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zonemaster

(232 posts)
Mon Jul 12, 2021, 04:31 PM Jul 2021

Put anti-COVID-vaxxers into their own risk pool

Insurance companies can give 3 more months for those remaining hold-outs who are able to get the vaccine. After that, crank their rates up by 30% to cover not only these members' increased risk, but to cover the risk that they'll help breed an even more potent variant that will bring down other policy holders and significantly impact the insurance companies' bottom lines.

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Ms. Toad

(33,992 posts)
1. That would require legislation.
Mon Jul 12, 2021, 04:34 PM
Jul 2021

It is not one of the factors insurance companies can consider when setting rates for ACA-compliant plans.

Ms. Toad

(33,992 posts)
4. You do know that the ACA has been hanging on by the skin of its teeth, right?
Mon Jul 12, 2021, 10:22 PM
Jul 2021

It was adopted more than a decade ago, and the Republicans keep filing lawsuits. The most recent one was disposed of less than a mong ago.

Pobeka

(4,999 posts)
8. Yes. I know. That's why I put the priority below voting rights.
Tue Jul 13, 2021, 09:14 AM
Jul 2021

I'd have to put the priority below true climate change action as well. Not much point in having a health care system if the world is going to be utter chaos in 20 years with massive food shortages and climate refugees.

liberal_mama

(1,495 posts)
7. My husband's employer insurance goes up if he is over 30 BMI or if he smokes (he's a non smoker)
Mon Jul 12, 2021, 10:33 PM
Jul 2021

They have to do something to get these vaccination rates up.

Either mandate the vaccines and have vaccine passports or make them pay for their own covid treatment, which is very expensive. That's the only way they will get enough people vaccinated for this nightmare to end for immune compromised people like me.

The honor system is ridiculous. Knocking on people's doors isn't going to work and might be dangerous for the people doing that job.

In my town, they originally said you had to be vaccinated to attend sporting events, but then they caved on that. The unvaccinated are happily trotting around unmasked and not having any inconveniences.

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