So, I got my health insurance premium increase notice for this next year. Only Three Hundred Dollars

[Stinky The Clown]

...... a month.

I go from Twenty Fucking Nine Fucking Thousand Fucking Dollars a Fucking Year to Thirty Fucking Three Fucking Thousand Fucking Dollars a Fucking Year.

It could have been worse, huh?

[LiberalFighter]

1. Hard to read

[Stinky The Clown]

2. Harder to justify

[Soylent Brice]

3. ZING!

[Liberal_in_LA]

32. +5, remove the eff words

[doc03]

4. You pay $2750 a month, that's for how many people?

That is what is mind boggling to me is why aren't people that pay those premiums out raising hell in support of a public option. Maybe you were but according to the MSN most Americans are happy with their health care.

[Stinky The Clown]

8. Sparkly and me.

I have been vilified for asking for the PO. Democrats in some circles hate my ass with a vengeance.

Go Team!

on edit ..... Notice how unreced this thread is. That's an indication of what favoring the PO and seeing what we got as a sellout will get you in some Democratic circles.

[area51]

10. recced,

to help offset the kool-aid swillers. :toast:

[doc03]

11. The problem is most people get health insurance on

the job and pay nothing or very little, then you have the Medicare people. Those two groups probably cover the majority of Americans and they are satisfied. They have no idea what other people go through so it is easy to scare them into thinking their benefits will be cut to pay for someone else.

[thotzRthingz]

13. kick'd & rec'd -- from a fellow PUBLIC OPTION fighter! Never, ever give-up... we will prevail

I am sorry to hear about your dilemma, and I am MAD AS HELL at the "for profits" for doing this to Americans! But your terrible personal experiences (along with millions of others) will be the corner-stone of a PUBLIC OPTION (morphing into SINGLE PAYER).

P.S.

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x8046810

[NNN0LHI]

5. $33,000 a year for health insurance?

Is it good coverage?

Don

[Ms. Toad]

7. If I had to buy an individual plan,

the only plan available to me would cost around $50,000 for individual coverage. Same for my spouse (who would have to purchase an individual plan because our marriage is not recognized). Our daughter's would "only" be $14,400 because she is only 19 (and if we were buying insurance for her on the open market it would need to be individual coverage because she had to drop out of school for health reasons). (Those premiums are from the last advertised open enrollment in the NE Ohio area - major insurance companies in Ohio area are obligated to take a certain number of individuals regardless of health status (aside from those currently hospitalized or in long term care) once a year - a limited number of slots, first in with the premium gets the coverage.) That would be $114,000 a year to cover our family.

Didn't look to see what the benefits are, because if we needed coverage it would be the only option. Fortunately, we have coverage through work which recognizes our family, and my daughter is (barely) holding her own - so it isn't quite that bad, but it is close to a Cadillac plan under the cost of premium basis. We still have copays, deductibles, and co-insurance.

[Stinky The Clown]

9. Yes and no

It is hideously expensive.

It covers everything. Doc visits are ten bux. Meds are five or ten bux a refill (up to 90 days' supply). My heart attack costs me a few hundred out of pocket.

So far we have not been PreExCon dropped.

[NNN0LHI]

29. If I had to pay $33,000 a year for health insurance I would be in the poor house

I have a similar plan plus dental and vision coverage from my employer. Which tells me I am definitely going to be considered having a "Cadillac" insurance plan when they start taxing them.

Thanks for the info. And I feel your pain.

Don

[anarch]

33. If I had to pay $33k a year for health insurance,

I would not have health insurance.

Of course, with my insurance now I still can't afford to go to the doctor, the insurance company pretty much just collects money from me. So somebody explain to me again why we can't have a public option?

[Ms. Toad]

6. Could have been

12% or so, when a lot I've read about are in the 20-30% range.

Our bill isn't quite that bad - but close, for three of us. Congratulations - you have a Cadillac plan, and I'm close (at least under the last numbers I read). I'm sure yours pays for absolutely everything, with no deductible, co-insurance, copays, etc., just like mine does. :sarcasm:

(That's been my biggest problem with taxing Cadillac plans all along - defining Cadillac by the cost of the plan doesn't distinguish the plans that are expensive because they provide Cadillac benefits from those that are expensive because they are purchased individually or by small businesses and are based on the individual health history of the covered individuals.)

[truedelphi]

14. You say in your final statement:

That is my biggest problem with taxing Cadillac plans all along - defining Cadillac by the cost of the plan doesn't distinguish the plans that are expensive because they provide Cadillac benefits from those that are expensive because they are purchased individually or by small businesses and are based on the individual health history of the covered individuals.

You'd think after a whole year of our elected public servants discussing this with each other, the President, the Brothers Emmanuel, et al, that maybe someone would have thunk about this end of the situation for a moment.

Cadillac plans should not be taxed at all. And certainly any and all Cadillac plans that are brought over the 27K limit
by the failure of the Corporate Blood-sucking rat bastard/vampire Health Insurers to address the needs of We the People should not be taxed.

But hey! It's all been such a Frigging fabulous and historic week, why should we complain.

[Stinky The Clown]

20. Yup. No complaints ........

Go Team! Let's do the Happy Dance!

