If the Supreme Court Ends Obamacare, Here's What It Would Mean

[RandySF]

Many millions more people would be affected by such a ruling than those who rely on the law for health insurance. Its many provisions touch the lives of most Americans, from nursing mothers to people who eat at chain restaurants.

As many as 133 million Americans — roughly half the population under the age of 65 — have pre-existing medical conditions that could disqualify them from buying a health insurance policy or cause them to pay significantly higher premiums if the health law were overturned, according to a government analysis done in 2017. An existing medical condition includes such common ailments as high blood pressure or asthma, any of which could require those buying insurance on their own to pay much more for a policy, if they could get one at all.

The coronavirus, which has infected nearly seven million Americans to date and may have long-term health implications for many of those who become ill, could also become one of the many medical histories that would make it challenging for someone to find insurance.

Under the A.C.A., no one can be denied coverage under any circumstance, and insurance companies cannot retroactively cancel a policy unless they find evidence of fraud. The Kaiser Family Foundation estimated that 54 million people have conditions serious enough that insurers would outright deny them coverage if the A.C.A. were not in effect, according to an analysis it did in 2019. Its estimates are based on the guidelines insurers had in place about whom to cover before the law was enacted.

Most Americans would still be able to get coverage under a plan provided by an employer or under a federal program, as they did before the law was passed, but protections for pre-existing conditions are particularly important during an economic downturn or to those who want to start their own businesses or retire early. Before the A.C.A., employers would sometimes refuse to cover certain conditions. If the law went away, companies would have to decide if they would drop any of the conditions they are now required to cover.



https://www.nytimes.com/article/supreme-court-obamacare-case.html

[Cha]

1. :(

[PoindexterOglethorpe]

2. Let's not get ahead of ourselves.

[Tribetime]

3. I didn't know most people have insurance through employment

..does that include places like Burger King..Walmart.. McDonald's

[woodsprite]

6. Management levels and some full-time employees do. nt

[J_William_Ryan]

4. It would depend on what provisions of the ACA the

Court rules to be un-Constitutional.

In theory, Congress could amend the ACA to address those provisions deemed unlawful.

[treestar]

5. SCOTUS upheld it already

once, except for the medicaid expansion. They let the states decide that.

[CottonBear]

7. I would lose my ACA insurance. No Medicaid in GA. No benefits from my state job.

I will have to hope that I never get sick or hurt. No more annual physicals, mammograms, bone density scans or pap smears.