CloakedClock
(21 posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:02 PM
Original message |
Unemployment Benefits vs. Welfare? |
|
Edited on Wed Sep-21-11 08:20 PM by CloakedClock
Can someone give me a breakdown (as detailed as possible) of how unemployment benefits and welfare differ? The extent of what I know is that unemployment hinges on not having or losing a job, whereas welfare is separate from employment entirely. I also don't understand to what extent the government is involved in unemployment benefits.
I've searched high and low on the internet, but all I can find are poorly-sourced Yahoo Answers discussions, lmao. Any help would be appreciated!
Also, if you want to just pass along some links but don't feel like answering, that's cool too.
|
NaturalHigh
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:04 PM
Response to Original message |
1. I don't know a lot about unemployment benefits... |
|
but I believe there is some sort of insurance that employers are required to pay into and that is administered or overseen by the federal government. Again, don't take my answer for granted because I'm really not sure.
|
leftstreet
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:07 PM
Response to Original message |
2. If you lose your job you draw unemployment. If you're a Wall Street bank you get welfare n/t |
CloakedClock
(21 posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:21 PM
Response to Reply #2 |
|
...If I were a Dem, I'd use that line in the '12 elections.
|
xmas74
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:21 PM
Response to Original message |
|
comes from completely different source, compared to unemployment insurance. Welfare is usually gained through a social services department and is usually for families, while unemployment is geared more towards those who've lost their employment.
|
shraby
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:33 PM
Response to Original message |
5. Welfare is means tested whereas unemployment benefits |
|
are not..they are time limited though.
|
Bluenorthwest
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:46 PM
Response to Original message |
6. Google the name of your state, plus 'unemployment benefits' |
|
Edited on Wed Sep-21-11 08:47 PM by Bluenorthwest
and that will explain the rules to you, you can apply easily. Your benefit is calculated according to earnings in the 4 quarter preceding your becoming unemployed, as I recall. But that's CA, and it is different in each state. Look it up and act accordingly. The basic difference is that Unemployment Benefits are paid for by employer and employee, and available to those who have paid in who become unemployed. It is like insurance. Welfare benefits are need based, means tested, and not derived from earnings and employment.
|
CloakedClock
(21 posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 08:55 PM
Response to Reply #6 |
|
...No "taxpayer dollars" go into it at all; it is paid into by employees and employers, and government simply administers it?
|
Cool Logic
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 09:08 PM
Response to Reply #7 |
8. Tax dollars become involved if/when the fedgov enacts legislation to extend them beyond their limits |
DURHAM D
(1000+ posts)
Send PM |
Profile |
Ignore
|
Wed Sep-21-11 09:31 PM
Response to Reply #6 |
9. The funds sent by the employer to the IRS are entirely employer contributions. |
|
Employees don't contribute. In all but a couple of states the funds sent to the state fund are employer contributions only.
|
DU
AdBot (1000+ posts) |
Fri Apr 26th 2024, 03:40 AM
Response to Original message |