Let's return to the days when banks were operating in their own state only, not nationwide...

[Cal33]

There wouldn't have been the fraud and mess we are having today.
Today's congress would prefer to maintain the status quo, of course.
We'll have to wait until 2013 -- at least.

http://blog.buzzflash.com/node/12513

[monmouth]

1. Back in the day most towns had a First National Bank and a Savings

and Loan down the street. Life was simpler then...