Penny for your thoughts - The Purple Health Plan

[donheld]

http://www.thepurplehealthplan.org/node/2

The Purple Healthcare Plan

We, the undersigned, support the following principles governing fundamental healthcare reform and endorse immediate implementation of the Purple Healthcare Plan.

Principles of Healthcare Reform
All Americans need a basic health plan and should be free to purchase supplemental health insurance coverage.
Healthcare should be privately provided with people free to choose their doctors and hospitals.
All who can pay for their health plans should do so through a combination of existing tax payments and health plan co-payments.
The government's projected healthcare costs must be strictly capped and affordable on a long-term basis.
Health plans should be affordable regardless of one's pre-existing health conditions or risk.
The system must provide strong incentives to prevent overuse of healthcare services and discourage bad healthcare behavior.
Medical malpractice reform is needed to keep providers from engaging in unaffordable defensive medicine.

The Standard Plan
All Americans receive a voucher each year to purchase a standard plan from the private-plan provider of their choice.
Vouchers are individually risk-adjusted; those with higher expected healthcare costs, based on documented medical conditions, receive larger vouchers.
Participating insurance companies providing standard plans cannot deny coverage.
Each year a panel of doctors sets the coverages of the standard plan subject to a strict budget, namely that the total cost to the government of the vouchers cannot exceed 10 percent of GDP.
Insurance companies providing standard plans contract with private providers to cover their plan participants.
Americans choose doctors and hospitals included in the standard plan they choose.
Plan providers compete and provide incentives to improve participants' health and limit bad health practices.
Plan providers offer supplemental plans to their participants and cannot deny supplemental insurance coverage to their participants.
The government (federal and state) ends the tax exclusion of employer-provided health insurance premiums.
Like all other Americans, Medicare, Medicaid, and health exchange participants are covered by the Purple Health Plan subject to appropriate transition provisions.
The roughly 10 percent of GDP now spent or allocated by federal and state government on these and related programs, as well as on the tax exclusion of employer-provided health insurance premiums, is reallocated to help finance the vouchers.

[Frances]

1. This is a way to end Medicare

and my husband and I would pay many thousands of dollars more each year under this plan than under Medicare.

[NYC_SKP]

Republican Wet Dream.

That's my knee jerk reaction to what's written there.

Don't like it one bit.

:patriot:

[supernova]

2. Vouchers = Complete Turn off.

I want to be as far away as possible from vouchers. It's just another way to funnel public money to private insurance companies.

I have a preexisting condition, have been laid off THREE TIMES since 2002. I'm pretty certain some of it had to do with the fact that I'm a PE.

I want nothing NOTHING to do with private insurance firms.

Single Payer OR BUST.

(Just one reason why I'm seriously considering expat status.(

[donheld]

3. Sounds like a give away to Insurance companies to me

[prairierose]

4. More forced customers for insurance companies...

not interested in doing business with people who want us to die.

[donheld]

5. "want us to die"

Only after they've extracted every cent we have

[sueh]

6. No. Vouchers. Period.