I doubt I will ever retire.

[YellowRubberDuckie]

I'm 32. And the way it is going, i doubt I will ever retire. That being said, we're trying to translate our love of books, gaming and jewelry making into some sort of business that will keep us young and educating people until we die, because it looks like we'll be working until then.
So, since it looks like I'll be working myself into a grave, I'd at least like to be doing something I love and that is fun to me than what is currently stressing me to the point of stress related illnesses.
What about you?
Duckie

[Drale]

1. I've been trying to figure out how I can turn my interests into a business

its really hard.

[valerief]

2. You can still have hope. Some of us are right on cusp of retiring and realizing we can't and

there's no way to recoup savings from lost years. There's no way to move out of this hellhole of country. You probably should, since you're young.

[hamsterjill]

3. I'm 53.

I see no way that I can ever retire. If I'd been taking all those Carribbean vacations, I probably wouldn't be so bitter, but I've been working my whole life with very damn few luxuries.

I know I'm not alone, but allow me to be just a tiny bit pissed off about that.

[YellowRubberDuckie]

9. Please be.

I want to move out of this hell hole. But I don't think we ever will unless we win the lottery. :rofl:

[dtexdem]

4. Well, I'm 65 and I don't know whether I'll ever retire.

But I surely have started receiving pensions, and I will start receiving Social Security.

I love academia and could stay with it till I die -- but then academia is being remade in the corporate image, so I can't really say about the future.

[redqueen]

13. "academia is being remade in the corporate image"

That is an extremely depressing thought.

[Tansy_Gold]

5. I'm 63, will never be able to retire

No Caribbean vacations in my past either. Nothing but work, and not always of the kind I enjoy. I try to get by on as little as possible so I don't have to work all the time.


TG

[white_wolf]

6. You love books and gaming.

Have you ever considered trying to write books on the topic, or possibly going into videogame reviews? That is one of the things I'm considering. There are also some really interesting books on the history of video games. I just read a book called "Super Mario: How Nintendo conquered America" that is about the history of Nintendo.

[YellowRubberDuckie]

12. We're talking about moving back to my home town and opening a used book store.

I think it could go over well. There's nothing there like it.
I do write weird EOW type stories. But I get halfway through them and can't finish them. it's a little discouraging.
Duckie

[TBF]

34. I buy/sell on eBay and that may help you with a small store -

there seem to be quite a few small shops that also list their inventory on there. Also etsy for the jewelry making, and Amazon has individual sellers as well. Quite a few outlets so you may be able to make a go of it with interesting inventory. Good luck!

[YellowRubberDuckie]

36. We figure we will end up with a large online business...

...and then a less hopping local store. But my hometown doesn't have anything like it. There is no place to hang out, and the library is not at all functional for hanging out with friends. I envision sofas and overstuffed chairs, tables, and free wifi. A soda fountain that we don't charge a ton for and coffee and tea. Half priced books, a good 50 cent section and maybe random baked goodies and lunch. We could do so much with it and I think we could be extremely successful.
Duckie.

[TBF]

39. People love to hang out -

that's one thing Barnes & Noble tapped into that likely helped them survive (along with Nook), as others folded. I really do wish you luck, sounds like the kind of place I would love.

[redqueen]

7. Same here, but I come from a few generations of poverty...

so it was never an idea I ever bothered to entertain anyway.

[kevinbgoode]

49. Me as well. . .

I expect to work until at least 70, and probably part time after that. . .

[Downwinder]

8. Retirement should come before you start working,

when you are young enough to enjoy it.

[Brother Buzz]

10. I will never be able to afford to retire outright so I opt to take retirement in installments

A concept I borrowed from J D MacDonald's Travis McGee.

[Shagbark Hickory]

11. Why?

:shrug:

[YellowRubberDuckie]

14. Can you eleborate or was this supposed to be sarcastic and ironic?

[Shagbark Hickory]

22. You said..

You said "I doubt I will ever retire" and that you're stressed to the point of illness

but didn't explain why.

I asked why.

You're still young. Plenty of time to make any lifestyle changes needed to shore up your financial security.

If you don't want to talk about it, that's ok.

