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My health insurance premiums are way too low and my co-pays and deductible aren't high enough.

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Better Believe It Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 02:45 PM
Original message
My health insurance premiums are way too low and my co-pays and deductible aren't high enough.
Edited on Tue Mar-09-10 03:44 PM by Better Believe It
If the Senate health insurance industry bill passes will that change?

I want to do my part to help preserve the number one insurance system in the whole world!

If if wasn't for insurance companies, we wouldn't have insurance premiums.

Think about that!
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DrDan Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 02:58 PM
Response to Original message
1. it sure will . . . break out the wallet
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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 02:58 PM
Response to Original message
2. Do you have a "Cadillac Plan"?
If so, then yes.
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Better Believe It Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:26 PM
Response to Reply #2
6. I prefer to call it a "GM" plan which is better than the "Toyoto" plan.

It's a good plan so it might be eligible for the health insurance excise tax!

Now we're cooking!
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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:30 PM
Response to Reply #6
7. Yep, gotta "bend the cost curve".
Which translates to "make you pay more out of pocket and or use less health care".
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Better Believe It Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:39 PM
Response to Reply #7
8. I have a choice! Yahooo!
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walldude Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:43 PM
Response to Reply #7
9. They (insurance companies)have a term for that... some poster tried to use it in a previous thread
"Medical loss ratio".. Tried to tell everyone that because they didn't know about "Medical loss ratio" they had no idea what they were talking about. ROFL, pretty easy. It means the insurance companies have to make up these toothless terms for profit over care because "fuck off and die" makes them look like assholes. :rofl:
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Better Believe It Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-10-10 12:39 PM
Response to Reply #9
10. Will insurance companies let me split my medical costs 50/50 to improve their medical loss ratio?

I wanna pay my fair share!
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Inuca Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:01 PM
Response to Original message
3. Congratulations! n/t
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blueworld Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:03 PM
Response to Original message
4. Only if you ever try to make a claim...
that's when you'll discover you've actually been paying premiums to some guy in Nigeria and you'll have to apply for real U.S. health care coverage:)
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subterranean Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-09-10 03:12 PM
Response to Original message
5. Your question is impossible to answer
without knowing the details of your situation. My guess is that your insurance premiums, etc., will change if your employer or their insurance provider decides to change them.
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