moobu2
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Sun Mar-21-10 10:34 PM
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WITHIN THE FIRST YEAR OF ENACTMENT |
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*Insurance companies will be barred from dropping people from coverage when they get sick. Lifetime coverage limits will be eliminated and annual limits are to be restricted.
*Insurers will be barred from excluding children for coverage because of pre-existing conditions.
*Young adults will be able to stay on their parents' health plans until the age of 26. Many health plans currently drop dependents from coverage when they turn 19 or finish college.
*Uninsured adults with a pre-existing conditions will be able to obtain health coverage through a new program that will expire once new insurance exchanges begin operating in 2014.
*A temporary reinsurance program is created to help companies maintain health coverage for early retirees between the ages of 55 and 64. This also expires in 2014.
*Medicare drug beneficiaries who fall into the "doughnut hole" coverage gap will get a $250 rebate. The bill eventually closes that gap which currently begins after $2,700 is spent on drugs. Coverage starts again after $6,154 is spent.
*A tax credit becomes available for some small businesses to help provide coverage for workers.
*A 10 percent tax on indoor tanning services that use ultraviolet lamps goes into effect on July 1.
WHAT HAPPENS IN 2011
*Medicare provides 10 percent bonus payments to primary care physicians and general surgeons.
*Medicare beneficiaries will be able to get a free annual wellness visit and personalized prevention plan service. New health plans will be required to cover preventive services with little or no cost to patients.
*A new program under the Medicaid plan for the poor goes into effect in October that allows states to offer home and community based care for the disabled that might otherwise require institutional care.
*Payments to insurers offering Medicare Advantage services are frozen at 2010 levels. These payments are to be gradually reduced to bring them more in line with traditional Medicare.
*Employers are required to disclose the value of health benefits on employees' W-2 tax forms.
*An annual fee is imposed on pharmaceutical companies according to market share. The fee does not apply to companies with sales of $5 million or less.
WHAT HAPPENS IN 2012
*Physician payment reforms are implemented in Medicare to enhance primary care services and encourage doctors to form "accountable care organizations" to improve quality and efficiency of care.
*An incentive program is established in Medicare for acute care hospitals to improve quality outcomes.
*The Centers for Medicare and Medicaid Services, which oversees the government programs, begin tracking hospital readmission rates and puts in place financial incentives to reduce preventable readmissions.
WHAT HAPPENS IN 2013
*A national pilot program is established for Medicare on payment bundling to encourage doctors, hospitals and other care providers to better coordinate patient care.
*The threshold for claiming medical expenses on itemized tax returns is raised to 10 percent from 7.5 percent of income. The threshold remains at 7.5 percent for the elderly through 2016.
*The Medicare payroll tax is raised to 2.35 percent from 1.45 percent for individuals earning more than $200,000 and married couples with incomes over $250,000. The tax is imposed on some investment income for that income group.
*A 2.9 percent excise tax in imposed on the sale of medical devices. Anything generally purchased at the retail level by the public is excluded from the tax.
WHAT HAPPENS IN 2014
*State health insurance exchanges for small businesses and individuals open.
*Most people will be required to obtain health insurance coverage or pay a fine if they don't. Healthcare tax credits become available to help people with incomes up to 400 percent of poverty purchase coverage on the exchange.
*Health plans no longer can exclude people from coverage due to pre-existing conditions.
*Employers with 50 or more workers who do not offer coverage face a fine of $2,000 for each employee if any worker receives subsidized insurance on the exchange. The first 30 employees aren't counted for the fine.
*Health insurance companies begin paying a fee based on their market share.
WHAT HAPPENS IN 2015
*Medicare creates a physician payment program aimed at rewarding quality of care rather than volume of services.
WHAT HAPPENS IN 2018
*An excise tax on high cost employer-provided plans is imposed. The first $27,500 of a family plan and $10,200 for individual coverage is exempt from the tax. Higher levels are set for plans covering retirees and people in high risk professions.
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ccharles000
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Sun Mar-21-10 10:36 PM
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W_HAMILTON
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Sun Mar-21-10 10:37 PM
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I wish someone would have posted something this concise. It's easy to read, and easy to understand.
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truebrit71
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Sun Mar-21-10 10:43 PM
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6. Agreed! I especially like the stuff that kicks in this year.. |
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I have a college age kid and now I don't have to worry about the coverage going away..
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Hawkeye-X
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Sun Mar-21-10 10:39 PM
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*A 10 percent tax on indoor tanning services that use ultraviolet lamps goes into effect on July 1.
That means Boner will have to cough up the tax :P
Hawkeye-X
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Motown_Johnny
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Sun Mar-21-10 10:41 PM
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4. doesn't he use the spray on tan? |
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it looks to fake to be from light of any type
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moobu2
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Sun Mar-21-10 10:41 PM
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5. lol I hadn't thought of that. |
kestrel91316
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Sun Mar-21-10 10:44 PM
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7. Nah, he just smears on the Coppertone. Can't you tell? |
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He's got the most unnatural skin tone since Michael Jackson.
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2Design
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Sun Mar-21-10 10:53 PM
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8. Just wish there was something for those without insurance with |
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low paying job and no - I don't have pre-existing condition. I just need something now. By the time exchanges kick in I will be on medicare. In the meantime, I have nothing
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704wipes
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Sun Mar-21-10 11:23 PM
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10. go get a pre-existing condition tomorrow |
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Get to a dr. and have your high blood pressure or? noted?
Surely there is something wrong with you. Go in and complain of diarrhea or eczema, something.
*Uninsured adults with a pre-existing conditions will be able to obtain health coverage through a new program that will expire once new insurance exchanges begin operating in 2014.*
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ScreamingMeemie
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Mon Mar-22-10 01:50 AM
Response to Reply #10 |
16. Please realize that that is a High Risk Pool, at very high cost, that |
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very few working class people will be able to afford. http://www.txhealthpool.com/01-01-2010_Regular_Rates-Instructions_Posted_11-17-09.pdfHere's an example of the same "plan" that we have in Texas.
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csziggy
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Sun Mar-21-10 11:11 PM
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9. Thank you for posting this! |
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Since I know in the days ahead we will still be hearing the lies about what this bill means. There is still a fight ahead and more after that to improve this. But this is a big step forward!
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LSK
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Sun Mar-21-10 11:38 PM
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upi402
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Mon Mar-22-10 12:03 AM
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12. "a new program that will expire once new insurance exchanges begin" -? |
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a new program that will expire once new insurance exchanges begin in 2014. Anyone have a link for this, or cut&paste excerpt?
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ScreamingMeemie
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Mon Mar-22-10 01:46 AM
Response to Reply #12 |
15. The new program is a "high risk pool" which, while not cheap will |
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Edited on Mon Mar-22-10 01:49 AM by ScreamingMeemie
at least be something for these poor saps...let them eat cake. Here is a table of Texas' current high risk pool rates: http://www.txhealthpool.com/01-01-2010_Regular_Rates-Instructions_Posted_11-17-09.pdfMany have tried to twist it into a positive but it is not. It is "affordable health coverage" for those with much disposable income. Not for your next door neighbor with three kids and Lupus.
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prolesunited
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Mon Mar-22-10 12:05 AM
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13. Do you have a link for this |
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so I can repost it elsewhere
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moobu2
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Mon Mar-22-10 01:43 AM
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Jax
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Mon Mar-22-10 01:53 AM
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