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Health reform subsidy calculator for those without employer coverage

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mcablue Donating Member (625 posts) Send PM | Profile | Ignore Thu Dec-24-09 09:34 PM
Original message
Health reform subsidy calculator for those without employer coverage
Edited on Thu Dec-24-09 09:39 PM by mcablue
In the following website you can quickly find out how much money you would receive in subsidies if you do not have employer insurance coverage. Just select "Senate bill" or "House bill;" enter your income, your age; choose family of 4 or individual, whichever applies; and click on "calculate."

http://healthreform.kff.org/SubsidyCalculator.aspx
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Cronus Protagonist Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 09:41 PM
Response to Original message
1. So I just need to earn another hundred dollars of disposable income to not get fined
I guess I'll have to look for a bouncer job at a nightclub or work as a night watchman or something. Does panhandling maybe bring in enough money so I won't have to be fined?
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Warren Stupidity Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 10:50 PM
Response to Reply #1
4. Good news! To start the tax is $95 - so just pay the tax
and continue to not have any health insurance. Or figure out how to squeeze $100 out of your budget and have health insurance. I couldn't actually find an input that resulted in a premium of $100. Care to elaborate?
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Cronus Protagonist Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Dec-25-09 04:56 PM
Response to Reply #4
9. No need to elaborate on how the calc works but...
Edited on Fri Dec-25-09 05:04 PM by Cronus Protagonist
I plugged my numbers in and the annual fine/I mean fee would be about 1300 bucks. That's 1300 bucks that I don't have. And your suggestion that I could find that "out of my budget" show a lack of understanding of what it's like to be living on the edge. Should I use less toilet paper? Or perhaps shut off the power? The phone? Stop doing laundry? Maybe I can eat even less than I do now?
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Jamastiene Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 09:49 PM
Response to Original message
2. Mine said Medicaid with either bill, but I wonder if
the final bill will require all states to expand Medicaid. I don't see some states expanding it unless it is required. I hope they require it.
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cutlassmama Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 11:34 PM
Response to Reply #2
6. same here
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dflprincess Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 11:50 PM
Response to Reply #2
7. I have access to an employer plan
Edited on Thu Dec-24-09 11:51 PM by dflprincess
(if you can call one of those "consumer driven" scams a plan) so I'm lucky that way. Because, someone my age and income level(over the subsidy cut off) would be looking at montly premiums between $633 (House) and $711 (and that's for individual coverage). I'd love to know what planet the sellouts in Congress are living on that they think a premium like that is "affordable".



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chill_wind Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 09:49 PM
Response to Original message
3. K & R Thanks for the link. n/t
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Kalun D Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 11:10 PM
Response to Original message
5. What a Scam
Mandatory insurance. Sort of like what they did with car insurance in the 80's. Only this time it's for everyone that walks and breathes.

No cap on rates, no cap on rates if you have pre-existing conditions. If you can't pay the full amount money will be borrowed in your name (taxes) and the insurance companies don't lose any of their $30MILLION dollar CEO's or 30 percent profits.

NO WONDER big insurance and big pharma didn't lobby against the final bill in the senate. Was listening to progressive talk this week, one of the CEO's sent the media a message. "we won"
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Digit Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Dec-24-09 11:53 PM
Response to Original message
8. I have a question
But first want to say how much I hate this proposal. Now that I have gotten that off my chest, I am trying to figure out how quickly I will go broke.
Computing what I would pay shows the larger amount being subsidized. Would I need to sell an organ or two to pay the full amount each month and get the money I didn't have in the first place back on my taxes or would I only go have to go without food and keep my organs with the government paying the difference each month?
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