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Today is perhaps the best day of my life as an American. (Original Post) Scuba Sep 2013 OP
I finally got it Warpy Sep 2013 #1
Happy Birthday Scuba malaise Sep 2013 #2
Thanks malaise, but it's not my birthday. One becomes eligible on the first of the month .... Scuba Sep 2013 #6
LOL malaise Sep 2013 #13
Happy Happy almost birthday kiddo!! Peacetrain Sep 2013 #18
Doesn't matter, I'll toast you anyway! customerserviceguy Sep 2013 #25
well that sure is handy for those of us hfojvt Sep 2013 #49
Enjoy! CaliforniaPeggy Sep 2013 #3
Been on it for eight years now. Cleita Sep 2013 #4
Been on it for 9 years. n/t RebelOne Sep 2013 #32
great ...I am sure you can feel good. riverbendviewgal Sep 2013 #5
Happy Birthday, Scuba! brer cat Sep 2013 #7
congrats scuba jimlup Sep 2013 #8
+1,000 Scuba Sep 2013 #9
I join that club in October. ananda Sep 2013 #10
Happy birthday, Scuba. Billy Love Sep 2013 #11
Good for you. riversedge Sep 2013 #12
I have exactly five years from today to wait. Curmudgeoness Sep 2013 #14
happy birthday curmudgeoness! barbtries Sep 2013 #16
Thanks, barbtries. Curmudgeoness Sep 2013 #19
Those five years really suck. What state are you in? busterbrown Sep 2013 #52
Yep, counting days in a five year period sucks. Curmudgeoness Sep 2013 #54
Cobra is still expensive? busterbrown Sep 2013 #65
Well, my COBRA would not be out of reach---my boss is cheap. Curmudgeoness Sep 2013 #70
Hubby has 18 months to go....worse part is he CAN'T work full-time, wish he could DebJ Sep 2013 #53
Yours is such a common story Curmudgeoness Sep 2013 #57
I hope they leave the goalposts where they are. Enthusiast Sep 2013 #58
No shit! Curmudgeoness Sep 2013 #59
happy birthday Scuba! barbtries Sep 2013 #15
65 ... Scuba Sep 2013 #17
Good for you! Welcome to the club! Medicare is Raven Sep 2013 #20
Medicare is okay I guess Half-Century Man Sep 2013 #35
Military health care is only until you are eligible for Medicare. dem in texas Sep 2013 #66
I see the ACA as just a step to Universal Health Care. Half-Century Man Sep 2013 #72
6.5 years to go, for me Demeter Sep 2013 #21
LOL ctsnowman Sep 2013 #37
The best day of my life so far was the day that my son was born. n/t totodeinhere Sep 2013 #22
Cheers! randome Sep 2013 #46
Remember skydive forever Sep 2013 #23
Congrats dude! You're a month ahead of me. mysuzuki2 Sep 2013 #24
And may Medicare for All be ours soon. Loudly Sep 2013 #26
Get it while you can liberal N proud Sep 2013 #27
FINALLY you can discover all the diseases from which you suffer angstlessk Sep 2013 #28
HAPPY BIRTHDAY!!! gopiscrap Sep 2013 #29
I'll get mine ashling Sep 2013 #30
Congratulations !!!! It's criminal you had to wait this long. Theyletmeeatcake2 Sep 2013 #31
Happy Birthday Scuba fadedrose Sep 2013 #33
Congrats! I am fully AARP ELIGABLE in 12 days! Dustlawyer Sep 2013 #34
If you like travel discount coupons you're going to be thrilled! Scuba Sep 2013 #36
Travel all of the time for work, can't wait! Lol Dustlawyer Sep 2013 #51
Now you start the struggle to keep it. nt valerief Sep 2013 #38
The struggle to expand it to all Americans, including dental, vision and hearing aids continues. Scuba Sep 2013 #40
Right. It's a shared struggle. But the .001% giveth and the .001% taketh away, too. valerief Sep 2013 #44
Congratulations! Le Taz Hot Sep 2013 #39
Congrats and Happy Birthday! Stinky The Clown Sep 2013 #41
Happy belated birthday. Bette Noir Sep 2013 #42
My birthday's still a couple weeks away, but thank you. One becomes eligible on the first .... Scuba Sep 2013 #45
Congrats! lillypaddle Sep 2013 #43
Happy early B day Ichingcarpenter Sep 2013 #47
Congratulations!! handmade34 Sep 2013 #48
I'm so happy for you Scuba! RiffRandell Sep 2013 #50
I am 56. I expect Medicare to be gone by the time I am kestrel91316 Sep 2013 #55
Congratulations to you, Scuba! BlueMTexpat Sep 2013 #56
Congrats. nm rhett o rick Sep 2013 #60
congats, scuba. I am so happy for you. roguevalley Sep 2013 #61
Birthday or not, Happy Medicare Day! mountain grammy Sep 2013 #62
Eggzaklee! Scuba Sep 2013 #63
happy bday Liberal_in_LA Sep 2013 #64
hooray! I've been on it for 2 years now, and it's the best! secondwind Sep 2013 #67
Congratulations, Scuba! KansDem Sep 2013 #68
Happy Birthday to you! Granny M Sep 2013 #69
Me too, this July drynberg Sep 2013 #71

