When does health care reform go into effect?

[jxnmsdemguy65]

I watched a town hall meeting on CSPAN last night featuring Arkansas Rep. Mike Ross and he was talking about health care reform.

Apparently this will mean that people will be able to get private health insurance that is subsidized according to a sliding income scale.

When does this go into effect and how do you apply?

[Warren Stupidity]

1. liitle bits here and there over the next three years. Not really until 2014.

And it isn't health care reform, it is health insurance reform.

[still_one]

2. If you have a pre-existing condition, you have to be without insurance for 6 months before

you can be covered under the new plan, and they pay up to about 1000 dollars a month for it.


"The program, known as the Pre-Existing Condition Insurance Plan, launched in July as one of the immediate benefits of the new health care reform law, offering coverage to the uninsurable until 2014 when people should be able to choose from affordable policies available on an "exchange."

There are roughly four million people uninsured because of pre-existing conditions, and Democrats touted the new program as one of the best immediate provisions of health care reform. But the PCIP's administrators have said they expect it to reach only 350,000 over the next three years. The program is run by the federal government in 22 states and by the state government in the rest.

Kaiser Health News reported that 3,600 people have applied and about 1,200 have been approved for the PCIP. An obstacle is the program's steep premiums, which range from $140 to $900 depending on an applicant's age and location, and its requirement that people be uninsured for six months before applying (though the PCIP is still less expensive and more generous than existing high-risk pools operating in 35 states.)"

Just 1,200 people have been approved so far for a new program to provide insurance coverage to people with pre-existing conditions.The program, known as the Pre-Existing Condition Insurance Plan, launched in July as one of the immediate benefits of the new health care reform law, offering coverage to the uninsurable until 2014 when people should be able to choose from affordable policies available on an "exchange."There are roughly four million people uninsured because of pre-existing conditions, and Democrats touted the new program as one of the best immediate provisions of health care reform. But the PCIP's administrators have said they expect it to reach only 350,000 over the next three years. The program is run by the federal government in 22 states and by the state government in the rest.Kaiser Health News reported that 3,600 people have applied and about 1,200 have been approved for the PCIP. An obstacle is the program's steep premiums, which range from $140 to $900 depending on an applicant's age and location, and its requirement that people be uninsured for six months before applying (though the PCIP is still less expensive and more generous than existing high-risk pools operating in 35 states.)"

Other than that they have to wait until 2014

Whose brilliant idea was that?

http://www.huffingtonpost.com/2010/08/27/preexisting-condition-ins_n_696061.html

[glowing]

3. Yes, medicare for all would have been such a horrible idea.

People are still going to be dying.. and more and more employers are dropping plans all together.

[doc03]

4. Basically very little of it until after the 2010 and 2012 are

history. When it came apparent we couldn't get a public option and there was overwhelming opposition to it it should have been dropped. From day one there should have been one issue (the economy). Tackling health care in the middle of the worst recession since the 30s was just asinine.

[glowing]

5. I had to utilize a walk in clinic last night (much cheaper co-pay than an er room).

However, the main usage of these clinics are for the uninsured (which will cost $120.00 for a Dr. visit). There was a lady in their with a possible broken foot. She was wheeled in by wheel chair. She didn't have insurance. They wanted her to get an x-ray, but it cost too much and she thought she was mobile enough (even though as she's trying to hobble on it for the Dr. she's wincing in pain). Anyway, she said no x-ray, just wrap it and give me some pain meds. All the nurse's and the Dr on call were advising against leaving without checking that she didn't fracture it or tear something.

There were a lot school kids there as well (physical for sports programs and for school enrollment). There was an elderly lady who I thought was going to fall over (she should have been in the ER, IMO, and she was old enough that medicare would have covered her).

AND that wonderful wait we are supposedly avoiding by not having "Canadian socialist healthcare" was 2 hrs. I strained my neck 2 wks ago, I still haven't been able to get an appointment at my primary care dr. And if I need a referral to get physical therapy or something, I won't be getting it for at least another week when I have an appointment. (thanks to HMO's, we need someone to give us permission to utilize a Dr).

This healthcare shit was a sham. Institutionalizing the insurance companies because they need tax payer subsidies to continue making the profits denying the care to the people who pay them. Its disgusting. It makes me sick.

Healthcare and the shining hope of at least the Public Option was the reason many people took an interest in voting for the Dems this time. Pukes don't even talk about things like health care. AND its our party that f's it up.

[Steely_Dan]

6. What Health Care Reform? n/t