Fri Oct 30, 2020, 01:54 PM

LizBeth (9,642 posts)

I remember hearing at the start of covid in March that if insured and end up in hospital, insurance

was to pick up covid bill. Later reading about bills coming in to people, I decided that didn't happen. The other day I was talking to a woman about not wanting to get sick because money out of pocket and she informed me that with insurance, I would not be responsible for the bill, insurance would pick it up. I do not really believe it.

Now my niece has it, mid 20's been going on for day and last night high fevers and she is concerned about hospital bill. She said she has crappy insurance, but she does have insurance.

Does anyone have experience with this? Thanks.

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43 replies	Author	Time	Post
I remember hearing at the start of covid in March that if insured and end up in hospital, insurance (Original post)	LizBeth	Oct 2020	OP
Yes, I was just looking at those stories the other day.	Mike 03	Oct 2020	#1
Ah, thank you. I would like to ease her mind. I googled and will try to find info. I appreciate it.	LizBeth	Oct 2020	#2
I'm so sorry about your niece. I hope this affords her some comfort.	Mike 03	Oct 2020	#3
Thanks. I will read. She is on the way to hospital now. Text a friend about her mother experience,	LizBeth	Oct 2020	#6
That is what bankruptcy is for. It is not her fault.	Demsrule86	Oct 2020	#23
She will be responsible for whatever her policy leaves uncovered.	Ms. Toad	Oct 2020	#4
More articles about this	Mike 03	Oct 2020	#5
Thank you. I will get on it.	LizBeth	Oct 2020	#7
Thanks. All uninsured, as a poster above says, not taking care of those underinsured. I appreciate.	LizBeth	Oct 2020	#9
Four more (because there's no such thing as too much evidence)	Mike 03	Oct 2020	#8
She would be better off to say she doesn't have insurance.	LizBeth	Oct 2020	#10
I'll be thinking good thoughts for both of you, as I'm sure the other	Mike 03	Oct 2020	#11
Well, so while gathering the info, she text to tell me she is off to the hospital for some oxy.	LizBeth	Oct 2020	#16
The thing I always worry about with this administration is that they lie.	Mike 03	Oct 2020	#13
My insurance will pay everything but $100	obamanut2012	Oct 2020	#12
+1. A twenty something healthy active college student isn't going to go Cadillac, for sure.	LizBeth	Oct 2020	#17
I am really lucky my premium is quite low	obamanut2012	Oct 2020	#26
+1	LizBeth	Oct 2020	#27
I am not sure	Meowmee	Oct 2020	#14
Check her policy - it should state at which point coverage becomes 100%	lettucebe	Oct 2020	#15
Thanks people. We all know how insurance works, but covid so I went another direction. Lets see	LizBeth	Oct 2020	#18
Blue cross blue shield anthem is covering Covid 100% no copays or deductibles.	Demsrule86	Oct 2020	#19
I Was Going To Post The Same	ProfessorGAC	Oct 2020	#20
+1	LizBeth	Oct 2020	#22
When hubs was laid off, we could have gone with a ACA or BCBS and we picked	Demsrule86	Oct 2020	#24
I Did COBRA For 18 Months	ProfessorGAC	Oct 2020	#25
but not for plans they merely administer	dsc	Oct 2020	#30
Good Catch!	ProfessorGAC	Oct 2020	#37
That is what I heard. Thank you, Old brain and I forget things. My insurance Kaiser sent me the same	LizBeth	Oct 2020	#21
I cant answer your question BUT	Tink41	Oct 2020	#28
That is a good tidbit to know.	LizBeth	Oct 2020	#31
From my experience	Tink41	Oct 2020	#34
Starts with a B, so Baptist something but you know, they made the hospital into like an upscale	LizBeth	Oct 2020	#38
If you are a veteran it doesn't matter what kind of insurance you have	marie999	Oct 2020	#29
I hope people across America have been listing...	WyattKansas	Oct 2020	#32
I forget I am supposed to be intimidated. It really is a flaw and could get me in trouble since I am	LizBeth	Oct 2020	#33
By nasty, I mean dump whatever intimidation they are throwing back in their laps, not violence.	WyattKansas	Oct 2020	#36
+1, ya I get you were not talking violent. And ya... I hear you. Thanks.	LizBeth	Oct 2020	#39
My ACA provider seems to have covered almost everything	JCMach1	Oct 2020	#35
I said a week or so ago you were the one I may need to touch base with. Thanks for your experience.	LizBeth	Oct 2020	#40
Oh, and ACA, I am too. So this is good to know if I get it. I do not know what niece has though.	LizBeth	Oct 2020	#41
Me too with the exception of testing on my policy.	JCMach1	Oct 2020	#42
I always went silver but 2020 I went bronze because I had to up my dental. Lol. I didn't know we	LizBeth	Oct 2020	#43

