Senate Bill: Preexisting conditions exclusions outlawed for kids immediately, adults in 1/1/2014.

[Pirate Smile]

Stop. Breathe. Read.

by Karoli on January 24, 2010

David Plouffe is back with a big editorial in today’s Washington Post arguing for why Democrats must pass health care reform, and soon. As part of his argument, he enumerates the immediate benefits of passing the bill:

If we do pass it, dozens of protections and benefits take effect this year. Parents won’t have to worry their children will be denied coverage just because they have a preexisting condition.

John Aravosis and others have read this paragraph to mean they’re dumping pre-existing conditions provisions for adults. No. Plouffe was speaking only of the immediate benefits of passing the Senate bill, which does have an exception for children under age 19 that takes effect upon passage. Adult pre-existing conditions exclusions are prohibited for years beginning 1/1/2014.

Let’s all calm down, shall we?

http://www.drumsnwhistles.com/2010/01/24/stop-breathe-read/

[ShortnFiery]

1. It's still crap. Why put up with this when "the states" can pass better individual legislation? eom

[backscatter712]

2. K&R. We need to be practicing a little more rumor control. n/t

[Pirate Smile]

24. It is too late for me to edit the OP but I wanted to add this up near the top of the thread:

A national high risk pool will be available within 90 days of enactment for people with preexisting conditions. I'm trying to find out more.

[Kurt_and_Hunter]

3. What's this "calm down" horse-shit?

This plan has been sold using examples of very sick ADULTS who cannot get coverage.

The news that some of those poster-adults for reform will be long dead from their pre-existing conditions before help arrives is no "calm down" material.

There have been a lot of adults posting on DU over the months talking about how important this bill is to them because they cannot hang on any longer with their current pre-existing conditions.

Go tell them to calm down.

[flyarm]

5. It's control the message time here at DU..they don't want you reading other's opinions

you are to march in lockstep..and have group think!!

[Pirate Smile]

9. We wouldn't want the actual facts in the Bill to interfere with the freak out.

I'm not sure what the date was in the House Bill. I'm sure it was probably earlier and I wish we had that as an option. Unfortunately, we don't.

We may be able to modify it after passage. I would assume that would be popular and hard for Republicans to vote against. Getting it in place in the first place is the hard part. We can do it through Reconcilliation. Our only way to do it now is by passing the Senate Bill in the House.

[monmouth]

12. Four years from now???? It's C.R.A.P. Let's count the dead, shall we???..n/t

[treestar]

14. While the system still does not exist, it helps no one at all

I don't get the logic of shutting it down forever because it does not take effect immediately.

That said, I don't get why it would take time and why these items wait until 2014 to start. It surely doesn't even do the allegedly corporate bought politicians any good. So my guess it that it's just physically impossible somehow to start up earlier.

[CTyankee]

22. What happened to the provision that would help those who have serious conditions

and no health insurance coverage now? I remember that was a pool you could go into if you were in such dire straits and get help immediately. Did that get taken out of the Senate bill?

[JVS]

17. If you don't want it to pass you don't care about all those who will die after 2014.

Those before 2014? Fuck em!

[amborin]

27. interesting...one of our

very own DLC shills used that exact same phrase to me a few wks ago

said, "calm down," blah blah

[Make7]

4. Good news for the adults with pre-existing conditions that don't die or go bankrupt before 2014. nt

[Pirate Smile]

6. I wish they would do it much faster. I assume it is because you have to bring in the healthy people

at the same time or else the premiums will just skyrocket because the insured people would primarily include a lot more sick or expensive people to insure.

If we don't pass it then we don't even have it ending in 2014. We could always (hopefully) move the start date up.

[treestar]

13. What about those to whom it happened in the past 50 years?

Or last year, when there was no such bill even being considered?

Geez, if it starts at all it's an improvement on the previous situation.

