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What class of citizen will you be? Gold, Silver or Bronze?

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Political Heretic Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:01 PM
Original message
Poll question: What class of citizen will you be? Gold, Silver or Bronze?
When this insurance subsidization bill passes, and sets up even deeper class divides - telling poor people they deserve lower quality care than rich people (not explicitly stated in law, rather than just implied by insurance companies) - what class of citizen will you be?

America - the "greatest" country in the world, where you have second and third class citizens in a health care caste system.

:cry:

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GreenPartyVoter Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:03 PM
Response to Original message
1. Ummmmm.... Lead?
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arcadian Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:05 PM
Response to Reply #1
6. I was going to say lead.
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hobbit709 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 06:24 AM
Response to Reply #1
23. One more for lead.
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Peacetrain Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:04 PM
Response to Original message
2. How about the 30 million right now who have access to ZERO care
Do you have tears for them?
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Raineyb Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:05 PM
Response to Reply #2
7. All those people demanding that health care reform actually not put them into bankruptcy.
They're just selfish.

:sarcasm:
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HereSince1628 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:07 PM
Response to Reply #2
8. Well. It's that or Fool's Gold, I'm sorta thinking FG
They sell me a policy I THINK is GOLDEN, and when I need it, I find out I'm a fool.
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walldude Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:09 PM
Response to Reply #2
11. I'm one of those 30 million and this bill makes it worse for me
so please stop using me and people like me to bolster your lame argument. All this bill is going to do for me is add a mandatory premium for medical insurance I can't afford to use. As it is I manage to pay out of pocket when someone in my family needs to see a doctor. Adding a $1000 or $2000 dollar a year premium to my medical costs will just insure that we see the doctor less often than we do now. Yeah it's a brilliant plan, really :eyes:
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:20 PM
Response to Reply #11
14. You're one of the 30 million without health care and this bill doesn't help you? I call bullshit.
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el_bryanto Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:04 PM
Response to Original message
3. I would guess silver.
That said, I'm unconvinced this system will make the current divisions any worse - I mean they are already pretty bad aren't they?
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Renew Deal Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:04 PM
Response to Original message
4. Iron
:D
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slipslidingaway Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:05 PM
Response to Original message
5. My bet is that most employer policies will be moving down the scale
as people will be trapped in these policies.

:shrug:

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joeybee12 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:07 PM
Response to Original message
9. Oh come on, this will get rid of the "class system" in america...
...and make it a "caste system."
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LibDemAlways Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:07 PM
Response to Original message
10. You need another category. Something like "cardboard box" for those
who will continue to lose everything when a major illness strikes.
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Warpy Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:10 PM
Response to Original message
12. What, no wooden nickel?
That's what I've been all my life, a sucker they've gotten hard work from and kept broke while denying health insurance.
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:16 PM
Response to Original message
13. Actually, I'll be eligible for Medicare after my premiums rose 17% in December. So I'm happy
should this bill pass.
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subterranean Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:34 PM
Response to Original message
15. There will also be a "catastrophic" class below Bronze.
But that's only for folks under 30.

Incidentally, the Gold/Silver/Bronze idea was borrowed directly from the Massachusetts Model.
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Political Heretic Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:44 PM
Response to Reply #15
18. I know where it came from.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:35 PM
Response to Original message
16. EVERYBODY should have access to BASIC care.
Those who can pay for more should have the option of doing so.

We simply don't have the resources to provide "the best" care to everybody, regardless of ability to pay.
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Political Heretic Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 03:44 PM
Response to Reply #16
17. No, EVERYBODY should have access to excellent care.
Why is it the rest of the industrialized fucking world can do this but its just "too hard" for us?

Saying we don't have the resources to provide excellent care to everyone is a lie. Plain and simple.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 06:22 AM
Response to Reply #17
21. I disagree.
Access to basic health care makes financial sense...and it doesn't bother me if some wish to consider it a "right".

However, nobody has a "right" to top-flight health care. Even if they did, it's prohibitively expensive.

Everybody has the right to buy a car that's basically safe. Not everybody can afford the safest car sold.
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Toasterlad Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:06 AM
Response to Reply #21
32. You Do Not Belong Here
Suggesting that good health is a commodity that only the wealthy deserve doesn't fit even the watered-down version of "Democrat" that is used to adjudicate this site.

You are in the wrong place. And I hope that you soon become poor and then need health care. We'll see how comfortable you are with "basic care" then.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:45 AM
Response to Reply #32
36. So, I've finally met the DU Gatekeeper!!
Feel free to stop putting words in my mouth.

