General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsDue to the Affordable Care Act, this inexpensive health plan will no longer be offered in Hawaii
This policy only costs $162/month for a 55 year old female and $93/month for a 28 year old female.
This policy only costs $166/month for a 55 year old male and $63/month for a 28 year old male.
Wow!
Under ACA, plans must charge men and women the same rates also.
Some highlights of the Kaiser Basic plan:
Outpatient Services
Office visit:
Not covered
Lab, imaging, and testing:
Not covered
Outpatient surgery or procedure (in doctor's office):
Not covered
Outpatient surgery or procedure (in hospital-based setting or ambulatory surgery center):
$500 copay
Inpatient Hospital Care
Inpatient care:
$500 copay per day
Maternity
Delivery and postpartum care:
Not covered
Emergency Care
Emergency Department:
$250 copay
Ambulance service
20% coinsurance
Prescription Drugs
Generic drugs (maintenance/other) (up to a 30-days supply) :
Not covered
Brand drugs (up to a 30-days supply):
Not covered
Other
Transplants and related services:
Not covered
details at:
https://kaiser.healthinsurance-asp.com/expressweb/plan/ViewPlanDetails.action?productPlanKey=PSUI32973
bravenak
(34,648 posts)Does it cover anything?
This was a set of rhetorical questions.
Policies like this should not have existed in the first place. This just shows how much the ACA was needed.
geek tragedy
(68,868 posts)CreekDog
(46,192 posts)hospitalization coverage that costs $500/day?
Pretzel_Warrior
(8,361 posts)Horrible that these types of policies have been allowed to exist. And this is the reason insurance companies have been jacking up prices--to make up for cash cow highly profitable policies like these.
CreekDog
(46,192 posts)Women are really victimized by this plan. Young women don't even have labor and delivery coverage, yet they pay 50% more than men their age for the coverage they do have.