[Make7]

26. Did I not say it was good news for the people it helped? nt

[amborin]

28. the impending ban on exclusions of those w/

pre-existings is prolly a joke, anyway

the states will police HCR

and in CA, big insurers routinely drop patients for "fraud," which is defined broadly.....

the state of CA has had to drop its lawsuits against these many cases of "recission" b/c it is outgunned by the big $$$$$$$$ insurers

so....even if the ban were immediate, take it with a grain

[Statistical]

7. YAY! So if you live with your lethal ilness for 4 more years THEN

you have the privilege of buying ultra expensive policy.

SO GLAD for that.

[Pirate Smile]

10. Other option is NO TIME LIMIT for it ending. That's better?

[PSPS]

8. Delay = "trigger" = it will never happen. Kill the bill.

[treestar]

11. Drat you for ruing at least one day's worth of outrage!

:rofl:

Now we'll have to find something else! :rofl:

[jaxx]

15. Isn't there a plan for coverage of the preexisting conditions in the bill?

They can buy into a group right away until the ins co's have to take them.

[KittyWampus]

18. you end up pointing a major problem w/reform at this point. No one knows. It hasn't been explained

[Make7]

21. Yes, there is - in the Senate bill that passed. That may not be the bill that gets signed though. nt

[OHdem10]

16. They continue to give Republicans fodder. Who wants a bill you

will be years to begin to receive benefits. Some will
be waiting 10 years before everyone is covered.

Paying increased taxes from day one and waiting forever.
This is Talking Point Pie for the GOP.

[Kip Humphrey]

19. I hope my wife & I live long enough. We both have pre-existing conditions & no insurance available.

[Pirate Smile]

20. I'm going to try to find what it is that everybody can buy into right away.

[Pirate Smile]

23. A national high risk pool will be available within 90 days of enactment for people with preexisting

conditions. I'm trying to find out more.

[Make7]

25. Title I, Subtitle B, Section 1101 - Immediate Actions to Preserve and Expand Coverage

Subtitle B—Immediate Actions to Preserve and Expand Coverage

SEC. 1101. IMMEDIATE ACCESS TO INSURANCE FOR UNINSURED INDIVIDUALS WITH A PREEXISTING CONDITION.

(a) IN GENERAL.—Not later than 90 days after the date of enactment of this Act, the Secretary shall establish a temporary high risk health insurance pool program to provide health insurance coverage for eligible individuals during the period beginning on the date on which such program is established and ending on January 1, 2014.

   <- snip ->

(d) ELIGIBLE INDIVIDUAL.—An individual shall be deemed to be an eligible individual for purposes of this section if such individual—

(1) is a citizen or national of the United States or is lawfully present in the United States (as determined in accordance with section 1411);

(2) has not been covered under creditable coverage (as defined in section 2701(c)(1) of the Public Health Service Act as in effect on the date of enactment of this Act) during the 6-month period prior to the date on which such individual is applying for coverage through the high risk pool; and

(3) has a pre-existing condition, as determined in a manner consistent with guidance issued by the Secretary.

http://democrats.senate.gov/reform/patient-protection-affordable-care-act-as-passed.pdf   (4.27 Mb)

 

[Pirate Smile]

30. You should post an OP of that if you haven't already done so.

Thanks. :)

[Pirate Smile]

32. I posted a thread here:

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x7561733

[Make7]

34. Thanks for the hat tip, but it wasn't necessary.

I just copied the text word for word from the Senate bill. I'd forgotten that the high risk pool was in there until jaxx mentioned it in her post, so I looked it up.

Nice addition with the article you posted. That explains it in easier to read language than the legislation.
 

[Raineyb]

29. Gee I guess those adults with pre-existing conditions can go to hell for the next 4 years.

This bill is still shit.

[Scarsdale Vibe]

31. Or they can buy into the new national high-risk pool that is created immediately.

This bill is much better than the status quo.

[Raineyb]

33. High-risk pool that's so expensive they can't afford to use it?

Or is inadequate since we've not bothered to define what the minimum standard is for coverage? Spare me! Stop trying to polish a turd and convince people it's not. People know shit when they see it and they certainly know it when they smell it.