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cags

(1,914 posts)
Fri Nov 1, 2013, 02:33 PM Nov 2013

We are an upper middle class family and the ACA has saved me money and time

We tend to hear complaints more often than when something is working so I would just like to say this.

We have great insurance through an employer, I have no complaints. There were two medications that I and another family member take on a daily basis that were not covered by my insurance before the ACA. Because of the ACA they are now required to be covered saving my family $100 dollars a month. Our physicals are now free which is another $90 in copays. Our premiums went up $50 dollars a month this year. So that is a net win.

As for saving me time, my daughter who is in the military gets to still be on my insurance till she is 26, when she came home for a visit last, she got sick. The nearest VA doctor is an hour away. She was able to go just down the street to our regular doctor and get care. We didn't have to waste precious visit time on travel to the doctor.

That is all.

15 replies = new reply since forum marked as read
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We are an upper middle class family and the ACA has saved me money and time (Original Post) cags Nov 2013 OP
lots of innacuries in this post jehop61 Nov 2013 #1
I don't know about the military aspect, Lars39 Nov 2013 #2
The ACA is for anyone that wants to look for insurance on the exchange. Rex Nov 2013 #4
I'm reading it that her employer insurance is now ACA compliant Lars39 Nov 2013 #5
Okay that makes more sense. Rex Nov 2013 #6
Oh Look, someone with a working mind... I knew there were some here... Thank you cags Nov 2013 #12
Lots of inaccuracies in your post. jeff47 Nov 2013 #7
The docs in the area were not 3 min down the road, like our doctor. cags Nov 2013 #13
Too funny Puzzledtraveller Nov 2013 #8
You are on crack, many aspects of the ACA are already in effect. There is nothing phony.... cags Nov 2013 #11
Hmmm.... FreeJoe Nov 2013 #15
Is this satire? leftstreet Nov 2013 #3
No, It's 100% the truth cags Nov 2013 #14
The recs Puzzledtraveller Nov 2013 #9
Message auto-removed Name removed Nov 2013 #10

jehop61

(1,735 posts)
1. lots of innacuries in this post
Fri Nov 1, 2013, 03:02 PM
Nov 2013

1. ACA is not for those with employer insurance. They write as if ACA has already been in effect.
2. If daughter is in military she doesn't need ACA provisions and would use CHAMP if no military doc is available.
3. This just sounds phony and contrived.

Lars39

(26,109 posts)
2. I don't know about the military aspect,
Fri Nov 1, 2013, 03:07 PM
Nov 2013

But my insurer was ACA compliant well ahead of deadlines.

 

Rex

(65,616 posts)
4. The ACA is for anyone that wants to look for insurance on the exchange.
Fri Nov 1, 2013, 03:10 PM
Nov 2013

You can drop your employer insurance if you find a better plan on the exchange. That is how I am reading the OP.

Lars39

(26,109 posts)
5. I'm reading it that her employer insurance is now ACA compliant
Fri Nov 1, 2013, 03:14 PM
Nov 2013

and that it is saving her money.

 

Rex

(65,616 posts)
6. Okay that makes more sense.
Fri Nov 1, 2013, 03:21 PM
Nov 2013

Yes which it seems many companies want to do, just not all of them.

jeff47

(26,549 posts)
7. Lots of inaccuracies in your post.
Fri Nov 1, 2013, 03:26 PM
Nov 2013

1. The ACA is more than just the exchanges. It also has effects on employer-based insurance, the most visible being the ban on lifetime caps and the "kids can stay on until 26" part.

2. The daughter's the one in the military, so she'd be under TRICARE. I suppose it's possible that no doc in the area would take TRICARE, but that seems unlikely.

cags

(1,914 posts)
13. The docs in the area were not 3 min down the road, like our doctor.
Fri Nov 1, 2013, 08:24 PM
Nov 2013

It saved us valuable time being able to utilize this aspect of the ACA.

cags

(1,914 posts)
11. You are on crack, many aspects of the ACA are already in effect. There is nothing phony....
Fri Nov 1, 2013, 08:22 PM
Nov 2013

about my post at all.

FreeJoe

(1,039 posts)
15. Hmmm....
Fri Nov 1, 2013, 08:28 PM
Nov 2013

You might want to review the law a bit before writing more about it. Don't confuse part (the exchanges and subsidies) with the whole (the exchanges, changes to minimum coverage, lifetime payouts, 26 year rule, pre-existing conditions, etc).

Response to cags (Original post)

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