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Is it true that there are no limits on what insurers can charge you if u have a PRE-existing condi-

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grahamhgreen Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:14 PM
Original message
Is it true that there are no limits on what insurers can charge you if u have a PRE-existing condi-
tion in the Senate bill?
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valerief Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:16 PM
Response to Original message
1. I thought it was only 3 or 4 times what they charge a healthy young person.
Of course, I don't think there's anything to stop them from denying any claims.
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gravity Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:18 PM
Response to Reply #1
3. That difference is only based on age
preexisting conditions have no part in it.
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valerief Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:20 PM
Response to Reply #3
4. Oh, so they'll still continue with claim denials to pad their balance sheets. nt
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Orangepeel Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:17 PM
Response to Original message
2. No. n/t
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Schema Thing Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:33 PM
Response to Original message
5. no.
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dgibby Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 10:38 PM
Response to Original message
6. And as far as I know,
The annual cap is still in the bill.
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lamp_shade Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 06:01 AM
Response to Original message
7. It seems to me they wouldn't even be allowed to ask the question.
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Recursion Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 07:06 AM
Response to Original message
8. No, they've capped that
Some people here are vexed that they capped it at 3x the actuarial rate for your age, but it's definitely a cap.
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