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Old Navy

(84 posts) Mon Sep 30, 2013, 06:39 PM Sep 2013

9

So I get a call from my insurance broker....

Who already wants to see if she can get my son into the medical exchange and save our costs.

We're meeting with her this week to get it done.

13 replies

= new reply since forum marked as read

Highlight:

So I get a call from my insurance broker.... (Original Post) Old Navy Sep 2013 OP

Great thing about the exchanges.... ForgoTheConsequence Sep 2013 #1

I know... but it makes it easier to know where the lead is... Old Navy Sep 2013 #3

Becareful, compare your costs itsrobert Sep 2013 #4

That was really nice of her. tosh Sep 2013 #5

Mine was very straightforward that they are not able to do that. They would be uppityperson Sep 2013 #6

So they're a participant in the exchange? notadmblnd Sep 2013 #2

screw that. simply get online and sign your son up. Schema Thing Sep 2013 #7

I'm definitely giving my broker a call. I am so confused about the whole damn thing. I need liberal_at_heart Sep 2013 #8

The major snag for you would probably be if... roamer65 Sep 2013 #9

we don't have employer based health care so hopefully things will work out okay. liberal_at_heart Sep 2013 #10

I bet you end up with better coverage... roamer65 Sep 2013 #11

My broker called and has done the training here in Oregon. He says he'll call again next week and OregonBlue Sep 2013 #12

Wow! PasadenaTrudy Sep 2013 #13

ForgoTheConsequence

(4,872 posts)

1. Great thing about the exchanges....

Reply to Old Navy (Original post)

Mon Sep 30, 2013, 06:45 PM

Sep 2013

You don't need a broker.

Old Navy

(84 posts)

3. I know... but it makes it easier to know where the lead is...

Reply to ForgoTheConsequence (Reply #1)

Mon Sep 30, 2013, 06:48 PM

Sep 2013

Especially when we only need insurance for my son.. Both of us are on Medicare (disabled)

itsrobert

(14,157 posts)

4. Becareful, compare your costs

Reply to Old Navy (Reply #3)

Mon Sep 30, 2013, 06:54 PM

Sep 2013

don't be led into a contract you can't get out of it.

tosh

(4,426 posts)

5. That was really nice of her.

Reply to Old Navy (Reply #3)

Mon Sep 30, 2013, 06:55 PM

Sep 2013

Not all brokers would do that.

uppityperson

(115,683 posts)

6. Mine was very straightforward that they are not able to do that. They would be

Reply to tosh (Reply #5)

Mon Sep 30, 2013, 06:58 PM

Sep 2013

happy to have us continue with them but to make sure we know they can have nothing to do with the exchange.

notadmblnd

(23,720 posts)

2. So they're a participant in the exchange?

Reply to Old Navy (Original post)

Mon Sep 30, 2013, 06:47 PM

Sep 2013

Schema Thing

(10,283 posts)

7. screw that. simply get online and sign your son up.

Reply to Old Navy (Original post)

Mon Sep 30, 2013, 08:17 PM

Sep 2013

"Health Insurance agent" is a job that does not need to exist anymore. Thankfully.

liberal_at_heart

(12,081 posts)

8. I'm definitely giving my broker a call. I am so confused about the whole damn thing. I need

Reply to Old Navy (Original post)

Mon Sep 30, 2013, 08:57 PM

Sep 2013

someone to explain it to me. I have private insurance so I keep hearing conflicting information on whether I can shop through the exchanges or not. Also, my husband has Medicare. Very confusing stuff.

roamer65

(36,749 posts)

9. The major snag for you would probably be if...

Reply to liberal_at_heart (Reply #8)

Mon Sep 30, 2013, 09:05 PM

Sep 2013

your employer has health insurance that meets the criteria of the ACA. It gets sticky on the subsidy for exchange plans if you do. If you do not have employer-based health insurance then you should be just fine to shop around on the exchange. Your husband is just fine on Medicare. Medicare is going to stay right where it is for the foreseeable future.

liberal_at_heart

(12,081 posts)

10. we don't have employer based health care so hopefully things will work out okay.

Reply to roamer65 (Reply #9)

Mon Sep 30, 2013, 09:12 PM

Sep 2013

roamer65

(36,749 posts)

11. I bet you end up with better coverage...

Reply to liberal_at_heart (Reply #10)

Mon Sep 30, 2013, 09:22 PM

Sep 2013

for less money.

That seems to be the trend.

OregonBlue

(7,760 posts)

12. My broker called and has done the training here in Oregon. He says he'll call again next week and

Reply to Old Navy (Original post)

Mon Sep 30, 2013, 10:03 PM

Sep 2013

get me signed up. Private insurance for me alone is $2000 a month but under the ACA it will be $112 a month for the basic plan. I was stunned.

PasadenaTrudy

(3,998 posts)

13. Wow!

Reply to OregonBlue (Reply #12)

Mon Sep 30, 2013, 10:09 PM

Sep 2013

That is huge!

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