WingDinger
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Sat Mar-19-11 12:21 PM
Original message |
B of A to charge 12$ per month, for less than 1500 in Debit account. |
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3 per for the privilege of them holding your money in a savings account.
This, to punish us for Obama limits on per use fees.
I can only imagine that they have their interlocking directorates on this whole people power thingie.
I am going to move all cash to Teachers credit union. Hope Anonymous takes them down hard. These fees kick in about a month from now.
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Unrepentant Fenian
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Sat Mar-19-11 12:23 PM
Response to Original message |
1. Credit Unions are the only way to go... |
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I just closed our Chase bank account for the same reason. The Boeing Employee's Credit Union is a great alternative.
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grannyilo
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Sat Mar-19-11 12:30 PM
Response to Reply #1 |
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My Savings and Loan just informed me that they will be charging a n "inactivity fee" of $10.00 per month. I am looking for a credit union too.
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NutmegYankee
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Sat Mar-19-11 12:47 PM
Response to Reply #7 |
CountAllVotes
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Sat Mar-19-11 01:01 PM
Response to Reply #7 |
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and welcome to the DU! :hi:
:D
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Brickbat
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Sat Mar-19-11 12:36 PM
Response to Reply #1 |
9. One of our credit unions charged us $10 a month for a servicing/inactivity fee. |
HipChick
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Sat Mar-19-11 01:21 PM
Response to Reply #9 |
26. I transfer $1 from another account every month...no inactivity fee.. |
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since it counts as a direct deposit
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Octafish
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Sat Mar-19-11 12:24 PM
Response to Original message |
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Can't be poor and a Democrat, these days.
Gotta think of one's image.
As for the banksters, they can't go low enough so that the political class will not help them up.
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proud2BlibKansan
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Sat Mar-19-11 12:26 PM
Response to Original message |
3. If you don't have good credit, you can't open a checking account at many banks |
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With so many unemployed, credit scores are falling. Last time I sent out an email alert to my groups suggesting moving to a credit union, several unemployed friends told me that they were refused checking accounts due to low credit scores. I checked with my niece, who is a VP at a local bank, and she said yes, banks (including credit unions) often refuse new checking accounts to those without good credit.
So while I appreciate this idea, we need to be careful and attach this warning when we talk about leaving a bank and moving to a new one.
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Fearless
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Sat Mar-19-11 12:27 PM
Response to Original message |
4. So really they're not paying interest anymore for people less than $1500 |
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Edited on Sat Mar-19-11 12:27 PM by Fearless
Rather they're charging YOU.
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Alexander
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Sat Mar-19-11 12:28 PM
Response to Original message |
5. Where did you find this information? Can you provide a link? |
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Not saying I doubt you. I would just like to be able to verify this.
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WingDinger
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Sat Mar-19-11 12:32 PM
Response to Reply #5 |
8. Straight from the tellers mouth. |
old mark
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Sat Mar-19-11 12:29 PM
Response to Original message |
6. Join a credit union-we have not used a bank in years...nt |
louis-t
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Sat Mar-19-11 12:37 PM
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10. BoA also wants to charge 5 bucks to use ATM. |
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When that happens, the screaming will start.
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GiveMeFreedom
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Sat Mar-19-11 12:38 PM
Response to Original message |
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FUCK BANK OF AMERICA !!!!!
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rasputin1952
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Sat Mar-19-11 12:38 PM
Response to Original message |
12. Basically , they are going to charge people for what so many have spoken up for... |
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both D and R, saving money. It is truly amazing that banks can now charge people for one of the purposes banks exist for, saving money. Everyone, regardless of how much they have invested in a bank doing this, should pay down their cards, cancel them and move their cash into more consumer friendly markets. Bad enough they charge people exorbitant fees for using credit, but to be charged for being prudent is the height of hubris.
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lifesbeautifulmagic
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Sat Mar-19-11 12:39 PM
Response to Original message |
13. just wait until all the states have all raced to the bottom |
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in the contest to see who can give the most tax cuts to corporations for "job growth". I expect a charge to come straight out of our paychecks, or a sales tax, payable straight to the corps, for "job expense."
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sendero
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Sat Mar-19-11 12:39 PM
Response to Original message |
14. Stop banking with thieves.. |
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.. and this won't be a problem.
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delunapark
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Sat Mar-19-11 01:34 PM
Response to Reply #14 |
27. Banking with Thieves ! |
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Great term. Moved our BofA to local Credit Union. Very easy even with direct deposit.
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jp11
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Sat Mar-19-11 12:39 PM
Response to Original message |
15. Link? Is this an 'old' debit account ie savings or some checking thing? |
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Are there ways to get around it like having direct deposit?
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WingDinger
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Sat Mar-19-11 12:44 PM
Response to Reply #15 |
18. Yes, direct deposit saves the fee, for now. |
lonestarnot
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Sat Mar-19-11 12:40 PM
Response to Original message |
16. B of A wants to wipe their asses with c notes. |
CountAllVotes
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Sat Mar-19-11 12:41 PM
Response to Original message |
17. now I know why I never wanted a debit card |
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:puke:
Try a credit union yes. I have a few "free" checking accounts with a couple of different ones. One requires that you have a $500.00 a month balance for it to be free, the other one is actually free (being two automatic deposits are going into it), the third one is a 50+ free account at a local bank (!) that I despise, fourth is at Scottrade.
I use one of these accounts and write checks. If people don't like it, well too bad.
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Initech
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Sat Mar-19-11 12:44 PM
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WingDinger
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Sat Mar-19-11 12:46 PM
Response to Original message |
20. They chide us for spending money we dont have, and then, they loan out money they dont have. |
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Edited on Sat Mar-19-11 12:49 PM by WingDinger
They make loans on the money they hold, times 10-30, I cant remember how fake they allow now.
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alfredo
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Sat Mar-19-11 12:54 PM
Response to Original message |
22. My debit is through my Postal Credit Union. Fuck BOA. |
villager
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Sat Mar-19-11 01:13 PM
Response to Original message |
24. *no one* should remain a customer of a "bank..." |
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Withdrawing our ongoing economic support of the destructive elites who run our "elected" apparatchiks is the only to structurally change things...
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sakabatou
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Sat Mar-19-11 01:18 PM
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