Warpy

(111,256 posts)
1. I finally got it
Sun Sep 1, 2013, 06:42 PM
Sep 2013

but since I lost insurance in 1987, I honestly don't know what to do with it.

Well, except stop living in constant fear.

 

Scuba

(53,475 posts)
6. Thanks malaise, but it's not my birthday. One becomes eligible on the first of the month ....
Sun Sep 1, 2013, 06:50 PM
Sep 2013

... during which they turn 65. So I don't have to wait a couple more weeks.

customerserviceguy

(25,183 posts)
25. Doesn't matter, I'll toast you anyway!
Sun Sep 1, 2013, 09:33 PM
Sep 2013

Dug out a nice bottle of Oregon Pinot Noir from my cellar, a friend over there owns a vineyard, and I buy a good deal of stuff from him.

Salute!

hfojvt

(37,573 posts)
49. well that sure is handy for those of us
Mon Sep 2, 2013, 11:28 AM
Sep 2013

born on the 28th, or like my BiL on the 31st.

Not as cool for those born on the 4th.

CaliforniaPeggy

(149,615 posts)
3. Enjoy!
Sun Sep 1, 2013, 06:45 PM
Sep 2013

I have been very happy, having it.

Luckily, all my doctors are comfortable with it as well.

Congrats on living long enough!

Cleita

(75,480 posts)
4. Been on it for eight years now.
Sun Sep 1, 2013, 06:45 PM
Sep 2013

I wish every one could have it or at least be able to buy into it with the exchanges, but I guess the public option was taken off the table if it even were ever seriously on the table.

Happy birthday!

jimlup

(7,968 posts)
8. congrats scuba
Sun Sep 1, 2013, 06:52 PM
Sep 2013

Wish we had "Medicare for all" which might begin to be the step we need to take towards a solution that most of the rest of modern the world has long since figured out.

ananda

(28,859 posts)
10. I join that club in October.
Sun Sep 1, 2013, 07:00 PM
Sep 2013

I got my card a month or so and now I'm just waiting
for the Advantage Plan to kick in with it.

My monthly premium is down $100 so I really can't
complain, especially with rising rents.

 

Billy Love

(117 posts)
11. Happy birthday, Scuba.
Sun Sep 1, 2013, 07:03 PM
Sep 2013

Now you just have to wait till next year to get your Social Security, grandpa!

Curmudgeoness

(18,219 posts)
14. I have exactly five years from today to wait.
Sun Sep 1, 2013, 07:39 PM
Sep 2013

Well, that is unless they fuck around with it and change the goalpost on me.

I see it as a freedom that I have never had in my life. Right now, I would stop working----or at least stop working where I work, except for the health insurance issue. I could probably retire soon, but I cannot afford health insurance premiums until I get to Medicare eligibility. This is going to be a long five years.

Curmudgeoness

(18,219 posts)
19. Thanks, barbtries.
Sun Sep 1, 2013, 08:40 PM
Sep 2013

but it is a few weeks before my birthday. For Medicare purposes, you start to get the benefit on the first day of the month in which you turn 65. My birthday month is September, so the 1st of September is when I will have coverage. This is good to know when you are counting the days.

busterbrown

(8,515 posts)
52. Those five years really suck. What state are you in?
Mon Sep 2, 2013, 12:42 PM
Sep 2013

I took SS early to help with situation.Work Income stop for me at 63 so for two years I paid with a huge deductible for $400 a month.. Never used it thank God.. On the other hand my girl friend of 24 years had a knee operation costing us $7000. Higher deductibles are a gamble, but between the both of us we would have been paying $1700 a month.. Separate policies! Just Horrible..

Today however, for her she has found a program called Healthy Way L.A. ( Medicaid Money) which is absolutely free. Based on income only $19,000 threshold, (she has S.S. only) she can use any County facility for no cost.
Will save close to $20 grand in those 3 years.

Perhaps your state has such a program as well....They are popping up all over.. I think the money might be coming from Obamacare....

