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Quick question: is termination of "pre-existing conditions" exclusions

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Ilsa Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 04:02 PM
Original message
Quick question: is termination of "pre-existing conditions" exclusions
by insurance companies for everyone or only for minor children in the HCR bill that will be signed into law? I know it will be in effect immediately, but I wasn't sure if this provision was for everyone or just minors. I've heard it discussed alot in reference to minors, which is why I'm asking.

I thank you in advance.
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Cleobulus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 04:03 PM
Response to Original message
1. For children its immediate, for adults its not, they have the option of buying into...
a "high risk pool" between now and 2014 or so. What the actual price is for the high risk pool I have no idea.
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ScreamingMeemie Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-22-10 04:06 PM
Response to Original message
2. The exchange for adults kicks in in 2014. I hate writing to "ins" together like that.
Edited on Mon Mar-22-10 04:06 PM by ScreamingMeemie
The "high risk insurance pools" has been quoted at 300% above typical premiums, outside of copays and deductibles.

All I know is that we have a high risk pool in Texas and it is priced out of range for most working class people. For many there will be no change.
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