When her father died three years ago from cancer, Emily O'Donnell had to postpone her plans for college because she no longer could afford to go. She and her three siblings were hit hard by her father's death, and the ramifications affect them all to this day.
"If my father had held a life insurance policy, it would have certainly eased the burden on my family," said Ms. O'Donnell, a 24-year-old sophomore studying film and communications at the University of Pittsburgh.
"My siblings and I continue to struggle with money every day, each of us supporting ourselves and each other as much as possible," she said, adding that she works two jobs and relies on student loans to pay college expenses.
Life insurance would not only have helped her, her two sisters and brother get a head start in life, but also it would
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