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NightWatcher

(39,343 posts)
Wed Nov 7, 2012, 05:18 PM Nov 2012

Here comes Obamacare. Um, did I read that I can get on my wife's insurance in 2014?

I seem a little shocked because I never thought it would be put into place so completely. I have lupus and another auto immune neuro-muscular disease that have me on permanent disability. Does this mean that her Blue Cross will have to let me on her policy? When I get on her policy in 2 years I will no longer need to try to use Medicaid.

http://thinkprogress.org/health/2012/11/07/1155911/five-ways-obamacare-help-after-election/

2) An end to insurance company discrimination against Americans with pre-existing conditions. While Obamacare has already barred insurance companies from denying insurance to children with pre-existing conditions, this highly popular consumer protection will be extended to all Americans by January 2014. This means that Americans suffering from a host of genetic and chronic ailments that are completely beyond their control will no longer be relegated to expensive and inefficient high-risk pools, or be forced to forego critically needed health coverage entirely.

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Here comes Obamacare. Um, did I read that I can get on my wife's insurance in 2014? (Original Post) NightWatcher Nov 2012 OP
My friend with diagnosed breast cancer got insurance. For what I understand, there are insurance Laura PourMeADrink Nov 2012 #1
It doesn't necessarily mean you'll be able to get on your wife's policy. subterranean Nov 2012 #2
thank goodness that Obama was re-elected JanT Nov 2012 #3
 

Laura PourMeADrink

(42,770 posts)
1. My friend with diagnosed breast cancer got insurance. For what I understand, there are insurance
Wed Nov 7, 2012, 05:22 PM
Nov 2012

companies out there who have already adopted the "non-discrimination of pre-existing conditions" despite them not yet having a legal requirement to do so.

subterranean

(3,427 posts)
2. It doesn't necessarily mean you'll be able to get on your wife's policy.
Wed Nov 7, 2012, 05:27 PM
Nov 2012

However, it does mean that you'll be able to get your own policy, and they can't deny you or charge you more due to your health condition.

JanT

(229 posts)
3. thank goodness that Obama was re-elected
Wed Nov 7, 2012, 05:28 PM
Nov 2012

i plan on retiring in 2014 so i have been following this battle for awhile. it will be very beneficial and now everyone will have an opportunity to learn more about the ACA. i believe as people learn more about ACA they will begin to embrace it just as SS is now embraced as a good program.

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