Credit card solicitation question

[DiehardLiberal]

I'm loving sending back heavy envelopes to the credit card companies like Capital One in their postage paid envelopes as a statement to them to stop their consumer exploitation. I just noticed the Locator Identification Code and warning on the envelopes now. I assume that is a con to stop people from doing this, but does anyone have the inside scoop? Thanks!

[Earth_First]

1. Make sure it is RIGID i.e. cardboard etc.

It's media mail at that point which is an entirely different postal rate.

As for the location id, I have no clue...

[DiehardLiberal]

4. So media mail costs more?

I always thought it was less - but thanks for the tip!

[Earth_First]

6. According to the youtube video I watched on this...

While it may be cheaper for a company which buys media rate in bulk, it is much more costly in this instance.

[JustAnotherGen]

2. I'm interested too

I didn't know they had that! But Bank of F*ck You America has sent me 4 this month. I especially love sending THEIRS back.

[FSogol]

3. Bet a sharpie would screw up the code, con or not.

:thumbsup:

[DiehardLiberal]

5. Good call - I bet you are right. Will do!

[Earth_First]

7. Nothing a razor blade, a blank sheet of papers, sissors and some tape cannot handle... n/t

[jberryhill]

12. Unless it is ink with magnetic particles

Do you know whether it is magnetic ink?

[DiehardLiberal]

15. How do you tell? nt

[jberryhill]

16. run it by a tape player's read head and look for a signal on an oscilloscope

That would be the simplest way.

[FSogol]

20. LOL, what would be the hard way? n/t

[Vincardog]

8. What are you worried about? Are you afraid that they will identify you and QUIT mailing you their

crap?

[DiehardLiberal]

9. Hahaha!

No, but there is a warning on there about defrauding financial institutions, blah blah blan. Probably more about false applications but just thought I'd check...

[ejpoeta]

10. i think that has to using false info to get a credit card.

unless it says you will be prosecuted for using this postage paid envelope for something other than they expected then you are good.

[Vincardog]

11. They sent you the postage paid envelope so you could communicate with them.

So communicate. I do not advocate sending anything dangerous thru the mail,
but beyond that everything seems to be fair as long as it communicates your point.

[savalez]

13. Include a letter asking a question about their card.

[JustAnotherGen]

14. I send them back with

"I wouldn't get a card from you if it came with a life time supply of Champagne".

But they keep sending it to me - not getting that I might ACTUALLY sign up if they offered me a lifetime supply of champagne. Or wine. Or skinny girl margarita.

[gkhouston]

19. I'd like to see them claim that blank paper or newsprint is fraudulent. n/t

[RebelOne]

17. Fortunately, I do not receive those solicitations any longer.

I was besieged with them a few years ago, and I tore it all up all the paperwork and mailed it back to them. Finally, the mailings stopped.

[SheilaT]

18. I stopped receiving those

things several years ago, and actually feel surprised to learn that others are still getting them. I wonder if I aged out (I'm 63) or if they managed to notice that I got divorced and my income dropped a lot. Whatever the reason, I certainly don't miss those things.

[GoCubsGo]

21. They stopped for me around 2007 or so....

But, they started back up this year. Despite being out of permanent work for the past few years, I have managed to maintain an excellent credit rating. That's all they care about.

[SheilaT]

22. Hmmm. I have an adequate credit

rating, not fabulous. Maybe occasionally being a little late paying a utility bill has its advantages.