Curmudgeoness

(18,219 posts)
54. Yep, counting days in a five year period sucks.
Mon Sep 2, 2013, 01:01 PM
Sep 2013

I am in PA, and they are not the best state for health care. In fact, PA is fighting Obamacare tooth and nail. You are lucky to have found help. I would not have $20,000 to spare to have health insurance, which is why I will have to wait until I qualify for Medicare. And I think that there is a savings issue with getting help in PA. My savings, as meager as it is, is all I have for retirement along with SS. If I were to spend it down in that time from 62 to 65 just to have health insurance, I would not have hopes of retiring at 65. Or 66 to get full SS.

But I will start to look into all the options in two years when I could choose to take early SS. I also have considered planning to retire at 63-1/2, when I can use COBRA for the full 18 months until I qualify for Medicare. (See, I have been thinking this over.)

busterbrown

(8,515 posts)
65. Cobra is still expensive?
Mon Sep 2, 2013, 03:19 PM
Sep 2013

Great thing about Healthy Way L.A. is that savings and investments are not an issue.. Only income...
$19,000.. single......Fuck that Gov...The pain he is causing both physical and mental..

Curmudgeoness

(18,219 posts)
70. Well, my COBRA would not be out of reach---my boss is cheap.
Mon Sep 2, 2013, 06:24 PM
Sep 2013

I pay the bills, so I know what individual coverage costs. It is about $350 a month for my company. Not something to sneeze about, but not impossible if I have it planned out. The coverage sucks, but it would keep me from losing the house if something were to happen.....$5000 deductible and that doesn't include all the co-pays you would have if something happened.

Yes, Governor Corbett is really fucked up. For the life of me, I cannot understand how he won....but PA is a weird state. You never know how it will go.

DebJ

(7,699 posts)
53. Hubby has 18 months to go....worse part is he CAN'T work full-time, wish he could
Mon Sep 2, 2013, 12:57 PM
Sep 2013

because our $1525 a month insurance premium takes almost all of his social security,
which is reduced by hundreds a month because he had to retire early due to kidney
disease. Can't get disability until on dialysis, apparently, but he can't work except
day jobs here and there, because he was losing too much weight and having other
health issues that, thankfully, eased tremendously when he took early retirement.

He has a small pension but after the mortgage and other bills (which would have
been paid in full before a 'regular' retirement date) there is not only nothing left,
we are rapidly approaching the point where keeping the house is becoming
questionable.......... just trying to hang in for another 547 days and keep praying
he can keep working small jobs, that those day jobs will keep being available...
We would have been perfectly fine if only he could have worked just two more years...
all debts but mortgage paid........now, we face disaster. Like millions of others.

I can't work either because of other health issues....not that there are any jobs here
anyway to speak of.

Curmudgeoness

(18,219 posts)
57. Yours is such a common story
Mon Sep 2, 2013, 01:22 PM
Sep 2013

that it breaks my heart. I still cannot fathom that we allow people to slip from a comfortable middle class into poverty without blinking an eye....and then the victims of recession or illness are blamed for being lazy or not planning or any of the other cliques we hear all the time. It is a hard life when you were not born into money.

One of your comments really hit me---that other health issues eased when to took the early retirement. What a shame that not having money to pay all the bills and having to dig into all your reserves, and still you may not be able to keep your house, isn't as much a stress as working was. That says it all about the state of labor today, doesn't it?

Curmudgeoness

(18,219 posts)
59. No shit!
Mon Sep 2, 2013, 01:42 PM
Sep 2013

I have never waivered on "Medicare for All". But I guess that is a pipe dream that us liberals had. When I think of the freedom that this one thing could give to so many people, I want to cry. Companies could no longer hold that "health care coverage" over your head as a reason that you cannot quit your job and find one with less stress or fewer assholes.

They already moved the goalposts on me for Social Security. I am not confident that they will not pull the same stunt again.

Raven

(13,891 posts)
20. Good for you! Welcome to the club! Medicare is
Sun Sep 1, 2013, 08:44 PM
Sep 2013

the most efficient, well run, consumer friendly system I've ever been involved with.

Half-Century Man

(5,279 posts)
35. Medicare is okay I guess
Mon Sep 2, 2013, 09:59 AM
Sep 2013

I still think the Military Health Care is better, You get full medical, vision, dental, end of story.

dem in texas

(2,674 posts)
66. Military health care is only until you are eligible for Medicare.
Mon Sep 2, 2013, 04:49 PM
Sep 2013

My husband is retired military. He had Champus until he reached age 65. Then he had to go to Medicare with Tricare supplement. It has worked well for him. I never used the Champus because my employer paid for my insurance. But now that I am retired and on Medicare. I also have the Tricare supplement.

