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Does anyone know? Do mandates kick in before subsidies?

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cali Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-21-09 06:31 AM
Original message
Does anyone know? Do mandates kick in before subsidies?
Because if so, that's something that has to be changed. And how do high risk people who are mandated to purchase insurance get it if the product is priced out of their reach and if the insurance companies don't have to insure them prior to 2014?

Thanks in advance.
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cali Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-21-09 07:07 AM
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1. I gather no one has the foggiest. oh well. I'll keep looking for the answers.
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RevCheesehead Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-21-09 07:58 AM
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2. That's a damned good question.
Also, when does the preexisting conditions thing start?
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cali Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-21-09 08:00 AM
Response to Reply #2
3. not until 2014 for adults although a high risk pool is created
almost immediately.
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CTyankee Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-21-09 08:33 AM
Response to Reply #3
4. What are the criteria for getting into the high risk pool?
And will you be able to join it at a later date if you get sick later but aren't sick at the time of the bill's enactment into law?
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cali Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-21-09 08:39 AM
Response to Reply #4
5. this doesn''t answer all of your questions, but it does answer
the last one. It's from Bernie's site

Q: I can't get insurance now because I have a pre-existing condition. Would that change?

* Yes. Both bills would stop insurers from rejecting applicants with medical conditions once the exchanges are operational – 2013 in the House bill and 2014 in the Senate version. The bills create a temporary subsidized high-risk pool that would start immediately so that people who have been rejected for coverage and others with pre-existing medical conditions have access to affordable coverage.
* It would also immediately shorten the time - from a year to three months - that insurers could exclude coverage of certain pre-existing medical conditions under group policies. Both bills would also bar insurers from retroactively canceling policies of individuals who fall ill with costly conditions for reasons other than fraud.
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