmatic ability to cooperate when confronted by a serious crisis.
Fixing our nation’s health insurance system is a national imperative so we can improve the lives of countless Americans. Our representatives in Washington must be up to meeting this challenge if we expect to achieve serious and lasting reform.