[YellowRubberDuckie]

25. Oh, no. I don't mind.

I was just curious what you wanted to know. =)
My mom will never retire. She owns her own business. I get that part of life. I just don't expect to retire. I am OK with it. I just want to live and work on my own terms.
My stress related illness is Irritable Bowel. Flare up happened today, so I'm sore and weak. And I nearly died about a year ago because of everything piling on top of me. I changed my attitude and now I leave and leave my work at work, but it's still difficult. I just got a sort of promotion recently and a raise, and while I do my job well, I just really would prefer to be doing something fun and that I am in control of. The Mortgage Industry was not where I saw myself. And I'd also like to foster parent and help change the system here in Oklahoma. But I have to have the time and the health to do these things.
I'm sure that was more info than you were looking for, but there it is.
Thanks for asking!
Duckie

[Shagbark Hickory]

37. but that doesnt answer the question.

Why do you say youll never be able to retire?

A lot of people would love to have a steady job let alone not being forced into retirement so in that regard you have some good fortune. In your line of work you obviously know a thing or two about finance and presumably saving money. So Why do you say you wont be able to retire?

[YellowRubberDuckie]

54. I don't know.

It's honestly just something I don't think will ever happen.
And as long as I can open my book store, I don't care if I ever do.

[onethatcares]

15. 60 yrs old here and would like to retire but I wasted my youth

on sex,drugs & rock & roll. Worked too many cash jobs to make my social security look like anything but a joke, but I do have ideas and sooner or later I'm gonna force myself to do something entirely different than work/

edited due to fingers being fat.

[iscooterliberally]

16. I don't think I will be able to retire either.

I've been trying to save up money, but every time I do something happens that takes it all away. I just tell people that I'm a retired nightclub bass player. :rofl: You have the right idea though, just keep doing what you love. You never know what tomorrow might bring. Life is too short to work some sort of stressed out job that you hate. There really isn't enough money in the world to put up with that. :fistbump:

[YellowRubberDuckie]

17. We aren't looking to ever be "rich".

We would just like enough to be comfortable, reinvest in the business and maybe take a vacation once a year to someplace we've always wanted to go. I don't think that's too much of a dream, to be honest. I just need to get started on a business plan. =)

[La Lioness Priyanka]

18. me either

[Shagbark Hickory]

19. posted in wrong place.

Y

[tridim]

20. I plan on retiring by playing the blues

Got the idea from my old neighbor who did just that, he seemed happier than any other retiree I've met. He played two or three gigs a month.

I really wish I could make a pre-retirement living playing music, but I don't really have the rock-star personality for it. I just give away my work for free.

[mdmc]

21. 1

[badtoworse]

23. From your post, it sounds like money is pretty tight.

I would strongly recommend you start a savings plan and stick with it, even if it's only a little. You have 30+ years to work with and that is a lot of time for savings to appreciate. Hopefully, things will get better and you'll be able to save more in the future.

I will be able to retire, but that is only because my wife and I both contributed regularly to IRA's, 401k's, etc.

[YellowRubberDuckie]

28. I have a 401K and profit sharing at work.

And we save a little, but every time, we have to dip into it for a flat tire or plumbing issues. I'm OK with never retiring. Look what retiring got Andy Rooney. :shrug:

[Vinca]

24. I know we'll never retire and I'm happy about it.

I'm 62 and my husband is nearly 65 and we'd be bored if we didn't continue working. I probably wouldn't feel that way if I wasn't self-employed, but if you do something you enjoy you don't want to stop. In any case, my vision of hell is living in a McMansion on a golf course.

[Uben]

26. When I was your age, I was in the same boat......

....but sometimes life has surprises and changes one cannot foresee. I took advantage of an opportunity that turned out to be my ticket out. Been retired for 11 yrs and I'm only 56. If it can happen to me, it can happen to anyone, but if you take no action on your environment, it certainly will act on you. Take chances, life is too short to settle for the status quo.

[Texasgal]

27. I'll be dead before I can retire as well.

I'm an RN, even with my retirement plan through my nursing org. it still will not be enough.

I hear you. *hug* My only plan is stay in nursing as long as this old gal can take it. Perhaps try to get younger people interested in healthcare.??? I dunno.