Response to LizBeth (Original post)

Fri Oct 30, 2020, 01:57 PM

Mike 03 (16,616 posts)

1. Yes, I was just looking at those stories the other day.

Trump administration says it will pay hospitals for treating uninsured covid-19 patients
https://www.washingtonpost.com/health/trump-administration-says-it-will-pay-hospitals-for-treating-uninsured-covid-19-patients/2020/04/22/3df5fbb4-84b5-11ea-878a-86477a724bdb_story.html

The Trump administration confirmed Wednesday that the government will devote an unspecified amount of federal aid to help hospitals cope with the expense of treating covid-19 patients who are uninsured.

Health and Human Services Secretary Alex Azar announced the payments for patients without health coverage as part of several strands of funding the government will distribute from a federal relief package to hospitals and other health-care facilities and practitioners overwhelmed financially by the coronavirus pandemic.

I believe Azar was under oath when he said this.

Here's another:

Trump Administration Confirms It Will Pay Hospitals To Help Cover Costs Of Uninsured Coronavirus Patients
https://khn.org/morning-breakout/trump-administration-confirms-it-will-pay-hospitals-to-help-cover-costs-of-uninsured-coronavirus-patients/

I googled: "Azar Covid costs covered for uninsured"

Many stories come up. It really did happen. I remember being online at DU when he said this.

Edited to include more of the story.

I remember hearing at the start of covid in March that if insured and end up in hospital, insurance

1. Yes, I was just looking at those stories the other day.

2. Ah, thank you. I would like to ease her mind. I googled and will try to find info. I appreciate it.

3. I'm so sorry about your niece. I hope this affords her some comfort.

6. Thanks. I will read. She is on the way to hospital now. Text a friend about her mother experience,

23. That is what bankruptcy is for. It is not her fault.

4. She will be responsible for whatever her policy leaves uncovered.

5. More articles about this

7. Thank you. I will get on it.

9. Thanks. All uninsured, as a poster above says, not taking care of those underinsured. I appreciate.

8. Four more (because there's no such thing as *too much evidence*)

10. She would be better off to say she doesn't have insurance.

11. I'll be thinking good thoughts for both of you, as I'm sure the other

16. Well, so while gathering the info, she text to tell me she is off to the hospital for some oxy.

13. The thing I always worry about with this administration is that they lie.

12. My insurance will pay everything but $100

17. +1. A twenty something healthy active college student isn't going to go Cadillac, for sure.

26. I am really lucky my premium is quite low

27. +1

14. I am not sure

15. Check her policy - it should state at which point coverage becomes 100%

18. Thanks people. We all know how insurance works, but covid so I went another direction. Lets see

19. Blue cross blue shield anthem is covering Covid 100% no copays or deductibles.

20. I Was Going To Post The Same

22. +1

24. When hubs was laid off, we could have gone with a ACA or BCBS and we picked

25. I Did COBRA For 18 Months

30. but not for plans they merely administer

37. Good Catch!

21. That is what I heard. Thank you, Old brain and I forget things. My insurance Kaiser sent me the same

28. I cant answer your question BUT

31. That is a good tidbit to know.

34. From my experience

38. Starts with a B, so Baptist something but you know, they made the hospital into like an upscale

29. If you are a veteran it doesn't matter what kind of insurance you have

32. I hope people across America have been listing...

33. I forget I am supposed to be intimidated. It really is a flaw and could get me in trouble since I am

36. By nasty, I mean dump whatever intimidation they are throwing back in their laps, not violence.

39. +1, ya I get you were not talking violent. And ya... I hear you. Thanks.

35. My ACA provider seems to have covered almost everything

40. I said a week or so ago you were the one I may need to touch base with. Thanks for your experience.

41. Oh, and ACA, I am too. So this is good to know if I get it. I do not know what niece has though.

42. Me too with the exception of testing on my policy.

43. I always went silver but 2020 I went bronze because I had to up my dental. Lol. I didn't know we

8. Four more (because there's no such thing as too much evidence)