Yessireebob, we got the real mccoy health care, we did, yup, uhuh.

[truedelphi]

22. You plight inspired this small humble parable

Over here:

http://www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=389&topic_id=8046810&mesg_id=8050019

[Ms. Toad]

24. I raised that issue.

That's about all I can do. Although some of the concerns I raised made it into the law - this one did not.

For me, although I think it stinks, this issue wasn't enough to oppose the bill.

[Ms. Toad]

25. Dupe - self delete.

DU bot told me it hadn't posted due to bad cookies. Must feed cookie monster better cookies.

[apples and oranges]

12. how many people are in your policy?

[Stinky The Clown]

19. Two

Stinky and Sparkly

An ugly old coot and a gorgeous, young-looking pre coot.

Both with medical histories that will prevent us from getting any different insurance.



Go Team! We got the real mccoy for health care, yessirreebob.

[no limit]

15. Jesus fucking christ. Are you serious?

How in the world can you afford that. You could live in a fucking mansion here for that kind of money.

I'm really sorry, as much as I am against this current healthcare bill I hope in the least it will help people like you. This is absolutely insane and should be illegal.

[Lorien]

16. This is why I've dropped my insurance

it was either pay them, or pay for the doctor's visits, testing and meds out of pocket- which I had to do anyway because the deductible was half my yearly income!

Fuckers!

[saracat]

17. In a similar fix myself but recently I was told that because I criticize this plan

and haven't been celebrating HCR that I am "selfish" and have no credibility. Oh well, I guess i am supposed to suck it up and be deaf ,dumb, blind and broke, which I will be once my assets are all gone.

[Greyhound]

23. Don't get sick and if you do, die before 2014.

You might make "us" look bad.

I wish this was completely:sarcasm:

[Vinca]

26. I'll catch up with you at the poor farm.

[Toasterlad]

18. Lucky 13 Recommend.

[Morning Dew]

21. Wow!

Hell, I don't even earn that much per year.

[mmonk]

27. Welcome to America, the land of opportunity and "freedom".

[xchrom]

28. Recommend

[1776Forever]

30. Stinky thought you might like to read this - Little Denmark trumps United States Health Care:

Health service/health insurance in Denmark

http://www.ess-europe.de/en/denmark.htm

1. Organization

Denmark has a state-run health system. Financing, planning and management are fully subject to the authorities. The services are financed through income tax and there exists only one legal state-run health insurance. If you have your domicile in Denmark and if you are paying taxes, you will be also insured in Denmark. No separate health insurance fees have to be paid.

There are 2 sectors:

a) Primary sector: which concerns the areas of treatment and care as well as prevention.
b) Hospital sector: treatment of diseases, which require a special equipment and care by a specialist as well as intensive care.

Every insured party is entitled to hospital treatment and care in case of maternity. Most of the health services are free of charge for the insured party.

The state is responsible for 80% of all health expenses, the rest are private expenditures for drugs, dental treatments and physiotherapy (15%) and services of private insurers.

County councils and local councils have to balance and determine the service and tax level in order to avoid an unlimited increase of expenses.

Therefore state, regions and local authorities are negotiating about a fixed financial framework once a year.

2. Insurance models

Danes (from the age of 16) can choose between 2 different insurance models:

· Family doctor/GP model: no retention for medical and hospital expenses; restricted possibility of change of a GP – if you choose another doctor, your community has to be informed; if you inform your community before the month is halfway through, the change will already come into force in the coming month. But then you can only change your doctor another time after 6 months at the earliest. For a visit at a specialist, you need a referral (exception: ear, nose and throat specialist, eye specialist); almost all Danes are insured through this model.

· free choice of doctor model: consultations at the specialist are possible without a notice through a GP. This model does not bind doctors to the established rate agreement with the health insurance concerning the treatment of first class members. The insured party has to pay in advance and will receive only a partly reimbursement when submitting their invoices, which would have been paid for the patient by the health insurance with above mentioned model. Only approx. 2% of the Danes are insured through this model.

It is possible to receive treatment in a hospital without additional payments. The insured party can choose between all public hospitals. The Danish ministry of health publishes a list with waiting periods for operations on the Internet. If it is not possible for a hospital to keep to the waiting time, the patient can contact a private or a foreign hospital. It is planned to shorten the fairly long waiting periods.

........

When the U.S. Army is still paying KBR $150 billion contract with two other contractors, Fluor and Dyncorp, unit 2017 (per wikipedia) it is not a surprise where our money is going is it?

http://en.wikipedia.org/wiki/Halliburton

Let's hope to God it gets better soon!

:fistbump:

[Nikki Stone1]

31. 29,000 to 33,000 is a $400 increase

Is that what you meant? (Or did I read your OP wrong?)

[Stinky The Clown]

34. You read it all wrong

400 was not mentioned at all. A 300 (approx) monthly increase was mentioned. That is 12 x 300 = 3600 a year increase. In round numbers I went from 29000 to 33000. None of the numbers are exact, but they are correct enough for the purpose of making my point.

[iris27]

35. Jesus Fuck - if my insurance cost that much, I guess I'd just have to die.

Your cost for LAST year, before the $300/mo increase, is more than I make in a year. And that's gross, not net!