[DesertFlower]

29. i had to stop working at age 48 due

to health problems. i loved my job. hubby is 64 and still working. been with the same international corporation for 42 years. he loves his job too. if he's forced into retirement he wants to go back to school and study physics. financially we'd be okay. he'll get a nice pension.

[lunatica]

30. I'm 63 and see no retirement in may future

[progressoid]

31. I'm 48 and don't expect to retire either.

I made more money when I was your age. Sad.

[SoDesuKa]

32. You May Not Retire Comfortably, But You'll Definitely Retire . . .

You're forced to retire when you can't get work. Hooray for people in their 60's who are still working, at least they've got a paycheck coming in. It depends on the field you're in whether you even can work after a certain age. Baseball players retire while they're still in their thirties because their reflexes give out. Here and there there's an outlier like a 45-yr. old pitcher.

[Initech]

33. I'm 31 and have never been able to afford my own place. Retirement? Ha!

[lillypaddle]

35. I'm 63 and just "semi-retired"

My hours at work had been cut back so much I had to go on social security as a backup! Really. Now I'm working the max under social security guidelines and collecting early retirement. That means I'm working about 15 hours a week. Just started Nov. 1st, so we'll see how it goes. Couldn't have done it, but I have no outstanding debt, so rent, food, gas, meds ... that's about it.

[B Calm]

38. It's sad, but the new American Dream is having enough money to retire.

[LiberalEsto]

40. me either

I'm 59, been out of work for 3 years, doubt I'll ever find a job from which to retire.
It sounds like you're doing the best thing by doing what you love.

[Curmudgeoness]

41. You have the right idea. When I was too young to pay attention,

I was told to take something that I loved and find a way to make money doing it. I never did. I am now late 50's and I do not think I will ever be able to retire either. That proposal devastated me when I first realized it. I do not want to be 80 years old and trying to get up and go to work every day, and I do see people who are in this situation.

So do it----find something you love and FIND A WAY to make money doing it. There always is a way, you just have to figure out how to do it. Best of luck.

[a la izquierda]

42. I'm 34...

and have a ton of debt from 3 degrees. I'll be working until I'm 70. Luckily, I love what I do.

[RebelOne]

43. I was working up till 2010. I was 70 years old

and thought I would probably be working for at least another 5 years, but my company downsized and I was laid off along with 3 others. It wasn't because of my age because the other 3 were all many years younger than me. Fortunately, I was collecting social security and the company gave me a generous severance package. I wanted to work longer to get some more money into my 401K, but I have been forced into retirement because no one is going to hire a 72-year-old woman, and I do not want to work as a WalMart greeter.

[Abin Sur]

44. I'm 49 and plan to retire in 7 to 10 years.

Who knows what the future will bring, of course...but if all goes as planned it should work.

[sarcasmo]

45. My sister who is 37 and a medical biller shares your feelings.

[NNN0LHI]

46. Shoot when I was 32 I didn't think I would ever be able to retire either

32 is pretty young Duckie. You are just starting out. I know it doesn't feel that way now. Didn't feel that way for me either when I was 32. Give it some time.

Don

[Politicalboi]

47. I've had ideas here and there

But no money to invest in those ideas. I never went to college. Years ago I was watching a friend of mine trying to parallel park, and thought there should be a way to let you know that you are getting close to a bumper. Like a beeping sound that gets faster as you get closer. And then one day I saw a commercial, I think it was Mercedes Benz came up with such a devise. Missed it! Like I fore see a night vision windshield for your car coming soon, or interchangeable colors for your car with a push of a button because the color would be projected on. Or window colors that can't allow anyone to see inside your car while parked.

[elocs]

48. If you do something you love & is fun you will never work a day in your life.

That being said I am glad I am not 32, but 59.

[femmocrat]

50. I'm just happy to still have a job at my age.

I can't retire because of health care coverage. If I retire, I won't have any!

[Prometheus Bound]

51. I woudn't even think of retiring. I just don't get the appeal.

Not to mention the unaffordability.

[applegrove]

52. I'm planning on working well into my 70s.

[REP]

53. Retired at 38

Hours are fanfuckingtastic but the pay is low - what I made in 2001.

[TNLib]

55. I'm 42 I'm planning on working in my field till my kid gets through college

Then I hope to either travel and do consulting or open my own business. Then around 70's I hope to fully retire. Anyway that's my plan for now.