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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 04:37 PM
Original message
Why on earth is anyone defending this
"Cadillac costs for Chevy benefits"

Seriously, why is anyone trying to protect paying a lot of money for less than average benefits?

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TransitJohn Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 04:46 PM
Response to Original message
1. The political 'win' is more important than reforming the profit-driven system.
Get your head in the game.
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johnaries Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:01 PM
Response to Reply #1
4. Ah, hello!
80-85% MLR (directly limiting profits/administration costs)
No co-pays or deductables for preventative care
limiting out-of-pocket expenses
no lifetime limits
no exclusions for pre-existing conditions
no premium increases if you get sick
all premium increases must be approved by the States and the DHS
Plus, many provisions to shift emphasis from a procedure-driven philosophy to an outcome-based philosophy (and, yes, the "Cadillac" tax plays a part in that in helping to eliminate "overuse")

There is a LOT of reform to the profit-driven system.
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IndianaGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:42 PM
Response to Reply #1
12. The only goal here is to give Obama an applause line for his SOTUS
at the expense of working men and women in this country.
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dkf Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 04:55 PM
Response to Original message
2. They are already suffering and you want to make it worse.
They are pointing out what you want to do to them.
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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 05:00 PM
Response to Reply #2
3. That is your flawed interpretation
Edited on Sat Jan-09-10 05:01 PM by ProSense
How is going to a lower cost plan, when the benefits are defined to be better than "chevy," going to hurt?

Your assumption is that these plans will remain in effect. They will lose support and disappear, and people will be better off without them.

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Telly Savalas Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 10:08 PM
Response to Reply #3
16. What's stopping people from migrating to lower priced plans now?
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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 10:11 PM
Response to Reply #16
17. No
choice, no cost controls, insurance companies that overcharge small businesses, various discrimatory practices...take your pick.


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Telly Savalas Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 11:46 PM
Response to Reply #17
20. So then if these things were truly addressed by the HCR bill
then the tax would be unnecessary because nobody would choose to have a plan that meets the "cadillac" threshold.

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spoony Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:21 PM
Response to Reply #2
7. Yeah but you gotta love the evolution of the talking point
It's no longer, "This tax won't land on you" it's now "Well it will but it'll be to HELP you."
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gravity Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:38 PM
Response to Reply #2
10. If you have a $23,000 insurance policy, you aren't suffering
and the taxes will be used to help people who can't afford insurance.
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IndianaGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:41 PM
Response to Reply #10
11. Gay couples will be taxed at the $8,500 because they are not recognized as families
This point is purposely ignored by the advocates of this atrocious legislation.
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levander Donating Member (257 posts) Send PM | Profile | Ignore Sun Jan-10-10 12:25 AM
Response to Reply #10
21. That's why I support the tax...
But really, all the tax is going to do is to prevent people from buying more insurance. According to the CMS report, because people will drop that kind of coverage, it's not really going to raise much revenue.

IN the fucked-up scenario of this Reid bill, I support the tax. But, from the larger picture, that you would have to tinker with the system in weird ways like this in an attempt to get it right is really crazy.

They really ought just to have real cost controls in there, and not just stuff that tells people not to buy so much coverage. People can decide that for themselves.
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IndianaGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:10 PM
Response to Original message
5. Why are some people here defending the profits of Big Insurer and Big Pharma
and no doubt, their own investments as well?
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David Zephyr Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:35 PM
Response to Reply #5
9. Why? Maybe the pay is good enough to overcome any healthy sense of shame.
You asked.
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depakid Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:10 PM
Response to Original message
6. Cash for clunkers!
That pretty well sums up the effect of this legislation.
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IndianaGreen Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:26 PM
Response to Reply #6
8. We are forced to buy their clunkers, and they take what little cash we have
Meanwhile the investor class enjoys their health industry dividends while giving us their collective middle fingers.
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depakid Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:44 PM
Response to Reply #8
13. The treasury's going to pony up big bucks for junk insurance subsidies, too
Edited on Sat Jan-09-10 07:44 PM by depakid
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Armstead Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:45 PM
Response to Original message
14. That describes all of private health insurance -- we should be diminishing it not embracing it
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TheKentuckian Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 07:58 PM
Response to Original message
15. I suppose your Chevy is the good ole silver plan?
Ain't too many Caddy's with so few amenities.

Why on God's green Earth do you fight so mightily for the American people to have minimal benefits they can't afford to make use of for a fair chunk of their pre-tax income?
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last1standing Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 10:14 PM
Response to Original message
18. Because Chevy costs get you Vega benefits in the USofA.
But then that little fact doesn't come into play when your only interest is shilling for your favorite personality.
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boppers Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Jan-09-10 10:20 PM
Response to Original message
19. Status. Luxury. Identity.
It's the same reason people buy a Cadillac, when a much less expensive, much more reliable, vehicle is available to them.
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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 01:10 AM
Response to Original message
22. Why are people engaging in union-busting rhetoric on DU? eom
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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 01:30 AM
Response to Reply #22
23. Oh quit the drama.
Edited on Sun Jan-10-10 01:30 AM by ProSense
When the unions opposed Wyden's free choice amendment, all the current critics of the health care bill lashed out at the unions.

People disagree on issues. Get used to it.


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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 01:33 AM
Response to Reply #23
24. "People disagree on issues. Get used to it." Take your own advice.
Your whole raisson d'etre lately has been to squelch disagreement with the official admin line.
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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 01:40 AM
Response to Reply #24
25. "Your whole raisson d'etre lately has been to squelch disagreement "
Obviously, you're confused. Disagreeing with you is not equivalent to squelching disagreement.

If you have no confidence in your debating skills, that's your problem.

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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 03:44 AM
Response to Reply #25
26. If your efforts to persuade are failing, as they are on DU, that's your problem. eom
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ProSense Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 11:24 AM
Response to Reply #26
28. Persuade? Where did you get the notion that disagreeing with
illogical rantings is equivalent to trying to persuade anyone?

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TheKentuckian Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jan-10-10 04:21 AM
Response to Reply #23
27. Not remotely the same thing and you know it
Edited on Sun Jan-10-10 04:23 AM by TheKentuckian
There is a world of difference between targeting by choice when plenty of other options for funding are available and collateral damage caused by liberating EVERY worker from employer based insurance.

You have an IQ above 9, so I know you can understand the difference. What about this particular tax has you in a fucking flutter? I don't recall you having any wonkish devotion to such a thing in the past. I've never seen such zeal for a tax in my whole life.
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