Half-Century Man

(5,279 posts)
72. I see the ACA as just a step to Universal Health Care.
Mon Sep 2, 2013, 07:37 PM
Sep 2013

If all the money spent on health care was, instead, a tax to fund a governmental service.
If we traded expensive corporate bureaucrats for more cost effective governmental bureaucrats.
If we no longer spent 20% of costs on administration, but rather 11% (through the use of working supervision ie, medical workers who spent part of their daily routines doing admin work).
If we as the single legal customer in the United States for big Pharma.
If we consolidated all computerized medical information to the same operating system.
And did this for Medical, Psychological, Dental, and Vision.

We would save a tremendous amount of money, improve health care to best in the world, provide stable well paying careers for maybe a million people, profoundly reduce personal stresses and the sociological results of stress overloading (ie, school/work place shootings), and nearly emanate medical quackery.

 

Demeter

(85,373 posts)
21. 6.5 years to go, for me
Sun Sep 1, 2013, 08:47 PM
Sep 2013

Meanwhile, I'm paying over $300/month for the "bronze" plan. If you die, they cast your body in bronze....

angstlessk

(11,862 posts)
28. FINALLY you can discover all the diseases from which you suffer
Sun Sep 1, 2013, 09:51 PM
Sep 2013

I am looking forward to that day myself..a few more years..if I make it...or maybe Obamacare will intervene...I will see?

Theyletmeeatcake2

(348 posts)
31. Congratulations !!!! It's criminal you had to wait this long.
Mon Sep 2, 2013, 09:06 AM
Sep 2013

If the USA didn't spend so much money spreading freedom in the world everyone would be better off. A life not in servitude should be a right ....stuff this "privilege "stuff the 1% keep on ramming down people's throats. 888. 8 HOURS WORK,8 HOURS REST, 8HOURS RECREATION. Sounds pretty nifty,it could catch on!!!!

fadedrose

(10,044 posts)
33. Happy Birthday Scuba
Mon Sep 2, 2013, 09:19 AM
Sep 2013

And do you have suplemental insurance?

It covers the bare spots.

Get your reading glasses out, you're gonna need 'em...

By coincidence, I gave you your 65th Rec....

 

Scuba

(53,475 posts)
40. The struggle to expand it to all Americans, including dental, vision and hearing aids continues.
Mon Sep 2, 2013, 10:35 AM
Sep 2013

valerief

(53,235 posts)
44. Right. It's a shared struggle. But the .001% giveth and the .001% taketh away, too.
Mon Sep 2, 2013, 10:45 AM
Sep 2013

I'm hoping it's still there for me in a few short years. I don't trust the .001% and the 'Merkkkan faith-and-bootstraps masses.

Stinky The Clown

(67,798 posts)
41. Congrats and Happy Birthday!
Mon Sep 2, 2013, 10:38 AM
Sep 2013

It is wonderful. It was like a massive pay raise for us when I got mine. Sparkly is still a few years behind.

 

Scuba

(53,475 posts)
45. My birthday's still a couple weeks away, but thank you. One becomes eligible on the first ....
Mon Sep 2, 2013, 10:45 AM
Sep 2013

... day of the month in which they turn 65, so I don't have to wait!

lillypaddle

(9,580 posts)
43. Congrats!
Mon Sep 2, 2013, 10:43 AM
Sep 2013

I've been on Medicare since last December, and so far, so good. Feels pretty good, doesn't it?

 

kestrel91316

(51,666 posts)
55. I am 56. I expect Medicare to be gone by the time I am
Mon Sep 2, 2013, 01:06 PM
Sep 2013

old enough by today's criteria to receive it.

Hell, Social Security will probably be gone by then, too. And I've been paying into it since 1972.

BlueMTexpat

(15,369 posts)
56. Congratulations to you, Scuba!
Mon Sep 2, 2013, 01:20 PM
Sep 2013

Medicare (and Social Security) are wonderful government programs that work. That is why the RW hates them.

For those interested in determining their own eligibility or for more information about it ... http://www.medicare.gov/MedicareEligibility/home.asp?dest=NAV%7CHome%7CResources%7CEligibilityCalcQuestions%7CResourcesOverview&version=default&browser=Chrome%7C29%7CWindows+Vista&language=English

Granny M

(1,395 posts)
69. Happy Birthday to you!
Mon Sep 2, 2013, 06:20 PM
Sep 2013

Best wishes for many more good years! Hope you don't have to use the Medicare for anything but routine preventative care

Oops... just read your post further down. I should have said, happy almost birthday.....

drynberg

(1,648 posts)
71. Me too, this July
Mon Sep 2, 2013, 06:32 PM
Sep 2013

I love it and am using it at my Dr.'s and a specialist she referred me to. Just in time after many years of paying in to the federal insurance program. It was a great day this July!

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