Trump has a new scam the AMAC to replace the AARP / The Association of Mature American Citizens

[Botany]

https://amac.us/poll/as-a-member-of-amac-do-you-support-president-trumps-efforts-to-stop-voter-fraud/



But you can post comments @ the link above.

The Association of Mature American Citizens

[Mister Ed]

1. If maturity is a requirement for membership...

...then the Toddler-in-Chief won't be able to qualify.

[underpants]

2. There's already one that advertises on talk radio

as well as a conservative targeted cell phone service.

[badhair77]

3. Faux News convinced my former friend, a staunch conservative,

that AARP is a leftest organization and she cut all ties with it. She is easily manipulated. She retired from teaching English with less than 20 yrs, a job she got from her husband’s connections. She was fortunate enough to be able to stay at home till her kids were HS age. She likes to point out she’ll get her husband’s SS money if he passes. Of course in her mind that’s courtesy of Repubs. He made a ton of money as a school superintendent then even more as a charter school director. He nor she have ever had a job in the private sector, always getting paid by taxpayers. Then she is quick to point out that anyone getting public assistance doesn’t deserve it. But I digress . . .

[Botany]

5. I now know where a long time and good friend got his information on "The Twitter Files"

https://amac.us/twitter-files-bombshell-revelations-robert-charles-ep-180/

[badhair77]

14. My god, the comments on that site are a sewer.

I’d hate to be related to those hateful creatures or even their neighbor. Disgusting. Toxic.

[Freethinker65]

4. So are they going to sell insurance?

[ProfessorGAC]

6. Does AARP?

I get their mailers all the time, but all the insurance related stuff is clearly marked as being courtesy to members through whatever insurance company is offering that product.
I was unaware they offer insurance products of their own.
They may, but I've never seen that.

[tikka]

8. AARP appears like it's run by United Healthcare

Last edited Wed Jan 25, 2023, 05:03 PM - Edit history (1)

edited to correct statement

[ProfessorGAC]

12. Thanks!

I did not know that!
However, I looked at both Wikipedia & their 401c charter and both only describe a partnership with UHC.
Now, some of the criticisms of the UHC products are harsh, & likely justified. And, since those products have AARP branding, it's on them too.
But, I still don't see anything about being run by UHC

[Ms. Toad]

15. It's not.

UHC pays royalties to AARP for the use of its intellectual property (primarily it's name and any goodwill associated with it for use in marketing their insurance plans).

Their Medicare Supplement plans (Medigap plans) have been around for decades ane are among the lowest priced and most stable. We ran the numbers out for 30 years and they were not only the lowest price currently - but also figuring in the annual age-based rate increase for all of the dozen or so plans which we were eligible ot purchase, they were at least 20% lower than their nearest competitor. (All plans have COL/inflation increases, as well, which are impossible to predict - but over time their annual increases have been below average.)

No comments on UHC's Medicare Advantage or other products, since they aren't anything I would have considered purchasing anyway)

[tikka]

20. Thank you fore the correction

The relationship between UHC and AARP has always been strong and evident. Edited my post

[Ms. Toad]

21. Definitely has been -

Since at least 25 years ago when my parents bought their Medicare Supplement plans through UHC.

I'm thrilled with them as Medigap providers, since all they do is pay the remainder bills - and they do it at a far cheaper price than anyone else in my area. I suspect I'd be far less thrilled with them were I a Medicare Advantage customer.

[llmart]

23. +1

I have had UHC supplement and prescription coverage since I became eligible for Medicare and I can vouch for them being above board. You have to have a AARP membership to get the lowest rate, but it costs next to nothing to get a three-year membership.

[Ms. Toad]

24. We don't get our prescription coverage through them -

Each of us buys our prescription coverage through a different front-end company (although both are serviced on the back end by Caremark - can't seem to get away from them for drug coverage).

