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Health denial cartels "no longer insure healthy children in Georgia"

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Shagbark Hickory Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:04 PM
Original message
Health denial cartels "no longer insure healthy children in Georgia"
According to this story just covered on a local news station here (right wing connections)
They're saying that because the insurers are required to accept children with pre-x conditions now, they're no longer writing new policies.

http://www.wsbtv.com/news/27284059/detail.html

Is this a loophole I keep hearing about? State regulators say there's no law requiring the insurers to write the policies.

Teri (the girl) will be eligible in 2014 though because of the very same insurance bill.

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tridim Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:07 PM
Response to Original message
1. The Insurance Co's denying children will not be allowed on the public exchange in 2014
It's corporate suicide initiated by stupid rich people.
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CoffeeCat Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:16 PM
Response to Reply #1
3. Yes, but they just won't offer the insurance to kids...
These health-insurance companies aren't fooling around. They want billions in profits
and sick children drains their diamond-studded coffers. It's not profitable for them
to cover children with pre-existing conditions.

So yes, technically they cannot deny children with pre-existing conditions. And they
won't. They just won't sell child-only policies as part of their product line.

This will still leave many children with diseases and life-threatening conditions uninsured.

Like these companies really care about "corporate suicide". They make decisions every day
that are unfair and end up hastening death--based on their profit-centric model.

They've been doing it for years.
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tridim Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:34 PM
Response to Reply #3
4. They will not be in business in 2015, that is corporate suicide.
The exchange will be a huge deal in two years. I'm not sure many people understand that.

Nobody is going to buy insurance from these evil companies when there are perfectly good alternatives on the exchange.
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CoffeeCat Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:11 PM
Response to Original message
2. There was a story a while back...
Edited on Tue Mar-22-11 06:12 PM by CoffeeCat
...about a few of the major health-insurance companies no longer writing child-only health insurance
policies. When families are in dire straights, and without insurance--and they have a child with a
pre-existing condition--these families will buy child-only policies to cut costs.

Due to Obama's policy that prevents health insurers from denying children with pre-existing conditions--these
big companies decided that their way to circumvent covering these children was to stop offering child-only
policies.

Nice, huh?

We knew when the health "reform" bill was written, that the shark health insurance magnates would find
use loopholes and other fancy tricks to avoid really helping anyone. If it harms their profits, well...what do
they care about children with cancer, diabetes or muscular dystrophy?

I know Wellmark was doing this, but I can't remember the other companies--but the others were big names
like Wellmark.
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Donnachaidh Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:53 PM
Response to Original message
5. oh goodie -- pit the parents with healthy kids against the rest of us
SBtv is a RW bullshit station.
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Shagbark Hickory Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 08:57 PM
Response to Reply #5
9. Well their tv seems safe to me but their radio stations. ugh yeuchy.
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rucky Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 06:53 PM
Response to Original message
6. This doesn't make sense. They make more money off of healthy people.
It's like buying a gym membership and never using it.
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eomer Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 07:07 PM
Response to Reply #6
7. I think it's because
if they write policies for healthy kids then they also have to write policies for kids with pre-existing conditions.
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pnwmom Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-22-11 07:40 PM
Response to Original message
8. As I recall, they tried this tactic in CA and were slapped down
by the state.

But this, alas, is Georgia, where the insurance companies will probably get away with it.
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