Basic health care IS "good health care"...and whether everybody "deserves" it or not, it makes sense to provide it.

Most expensive health care has a lousy cost/benefit ratio. If somebody wants to pay for that out of pocket, they should have the right to, but taxpayers should not bear that responsibility.
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LWolf Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 07:15 AM
Response to Reply #17
26. Yes. Suggesting that quality of life, defined by quality of care,
should be based on ability to pay is repulsive in the extreme. EVERYBODY should have access to excellent care.
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Common Sense Party Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:43 AM
Response to Reply #17
35. Unlimited "excellent" care?
Do these other countries in the industrialized...world provide UNLIMITED resources for this "excellent care"?

Or does every other country place a budgetary CAP on how much their governments will pay annually for health care?
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blindpig Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 04:01 PM
Response to Reply #16
19. So the rest can go begging?

The lives of the well off are worth more than the poor?

That's pretty obscene but I guess that's capitalism for ya, where health is a commodity.

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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 06:23 AM
Response to Reply #19
22. Why would they "beg" if everybody has access to basic health care?
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hobbit709 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 06:27 AM
Response to Reply #22
24. Evidently your definition of basic lets people die.
sometimes it takes top flight health care to save your life.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 08:58 AM
Response to Reply #24
28. ALL medicine "lets people die".
Sometimes the cost of treatment is simply not worth it.

However, if one can PAY for that treatment, one should have the option.
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hobbit709 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 09:37 AM
Response to Reply #28
29. Let's hope you don't go broke then.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 09:59 AM
Response to Reply #29
30. Cost/benefit ratios are a fact of life.
$100k spent to extend the life of an 80-year-old by two months has far less value than $100k spent to provide preventative care to healthy young people.

If the money is yours, you can spend it however you'd like. If it's taxpayer money, limits must be set somewhere.

We don't live in a world of unlimited resources.
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hobbit709 Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:38 AM
Response to Reply #30
34. You sound like a bean counter. That's all it ever is to them.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:53 AM
Response to Reply #34
38. Not at all...but I'm realistic.
We live in a world of limited resources...especially where tax dollars are concerned. Is $100k worth of treatment to get another 60 days out of Granny worth forgoing preventative treatment for a few hundred kids?

At some point, we have to make that choice.
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damntexdem Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Mar-17-10 04:58 PM
Response to Original message
20. Well, the Teapartiers are all borons.
But I'm with those who would reform healthcare so we can helium.

But bronze just isn't an element I can think about.

;-)
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ipaint Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 06:30 AM
Response to Original message
25. The bottom of the barrel...medicaid nt
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kenny blankenship Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:45 AM
Response to Reply #25
37. Console yourself with this. You won't be JUICED like a lemon for junk insurance you can't use
Edited on Thu Mar-18-10 10:54 AM by kenny blankenship
that's what's going to happen to the Bronze group. You'll have it hard at the bottom of the barrel no doubt, but walking around knowing you're being cheated every month won't be part of it. Bronzers will be paying money out of their hide for a policy that has a 60/40 actuarial value. That's not healthcare, that's not even insurance properly speaking. That's a scam.
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ipaint Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 11:00 AM
Response to Reply #37
39. So true.
I intend on keeping my income under the bronze level. This piece of shit bill should also give a nice boost to the under the table cash economy.
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LWolf Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 07:25 AM
Response to Original message
27. I'm not really sure.
I'm a teacher. I supposedly have "good" insurance.

Except that I can't afford to use it.

My employer pays most of my premium. I can choose from 4 different plans, which range from about $25 a month to $300 a month, in addition to what they are paying.

I've been choosing not to get care for 5 years, since this plan began, because it's not in the budget. The copays and deductibles are the determining factor.

So I have not had a pap or mammogram in 5 years. I haven't had the yearly blood tests indicated by 2 other medical conditions, therefore I don't get the prescriptions to manage those conditions and am less well because of it.

How much will my premium be under the new law, and how much of that will my employer pay? I don't know. Will I end up paying more than I do now? If so, I will lose my house, because my budget has been cut to the bone already. There aren't a few hundred dollars more a month to be had. I took a massive pay cut 5 years ago, and another last spring to ensure that school doors stayed open through June.

Insurance doesn't guarantee care. As a matter of fact, insurance costs can limit care, as I've just demonstrated. Will I be getting any actual care, or just paying more $$ for care I can't afford to access?

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GreenArrow Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:04 AM
Response to Original message
31. What about the plastic citizen?
The ones of disposable quality.
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GodlessBiker Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Mar-18-10 10:06 AM
Response to Original message
33. What is this, Plato's Republic?
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