We shop by price, not brand loyalty. I didn't start out assuming they would be my Medigap insurer. (even though they have served my parents well for a quarter of a century). I just built my excel spreadsheets comparing all the plans. I was surprised both at how much variation there is in premium for the exact same plan, and at how much below the rest of the market UHC was. The only problems we've had so far is when medical providers haven't been able to make the transition from insurance to Medicare, and have billed my old insurer for new claims or Medicare for old claims - none of which is the fault of UHC.

[llmart]

25. I have never used their drug coverage.

But have it because I don't want to face a penalty for not having it. I take no meds and haven't since I turned 65. I really wish they wouldn't make people carry prescription drug coverage or be penalized heftily somewhere down the road.

[Ms. Toad]

26. Unfortunately, absent a single payer system,

that's the only system that seems to coerce folks to do the right thing so that prescription coverage is affordable.

Insurance prices are only low if people have insurance both when they need it, and when they don't. The penalty is to discourage people from waiting until they have really expensive medications to take advantage of drug insurance. (If only people with expensive drugs buy insurance, the cost of insurance will be really high.)

That said - you might want to check out the price of competitors. In my area, the cheapest UHC plan was $50/month. My insurance through Wellcare is $11.20/month, and my spouses through Aetna is $5.10/month. (These are 2022 numbers - I think my premium got a little cheaper and my spouse's got a little more expensive). If you're only getting it to stave off penalties down the road, just buy the cheapest one available without even looking at drug prices.

[llmart]

27. UHC's is fairly inexpensive.

I think it's reasonable and it's gone down last year and this year. I believe this year it's around $23.

They could do something like they do with dental insurance where you can buy it, but you can't use it for at least a year which discourages people from buying dental insurance when they find out they need a crown.

[Ms. Toad]

28. You can probably get it for about 1/4 of that price -

If all you're using it for is to stave off the penalties. I just checked the 2023 prices. round here, UHC is $28.20. My spouse's plan is Aetna, and costs $5.10/month. (We chose her plan because it is the best deal for her very costly medications, in combination with buying some of them from Costco - so it's also a good plan. Mine has a higher premium $11.20 - but bettter overall pricing for the meds I take)

As to modeling it after dental insurance - just imposing waiting limits won't keep prices lower. People find out they need a crown, buy insurance for a year, then drop it. Dental insurance is, relatively speaking, far more expensive than health care - partly for that reason. The cheapest dental insurance I can find is about $30/month - and has major limitations (caps of $1,000 - $2,000 a year).

And - cancer doesn't give you warning bells. So modeling it after a plan that requires a waiting period ould leave people hanging around up to a year with a cancer diagnosis before they could get chemotherapy to treat it. You might be able to manage a year with a toothache, but not with cancer.

We just need to get to single payer healthcare.

[TheBlackAdder]

19. I thought AARP contracts out insurance to UHC, Aetna or NY Life, depending on the service or plan.

[Ms. Toad]

22. Medicare supplement plans are exclusive with UHC.

Don't know about any of the other flavors of insurance.

[LetMyPeopleVote]

7. Why would anyone listen to TFG?

[Postal Grunt]

9. I never heard of AMAC until just now

I never heard of them before but if the entries in the comments section that I read are any indication, then I have to conclude that they attract mainly Kool Aid drinkers and to be polite, whackadoodles. I don't know a soul who admits or brags about being one of their members.

[keithbvadu2]

10. They offer financial services... Run by George Santos, or the two Trump boys?

Send us your money.

Never contact us again.

[Torchlight]

11. Sounds as believable and tired as the "I live in the real world" retorts Ivanka gave.

I'll give trump credit for one thing-- he's a master at pretending t-shirt slogans are a better replacement than the application of critical thought.

[Lovie777]

13. I'll bet shithole and family are taking ..........

monies from AMAC.

[Ms. Toad]

16. Hardly a new scam. AMAC has been around since 2007. n/t

[Botany]

17. Thanx .... I just heard about it today

n/t

[Ms. Toad]

18. Trump referenced them sometime during his presidency.

I don't remember the context - so I knew they were at least a few years old.

[Efilroft Sul]

29. AMAC advertises frequently on the shows of conservative talk radio's B-Team and C-Team.