http://www.propublica.org/article/loyal-obama-supporters-canceled-by-obamacare
San Francisco architect Lee Hammack says he and his wife, JoEllen Brothers, are “cradle Democrats.” They have donated to the liberal group Organizing for America and worked the phone banks a year ago for President Obama’s re-election.
Since 1995, Hammack and Brothers have received their health coverage from Kaiser Permanente, where Brothers worked until 2009 as a dietitian and diabetes educator. “We’ve both been in very good health all of our lives – exercise, don’t smoke, drink lightly, healthy weight, no health issues, and so on,” Hammack told me.
The couple — Lee, 60, and JoEllen, 59 — have been paying $550 a month for their health coverage — a plan that offers solid coverage, not one of the skimpy plans Obama has criticized. But recently, Kaiser informed them the plan would be canceled at the end of the year because it did not meet the requirements of the Affordable Care Act. The couple would need to find another one. The cost would be around double what they pay now, but the benefits would be worse.
“From all of the sob stories I’ve heard and read, ours is the most extreme,” Lee told me in an email last week.
I’ve been skeptical about media stories featuring those who claimed they would be worse off because their insurance policies were being canceled on account of the ACA. In many cases, it turns out, the consumers could have found cheaper coverage through the new health insurance marketplaces, or their plans weren’t very good to begin with. Some didn’t know they could qualify for subsidies that would lower their insurance premiums.
So I tried to find flaws in what Hammack told me. I couldn’t find any.
* The couple’s existing Kaiser plan was a good one.
* Their new options were indeed more expensive, and the benefits didn’t seem any better.
* They do not qualify for premium subsidies because they make more than four times the federal poverty level, though Hammack says not by much.
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http://blogs.kqed.org/stateofhealth/2013/10/04/obamacare-downside-reports-of-premiums-going-up/
The notice from Kaiser came in the mail about ten days ago.
Luke Donavan’s health insurance premiums were going up. A lot.
Donavan, 41 of San Francisco, is self-employed and buys his own health insurance. Currently he pays $841 per month for insurance for himself, his wife and three young children. But, Kaiser is canceling that policy and offering him a new one that fully complies with the Affordable Care Act. Effective Jan. 1, his family’s premium is going up to $1,000, with a higher deductible.
Donavan says he voted for Obama in both elections and calls himself a “big proponent” of the health law. He has a pretty calm demeanor and says he was “surprised” by this news from Kaiser.
“I just keep coming back to the name ‘Affordable Care Act,’” he said. “I thought I’d pay the same or less for better coverage.”
Subsidies are available for people to buy insurance, but they are dependent on income. Donavan says he earns too much to qualify.
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